TEXT-EXTRACT 2 filename2.txt August 20, 2025 Alex Xu Chief Financial Officer Qfin Holdings, Inc. 7/F Luijazui Finance Plaza, No. 1217 Dongfang Road Pudong New Area, Shanghai 2000122 PRC Re: Qfin Holdings, Inc. Form 20-F for the year ended December 31, 2024 File No. 001-38752 Dear Alex Xu: We have completed our review of your filing. We remind you that the company and its management are responsible for the accuracy and adequacy of their disclosures, notwithstanding any review, comments, action or absence of action by the staff. Sincerely, Division of Corporation Finance Office of Technology cc: Haiping Li