EXHIBIT 21: SUBSIDIARIES OF THE REGISTRANT
Name |
|
|
|
State of Incorporation |
|
|
|
|
|
Pathfinder Bank |
|
|
|
New York (direct) |
|
|
|
|
|
Pathfinder Statutory Trust II |
|
|
|
Delaware (direct) |
|
|
|
|
|
Whispering Oaks Development Corp. |
|
|
|
New York (indirect) |
|
|
|
|
|
Pathfinder Risk Management Company Inc. |
|
|
|
New York (indirect) |
|
|
|
|
|