董事介绍

注:董事持股数取自最新公司公告

姓名 性别 职位 年龄 薪酬 持股数(万股) 截止日期
M. D. Ranganath Independent Director 63 845.00万 未持股 2025-09-30
Sandeep Parekh Independent Director 53 635.00万 未持股 2025-09-30
Sunita Maheshwari Independent Director 59 410.00万 未持股 2025-09-30
Atanu Chakraborty Chairman and Independent Director 65 682.07万 未持股 2025-09-30
Lily Vadera Independent Director 64 129.02万 未持股 2025-09-30
Santhosh Iyengar Keshavan Independent Director 51 未披露 未持股 2025-09-30
Harsh Kumar Bhanwala Independent Director 63 未披露 未持股 2025-09-30
V. Srinivasa Rangan Executive Director 65 未披露 未持股 2025-09-30
Keki Mistry Independent Director 70 100.00万 未持股 2025-09-30
Renu Karnad Non Executive Director 72 765.00万 未持股 2025-09-30
Bhavesh Zaveri Executive Director; Head – Operations, ATM and Cash Management Product 59 未披露 未持股 2025-09-30

高管介绍

注:高管持股数取自最新公司公告

姓名 性别 职位 年龄 薪酬 持股数(万股) 截止日期
Rakesh Singh Head – Investment Banking, Private Banking, International Banking, Digital Ecosystems and Banking as a Service 56 未披露 未持股 2025-09-30
Ashima Bhat Head – Virtual Relationship, Virtual Care, Virtual Sales Channels, BEU and Infrastructure 54 未披露 未持股 2025-09-30
Nirav Shah Head – Corporate Banking -Large Corporate Coverage, Multi-National Coverage Companies and Public Sector Coverage 53 未披露 未持股 2025-09-30
Arvind Vohra Head – Retail Assets 53 未披露 未持股 2025-09-30
Anjani Rathor Chief Digital Experience Officer 52 未披露 未持股 2025-09-30
Ramesh Lakshminarayanan Chief Information Officer – Tech and Digital 54 未披露 未持股 2025-09-30
Rahul Shukla Head – Commercial and Rural Banking, Business Banking Working Capital, Rural Banking Group and Sustainable Livelihood Initiative 56 未披露 未持股 2025-09-30
Smita Bhagat Head – Retail Branch Banking I, RTFX and Alternate Channel and Partnership 59 未披露 未持股 2025-09-30
Srinivasan Vaidyanathan Chief Financial Officer 61 未披露 未持股 2025-09-30
S. Sampath Kumar Head – Retail Branch Banking II 52 未披露 未持股 2025-09-30
Vinay Razdan Chief Human Resources Officer 58 未披露 未持股 2025-09-30
Arup Rakshit Head – Treasury 56 未披露 未持股 2025-09-30
Raveesh Bhatia Head – Emerging Corporates Group and Healthcare Finance 59 未披露 未持股 2025-09-30
Sanmoy Chakrabarti Group Chief Risk Officer 49 未披露 未持股 2025-09-30
Rakesh Kumar Rajput Chief Compliance Officer 55 未披露 未持股 2025-09-30
Abhijit Singh Head – BaaS, Digital Ecosystem Banking and International Banking 53 未披露 未持股 2025-09-30
Prashant Ramesh Mehra Head – Retail Debt & Portfolio Management and Credit Intelligence & Control 53 未披露 未持股 2025-09-30
Sumant Vinay Rampal Head – Mortgage Business 49 未披露 未持股 2025-09-30
Ravi Santhanam Chief Marketing Officer and Head – Direct to Consumer Business 55 未披露 未持股 2025-09-30
Sundaresan M Head – Retail Credit Strategy & Control 53 未披露 未持股 2025-09-30
Sudhir Kumar Jha Head – Legal and Group General Counsel 58 未披露 未持股 2025-09-30
Vinayak Ravindra Mavinkurve Head – Realty Business Finance 55 未披露 未持股 2025-09-30
Gourab Roy Head – Transaction Banking Operations 58 未披露 未持股 2025-09-30
N. Srinivasan Head – Lending Operations 57 未披露 未持股 2025-09-30
Sanjay D'Souza Head – Emerging Enterprises Group and Micro Enterprises Group 58 未披露 未持股 2025-09-30
Suketu Kapadia Head – Internal Audit 53 未披露 未持股 2025-09-30
Vivek Capoor Head – Finance 55 未披露 未持股 2025-09-30
Ashish Parthasarthy Head – Branch Banking, Infrastructure, Treasury and Virtual Channels 57 未披露 未持股 2025-09-30
Kaizad Bharucha Deputy Managing Director 60 未披露 未持股 2025-09-30
Sashidhar Jagdishan Managing Director and CEO 60 未披露 未持股 2025-09-30
Bhavesh Zaveri Executive Director; Head – Operations, ATM and Cash Management Product 59 未披露 未持股 2025-09-30
Jimmy Tata Group Chief Credit Officer 58 未披露 未持股 2025-09-30

董事简历

中英对照 |  中文 |  英文
M. D. Ranganath

M. D. Ranganath是Infosys首席财务官。他的职责包括企业融资、并购、企业规划、风险管理和投资者关系。他在IT和金融服务行业拥有24多年的经验。他在Infosys任职的15年里曾担任多个领导职位。直到最近他才开始担任战略运营执行副总裁,负责战略规划、风险管理、合并和收购和公司营销。之前他曾以董事长办公室成员领导公司的成本优化活动。他从2008年1月到2013年7月担任首席财务主管以及董事风险管理和审计委员会成员,确保董事会对风险管理和管制的监管。在此之前,Ranganath曾担任Domain Competency Group主管,领导行业顾问人员小组,并与全球金融服务客户合作。Ranganath从1991年到1999年在ICICI Limited任职,主要领导财政、规划和信贷职能部门。他持有艾哈迈达巴德the Indian Institute of Management管理PGDM研究生文凭;马德拉斯Indian Institute of Technology技术硕士学位;the University of Mysore工程学士学位。他是澳大利亚CPA副会员。


M. D. Ranganath,is an Independent Director of the Bank, with over 32 years of experience in the global IT services and financial services industry. He is currently the Chairman of Catamaran Ventures. He was Chief Financial Officer of Infosys Limited, a globally listed corporation, until November 2018.During his tenure of 18 years at Infosys, he was an integral part of the growth and transformation of Infosys and effectively played leadership roles in a wide spectrum of areas such as Strategy, Finance, M&A, Consulting, Risk Management and Corporate Planning, culminating in the role of Chief Financial Officer, and worked closely with the board of Infosys and its committees in formulating and executing its strategic priorities. In the years 2017 and 2018, Mr. Ranganath was the recipient of the Best CFO Asia award in the technology sector, by Institutional Investor publication, based on a poll of the buy side and sell side investor community.Prior to Infosys, he worked at ICICI Limited and executed responsibilities in corporate credit, treasury, equity portfolio management and corporate planning.Mr. Ranganath holds a post-graduate diploma in management ("PGDM") from the Indian Institute of Management, Ahmedabad. He holds a master's degree in technology from the Indian Institute of Technology, Madras and a bachelor's degree in engineering from the University of Mysore. He is a member of CPA, Australia.Mr. Ranganath on the board of the Indian Institute of Management, Bangalore. He is a member of the CII corporate governance council and GIFT City's advisory committee on funds management.
M. D. Ranganath是Infosys首席财务官。他的职责包括企业融资、并购、企业规划、风险管理和投资者关系。他在IT和金融服务行业拥有24多年的经验。他在Infosys任职的15年里曾担任多个领导职位。直到最近他才开始担任战略运营执行副总裁,负责战略规划、风险管理、合并和收购和公司营销。之前他曾以董事长办公室成员领导公司的成本优化活动。他从2008年1月到2013年7月担任首席财务主管以及董事风险管理和审计委员会成员,确保董事会对风险管理和管制的监管。在此之前,Ranganath曾担任Domain Competency Group主管,领导行业顾问人员小组,并与全球金融服务客户合作。Ranganath从1991年到1999年在ICICI Limited任职,主要领导财政、规划和信贷职能部门。他持有艾哈迈达巴德the Indian Institute of Management管理PGDM研究生文凭;马德拉斯Indian Institute of Technology技术硕士学位;the University of Mysore工程学士学位。他是澳大利亚CPA副会员。
M. D. Ranganath,is an Independent Director of the Bank, with over 32 years of experience in the global IT services and financial services industry. He is currently the Chairman of Catamaran Ventures. He was Chief Financial Officer of Infosys Limited, a globally listed corporation, until November 2018.During his tenure of 18 years at Infosys, he was an integral part of the growth and transformation of Infosys and effectively played leadership roles in a wide spectrum of areas such as Strategy, Finance, M&A, Consulting, Risk Management and Corporate Planning, culminating in the role of Chief Financial Officer, and worked closely with the board of Infosys and its committees in formulating and executing its strategic priorities. In the years 2017 and 2018, Mr. Ranganath was the recipient of the Best CFO Asia award in the technology sector, by Institutional Investor publication, based on a poll of the buy side and sell side investor community.Prior to Infosys, he worked at ICICI Limited and executed responsibilities in corporate credit, treasury, equity portfolio management and corporate planning.Mr. Ranganath holds a post-graduate diploma in management ("PGDM") from the Indian Institute of Management, Ahmedabad. He holds a master's degree in technology from the Indian Institute of Technology, Madras and a bachelor's degree in engineering from the University of Mysore. He is a member of CPA, Australia.Mr. Ranganath on the board of the Indian Institute of Management, Bangalore. He is a member of the CII corporate governance council and GIFT City's advisory committee on funds management.
Sandeep Parekh

Sandeep Parekh是HDFC银行的非执行董事。他拥有乔治城大学的证券和金融法规法学硕士学位和德里大学的法学学士学位。他是位于孟买的金融行业律师事务所Finsec Law Advisors的管理合伙人。2006年至2008年,他是印度证券交易委员会的执行董事,主管执法和法律事务部门。他是艾哈迈达巴德印度管理学院的教员。他曾在德里、孟买和华盛顿特区的律师事务所工作。Parekh专注于证券监管、投资监管、私募股权、公司治理和金融监管。他获准在纽约从事法律工作。他在2008年被世界经济论坛认定为“年轻的全球领袖”。他曾是SEBI和印度储备银行各委员会和小组委员会的主席和成员,目前是SEBI共同基金咨询委员会的成员。


Sandeep Parekh,is an Independent Director of the Bank. Mr. Parekh holds an LL.M. (Securities and Financial Regulations) degree from Georgetown University and an LL.B. degree from Delhi University. He is the managing partner of Finsec Law Advisors, a financial sector law firm based in Mumbai. He was an Executive Director at the Securities & Exchange Board of India from 2006 to 2008, heading the Enforcement and Legal Affairs departments. He is a visiting faculty at the Indian Institute of Management, Ahmedabad. He has worked for law firms in Delhi, Mumbai and Washington, D.C. Mr. Parekh focuses on securities regulations, investment regulations, private equity, corporate governance and financial regulations. He is admitted to practice law in New York. He was recognized by the World Economic Forum as a "Young Global Leader" in 2008. He was Chairman and member of various SEBI and RBI Committees and sub-Committees. He sits on the Advisory Committee of the School for Regulatory Studies & Supervision ("SRSS") of the National Institute of Securities Market ("NISM"). He has published op-eds in the Financial Times and the Economic Times.
Sandeep Parekh是HDFC银行的非执行董事。他拥有乔治城大学的证券和金融法规法学硕士学位和德里大学的法学学士学位。他是位于孟买的金融行业律师事务所Finsec Law Advisors的管理合伙人。2006年至2008年,他是印度证券交易委员会的执行董事,主管执法和法律事务部门。他是艾哈迈达巴德印度管理学院的教员。他曾在德里、孟买和华盛顿特区的律师事务所工作。Parekh专注于证券监管、投资监管、私募股权、公司治理和金融监管。他获准在纽约从事法律工作。他在2008年被世界经济论坛认定为“年轻的全球领袖”。他曾是SEBI和印度储备银行各委员会和小组委员会的主席和成员,目前是SEBI共同基金咨询委员会的成员。
Sandeep Parekh,is an Independent Director of the Bank. Mr. Parekh holds an LL.M. (Securities and Financial Regulations) degree from Georgetown University and an LL.B. degree from Delhi University. He is the managing partner of Finsec Law Advisors, a financial sector law firm based in Mumbai. He was an Executive Director at the Securities & Exchange Board of India from 2006 to 2008, heading the Enforcement and Legal Affairs departments. He is a visiting faculty at the Indian Institute of Management, Ahmedabad. He has worked for law firms in Delhi, Mumbai and Washington, D.C. Mr. Parekh focuses on securities regulations, investment regulations, private equity, corporate governance and financial regulations. He is admitted to practice law in New York. He was recognized by the World Economic Forum as a "Young Global Leader" in 2008. He was Chairman and member of various SEBI and RBI Committees and sub-Committees. He sits on the Advisory Committee of the School for Regulatory Studies & Supervision ("SRSS") of the National Institute of Securities Market ("NISM"). He has published op-eds in the Financial Times and the Economic Times.
Sunita Maheshwari

Sunita Maheshwari,是银行的NED。Sunita Maheshwari女士被任命为独立董事。她是美国委员会认证的儿科心脏病专家,并在奥斯曼尼亚医学院完成了MBBS,随后在德里AIIMS和美国康涅狄格州耶鲁大学毕业,拥有超过30-30年的经验,她曾在美国和印度。除了是一名临床医生,Maheshwari博士还是一名医疗企业家和联合创始人:(a)Teleradiology Solutions(印度第一家也是最大的远程放射学公司,已向全球患者和医院提供超过500万份诊断报告,包括特里普拉邦政府),(b)Telrad Tech,它构建了支持AI的远程医疗软件,以及(c)RXDX医疗保健-班加罗尔的多专业邻里诊所连锁店。她还在远程医疗领域孵化了其他初创公司,例如HealthEminds,这是一个电信销售平台。她活跃于印度的社会领域,在那里她管理着两个信托基金。“People4People”已在公立学校建造了450多个操场,Telrad Foundation为亚洲无法获得高质量医疗服务的贫困地区提供远程放射学和远程医疗服务。她的其他兴趣还包括教学-她一直在运行印度的儿科心脏病学研究生的电子教学计划十多年。2019年,她帮助喀拉拉邦National Health使命Hridayam为该州的儿科医生推出了儿科心脏病学电子课程。她有200多篇学术演讲和出版物,是一位鼓舞人心的演讲者,发表了200多场演讲,包括几场TEDx演讲。Maheshwari博士(夫人)获得了多项著名奖项和荣誉,包括:Outlook Business颁发的2019年WOW(价值女性)奖,2016年3月印度50位最具影响力的女性2014年Times Now颁发的令人惊叹的印度奖2009年现代医疗保险颁发的印度20大女性医疗保健成就者1995年耶鲁大学颁发的年度杰出教师奖等。


Sunita Maheshwari,is an Independent Director of the Bank. She is a U.S. board-certified pediatric cardiologist who completed her MBBS at Osmania Medical College followed by post-graduate work at the All India Institute of Medical Sciences, in Delhi, and at Yale University in the United States. With over 30 years of experience, she has lived and worked in the United States and India. In addition to being a clinician, Dr. (Mrs.) Maheshwari is a medical entrepreneur and co-founder at: (a) Teleradiology Solutions Private Limited (India's first and largest teleradiology company that has provided over 7 million diagnostic reports to patients and hospitals globally), (b) Telrad Tech Private Limited which builds AI enabled telehealth software and (c) RXDX Healthcare LLP—a chain of multi-specialty neighborhood clinics in Bangalore.She has also incubated other start-up companies in the telehealth space such as HealtheMinds—a tele-counselling platform. She is active in the social arena in India where she runs two trust funds. 'People4people' has put up over 600 playgrounds in government schools and Telrad Foundation provides teleradiology and telemedicine services to poor areas in Asia that do not have access to high quality medical care. Her other interests include teaching; she has been running India's e-teaching program for postgraduates in Pediatric Cardiology for over a decade. She is a Mentor in Residence for the Sustainable Health Initiative of the Yale Institute for Global Health where she and her husband have instituted the Kalyanpur-Maheshwari Endowment for Global Health Innovation. She is currently the President of the Pediatric Cardiac Society of India.She has over 200 academic presentations and publications to her credit and is an inspirational speaker, having given over 200 lectures, including several TEDx talks. Dr. (Mrs.) Maheshwari is the recipient of several prestigious awards and honors including: WOW (Woman of Worth) 2019 award, Outlook Business; 50 most powerful women of India, March 2016; Amazing Indian award- Times Now 2014; Top 20 women Health care achievers in India, Modern Medicare 2009; Yale University- Outstanding Fellow Teacher of the Year Award, 1995, among others.
Sunita Maheshwari,是银行的NED。Sunita Maheshwari女士被任命为独立董事。她是美国委员会认证的儿科心脏病专家,并在奥斯曼尼亚医学院完成了MBBS,随后在德里AIIMS和美国康涅狄格州耶鲁大学毕业,拥有超过30-30年的经验,她曾在美国和印度。除了是一名临床医生,Maheshwari博士还是一名医疗企业家和联合创始人:(a)Teleradiology Solutions(印度第一家也是最大的远程放射学公司,已向全球患者和医院提供超过500万份诊断报告,包括特里普拉邦政府),(b)Telrad Tech,它构建了支持AI的远程医疗软件,以及(c)RXDX医疗保健-班加罗尔的多专业邻里诊所连锁店。她还在远程医疗领域孵化了其他初创公司,例如HealthEminds,这是一个电信销售平台。她活跃于印度的社会领域,在那里她管理着两个信托基金。“People4People”已在公立学校建造了450多个操场,Telrad Foundation为亚洲无法获得高质量医疗服务的贫困地区提供远程放射学和远程医疗服务。她的其他兴趣还包括教学-她一直在运行印度的儿科心脏病学研究生的电子教学计划十多年。2019年,她帮助喀拉拉邦National Health使命Hridayam为该州的儿科医生推出了儿科心脏病学电子课程。她有200多篇学术演讲和出版物,是一位鼓舞人心的演讲者,发表了200多场演讲,包括几场TEDx演讲。Maheshwari博士(夫人)获得了多项著名奖项和荣誉,包括:Outlook Business颁发的2019年WOW(价值女性)奖,2016年3月印度50位最具影响力的女性2014年Times Now颁发的令人惊叹的印度奖2009年现代医疗保险颁发的印度20大女性医疗保健成就者1995年耶鲁大学颁发的年度杰出教师奖等。
Sunita Maheshwari,is an Independent Director of the Bank. She is a U.S. board-certified pediatric cardiologist who completed her MBBS at Osmania Medical College followed by post-graduate work at the All India Institute of Medical Sciences, in Delhi, and at Yale University in the United States. With over 30 years of experience, she has lived and worked in the United States and India. In addition to being a clinician, Dr. (Mrs.) Maheshwari is a medical entrepreneur and co-founder at: (a) Teleradiology Solutions Private Limited (India's first and largest teleradiology company that has provided over 7 million diagnostic reports to patients and hospitals globally), (b) Telrad Tech Private Limited which builds AI enabled telehealth software and (c) RXDX Healthcare LLP—a chain of multi-specialty neighborhood clinics in Bangalore.She has also incubated other start-up companies in the telehealth space such as HealtheMinds—a tele-counselling platform. She is active in the social arena in India where she runs two trust funds. 'People4people' has put up over 600 playgrounds in government schools and Telrad Foundation provides teleradiology and telemedicine services to poor areas in Asia that do not have access to high quality medical care. Her other interests include teaching; she has been running India's e-teaching program for postgraduates in Pediatric Cardiology for over a decade. She is a Mentor in Residence for the Sustainable Health Initiative of the Yale Institute for Global Health where she and her husband have instituted the Kalyanpur-Maheshwari Endowment for Global Health Innovation. She is currently the President of the Pediatric Cardiac Society of India.She has over 200 academic presentations and publications to her credit and is an inspirational speaker, having given over 200 lectures, including several TEDx talks. Dr. (Mrs.) Maheshwari is the recipient of several prestigious awards and honors including: WOW (Woman of Worth) 2019 award, Outlook Business; 50 most powerful women of India, March 2016; Amazing Indian award- Times Now 2014; Top 20 women Health care achievers in India, Modern Medicare 2009; Yale University- Outstanding Fellow Teacher of the Year Award, 1995, among others.
Atanu Chakraborty

根据印度储备银行和本行股东在7月举行的第27次年度股东大会上的批准,Atanu Chakraborty被任命为本行兼职非执行主席兼独立董事,自2021年5月5日起生效2021年17月。他曾在印度政府任职三十五至三十五年,在古吉拉特邦干部担任印度行政服务局成员,期间主要从事金融和经济政策、基础设施以及石油和天然气领域的工作。在印度政府,他在2020财年担任过多个职位,例如财政部经济事务司(& # 8220;DEA & # 8221;)的印度政府秘书。作为DEA的秘书,他协调了所有部委和部门的经济政策制定。此外,他管理了印度政府预算的整个制定过程,包括预算在议会的通过。他负责财政管理、公共债务管理和金融市场发展与管理的政策。


Atanu Chakraborty,was re-appointed as the Part-time Chairman and Independent Director of the Bank with effect from May 5, 2024 up to May 4, 2027 (both days inclusive), not liable to retire by rotation, pursuant to the approval granted by the RBI and the same was approved by the shareholders of the Bank through Postal Ballot on May 3, 2024. He has served the Government of India, for a period of 35 years, as a member of the Indian Administrative Service (the "IAS") in the Gujarat cadre. He has mainly worked in the areas of Finance & Economic Policy, Infrastructure, Petroleum & Natural Gas. In the Union Government, he held various posts such as Secretary to Government of India in the Ministry of Finance (Department of Economic Affairs, or "DEA") during 2019 and 2020. As Secretary (DEA), he coordinated economic policy making for all ministries/departments and managed entire process of formulation of budget making for Union of India, including its passage in Parliament. He was responsible for fiscal management policies, policies for public debt management and development and management of financial markets. Mr. Chakraborty also handled matters of financial stability and currency, as well as domestic and foreign-related issues. He managed the flow of funds with multilateral and bilateral financial institutions and had multiple interfaces with them. He also headed a multi-disciplinary task force that produced the National Infrastructure Pipeline ("NIP"). He has also served as Secretary to the Union Government for Disinvestment at the Department of Investment and Public Asset Management ("DIPAM") wherein he was responsible for both policy as well as execution of the process of disinvestment of the Government of India's stake in state-owned enterprises.During the period from 2002 to 2007, Mr. Chakraborty served as Director and subsequently as Joint Secretary, Ministry of Finance (Department of Expenditure). During this period, he appraised projects in the Infrastructure sector as well as looked after subsidies of the Government of India. He also updated and modernized the Government's Financial & Procurement rules. Mr. Chakraborty has also discharged varied roles in the Gujarat State Government including heading the Finance Department as its Secretary. He was responsible for piloting the private sector investment legislation in the State. In the State government, he worked on the ground in both public governance and development areas.Mr. Chakraborty has also served on the Board of the World Bank as alternate Governor as well as on the Central Board of Directors of the RBI. He was also the Chairman of the National Infrastructure Investment Fund ("NIIF") and on the Board of many listed companies. Mr. Chakraborty was also the Chief Executive Officer and Managing Director of the Gujarat State Petroleum Corporation Limited group of companies as well as Gujarat State Fertilizers and Chemicals Limited. Mr. Chakraborty has published articles in reputed journals in the areas of public finance, risk sharing in infrastructure projects and gas infrastructure.Mr. Chakraborty graduated with a bachelor's degree in engineering (electronics & communication) from NIT Kurukshetra. He holds a diploma in business finance from the Institute of Chartered Financial Analysts of India, Hyderabad, and an MBA from the University of Hull in the United Kingdom.
根据印度储备银行和本行股东在7月举行的第27次年度股东大会上的批准,Atanu Chakraborty被任命为本行兼职非执行主席兼独立董事,自2021年5月5日起生效2021年17月。他曾在印度政府任职三十五至三十五年,在古吉拉特邦干部担任印度行政服务局成员,期间主要从事金融和经济政策、基础设施以及石油和天然气领域的工作。在印度政府,他在2020财年担任过多个职位,例如财政部经济事务司(& # 8220;DEA & # 8221;)的印度政府秘书。作为DEA的秘书,他协调了所有部委和部门的经济政策制定。此外,他管理了印度政府预算的整个制定过程,包括预算在议会的通过。他负责财政管理、公共债务管理和金融市场发展与管理的政策。
Atanu Chakraborty,was re-appointed as the Part-time Chairman and Independent Director of the Bank with effect from May 5, 2024 up to May 4, 2027 (both days inclusive), not liable to retire by rotation, pursuant to the approval granted by the RBI and the same was approved by the shareholders of the Bank through Postal Ballot on May 3, 2024. He has served the Government of India, for a period of 35 years, as a member of the Indian Administrative Service (the "IAS") in the Gujarat cadre. He has mainly worked in the areas of Finance & Economic Policy, Infrastructure, Petroleum & Natural Gas. In the Union Government, he held various posts such as Secretary to Government of India in the Ministry of Finance (Department of Economic Affairs, or "DEA") during 2019 and 2020. As Secretary (DEA), he coordinated economic policy making for all ministries/departments and managed entire process of formulation of budget making for Union of India, including its passage in Parliament. He was responsible for fiscal management policies, policies for public debt management and development and management of financial markets. Mr. Chakraborty also handled matters of financial stability and currency, as well as domestic and foreign-related issues. He managed the flow of funds with multilateral and bilateral financial institutions and had multiple interfaces with them. He also headed a multi-disciplinary task force that produced the National Infrastructure Pipeline ("NIP"). He has also served as Secretary to the Union Government for Disinvestment at the Department of Investment and Public Asset Management ("DIPAM") wherein he was responsible for both policy as well as execution of the process of disinvestment of the Government of India's stake in state-owned enterprises.During the period from 2002 to 2007, Mr. Chakraborty served as Director and subsequently as Joint Secretary, Ministry of Finance (Department of Expenditure). During this period, he appraised projects in the Infrastructure sector as well as looked after subsidies of the Government of India. He also updated and modernized the Government's Financial & Procurement rules. Mr. Chakraborty has also discharged varied roles in the Gujarat State Government including heading the Finance Department as its Secretary. He was responsible for piloting the private sector investment legislation in the State. In the State government, he worked on the ground in both public governance and development areas.Mr. Chakraborty has also served on the Board of the World Bank as alternate Governor as well as on the Central Board of Directors of the RBI. He was also the Chairman of the National Infrastructure Investment Fund ("NIIF") and on the Board of many listed companies. Mr. Chakraborty was also the Chief Executive Officer and Managing Director of the Gujarat State Petroleum Corporation Limited group of companies as well as Gujarat State Fertilizers and Chemicals Limited. Mr. Chakraborty has published articles in reputed journals in the areas of public finance, risk sharing in infrastructure projects and gas infrastructure.Mr. Chakraborty graduated with a bachelor's degree in engineering (electronics & communication) from NIT Kurukshetra. He holds a diploma in business finance from the Institute of Chartered Financial Analysts of India, Hyderabad, and an MBA from the University of Hull in the United Kingdom.
Lily Vadera

经本行股东于2022年3月27日以邮寄投票方式批准,Lily Vadera被任命为本行独立董事,任期五年-5年,自2021年11月26日起生效。


Lily Vadera,is an Independent Director of the Bank. She holds a master's degree in international relations and with over 33 years of experience in central banking, she retired as Executive Director from the RBI in October 2020. As the Executive Director of the RBI, she was in charge of the Department of Regulation ("DoR") where she dealt with the regulatory framework for various entities in the financial sector, covering all categories of banks and nonbanking finance companies.She was instrumental in putting in place a framework for a regulatory sandbox to provide an enabling environment for fintech players to foster innovation in financial services and played a significant role in the amalgamation of distressed banks. She represented the RBI and played an important role as a member of the Insolvency Law Committee set up by the Ministry of Corporate Affairs ("MCA").
经本行股东于2022年3月27日以邮寄投票方式批准,Lily Vadera被任命为本行独立董事,任期五年-5年,自2021年11月26日起生效。
Lily Vadera,is an Independent Director of the Bank. She holds a master's degree in international relations and with over 33 years of experience in central banking, she retired as Executive Director from the RBI in October 2020. As the Executive Director of the RBI, she was in charge of the Department of Regulation ("DoR") where she dealt with the regulatory framework for various entities in the financial sector, covering all categories of banks and nonbanking finance companies.She was instrumental in putting in place a framework for a regulatory sandbox to provide an enabling environment for fintech players to foster innovation in financial services and played a significant role in the amalgamation of distressed banks. She represented the RBI and played an important role as a member of the Insolvency Law Committee set up by the Ministry of Corporate Affairs ("MCA").
Santhosh Iyengar Keshavan
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Harsh Kumar Bhanwala

Harsh Kumar Bhanwala是国家银行印度资本金融有限公司的执行主席。在此之前,从2013年到2020年,Bhanwala博士是印度国家农业和农村发展银行(NABARD)的主席,该银行是印度政府的最高发展银行,负责监管农业信贷的各个方面以及对地区农村银行和合作银行的监管。Bhanwala博士在NABARD开始了他的职业生涯,并在那里工作了近三十年。在领导NABARD之前,他曾任印度基础设施金融公司(IIFCL)董事长兼董事总经理、IL&FS Water高级副总裁和德里国家合作银行董事总经理。Bhanwala博士获得了卡纳尔国家乳制品研究所乳制品技术学士学位、艾哈迈达巴德理工学院工商管理硕士学位和马哈尔希·达亚南德大学管理学博士学位。


Harsh Kumar Bhanwala,is an Independent Director of the Bank. He joined as an Independent Director of the Bank on January 25, 2024.Dr. (Mr.) Harsh Kumar Bhanwala is a Public Interest Director and Chairman of the Multi-Commodity Exchange of India Limited at present. He also holds directorships on the boards of Indian Institute of Management ("IIM")—Rohtak, and Microfinance Institutions Network ("MFIN"- an SRO by the RBI). He is a member of the investment committee of a fund with Omnivore (a V.C. for funding Agri-tech start-up).He was the Chairman of the National Bank for Agriculture and Rural Development ("NABARD"), the Apex Development Bank of the Country, from December 18, 2013, to May 27, 2020. He has been the Executive Director and later Chairman and Managing Director of Infrastructure Finance Company Ltd. ("IIFCL"). He has also been the Managing Director of the Delhi State Cooperative Bank. Recently, he also served as the Executive Chairman of a listed NBFC (Capital India Finance Limited).He has a vast experience of more than 38 years in areas such as Board governance & management, Finance, Rural development, promoting & supporting sustainable agriculture, and supervision & development of Rural Cooperative Banks.He headed the Technical Group appointed by the SEBI on the Social Stock Exchange (September 2020). He was a member of the Expert Committee on the Primary (Urban) Cooperative Banks of the RBI constituted after the amendment in the Banking Regulation Act 1949.He has board experience with Deposit Insurance & Credit Guarantee Corporation ("DICGC"), the Institute of Rural Management Anand ("IRMA"), the National Institute of Bank Management ("NIBM"), and as an Independent Director on the boards of Bayer Crop Science and Arya Collateral Warehousing Services Private Limited. He has served as Vice Chairman of the Asia-Pacific Rural and Agricultural Credit Association ("APRACA").He earned a B.Sc. in Dairy Technology from the National Dairy Research Institute ("NDRI"), Karnal.He holds a postgraduate degree in Management from IIM, Ahmedabad and holds a Ph.D. in Management. He has been awarded an honorary doctorate in Science by Tamil Nadu Agricultural University, Coimbatore, and the Indian Council of Agricultural Research-Central Institute of Fisheries Education, Mumbai.
Harsh Kumar Bhanwala是国家银行印度资本金融有限公司的执行主席。在此之前,从2013年到2020年,Bhanwala博士是印度国家农业和农村发展银行(NABARD)的主席,该银行是印度政府的最高发展银行,负责监管农业信贷的各个方面以及对地区农村银行和合作银行的监管。Bhanwala博士在NABARD开始了他的职业生涯,并在那里工作了近三十年。在领导NABARD之前,他曾任印度基础设施金融公司(IIFCL)董事长兼董事总经理、IL&FS Water高级副总裁和德里国家合作银行董事总经理。Bhanwala博士获得了卡纳尔国家乳制品研究所乳制品技术学士学位、艾哈迈达巴德理工学院工商管理硕士学位和马哈尔希·达亚南德大学管理学博士学位。
Harsh Kumar Bhanwala,is an Independent Director of the Bank. He joined as an Independent Director of the Bank on January 25, 2024.Dr. (Mr.) Harsh Kumar Bhanwala is a Public Interest Director and Chairman of the Multi-Commodity Exchange of India Limited at present. He also holds directorships on the boards of Indian Institute of Management ("IIM")—Rohtak, and Microfinance Institutions Network ("MFIN"- an SRO by the RBI). He is a member of the investment committee of a fund with Omnivore (a V.C. for funding Agri-tech start-up).He was the Chairman of the National Bank for Agriculture and Rural Development ("NABARD"), the Apex Development Bank of the Country, from December 18, 2013, to May 27, 2020. He has been the Executive Director and later Chairman and Managing Director of Infrastructure Finance Company Ltd. ("IIFCL"). He has also been the Managing Director of the Delhi State Cooperative Bank. Recently, he also served as the Executive Chairman of a listed NBFC (Capital India Finance Limited).He has a vast experience of more than 38 years in areas such as Board governance & management, Finance, Rural development, promoting & supporting sustainable agriculture, and supervision & development of Rural Cooperative Banks.He headed the Technical Group appointed by the SEBI on the Social Stock Exchange (September 2020). He was a member of the Expert Committee on the Primary (Urban) Cooperative Banks of the RBI constituted after the amendment in the Banking Regulation Act 1949.He has board experience with Deposit Insurance & Credit Guarantee Corporation ("DICGC"), the Institute of Rural Management Anand ("IRMA"), the National Institute of Bank Management ("NIBM"), and as an Independent Director on the boards of Bayer Crop Science and Arya Collateral Warehousing Services Private Limited. He has served as Vice Chairman of the Asia-Pacific Rural and Agricultural Credit Association ("APRACA").He earned a B.Sc. in Dairy Technology from the National Dairy Research Institute ("NDRI"), Karnal.He holds a postgraduate degree in Management from IIM, Ahmedabad and holds a Ph.D. in Management. He has been awarded an honorary doctorate in Science by Tamil Nadu Agricultural University, Coimbatore, and the Indian Council of Agricultural Research-Central Institute of Fisheries Education, Mumbai.
V. Srinivasa Rangan

V. Srinivasa Rangan曾任前住房发展金融有限公司执行董事兼首席财务官。他拥有德里大学商业学士学位,是印度特许会计师协会(ICAI)的助理。他是金融、会计、审计、经济学、公司治理、法律和监管合规、风险管理和战略思维方面的专家。他在住房金融和房地产领域拥有丰富的经验。Rangan先生曾在加纳和马尔代夫从事住房金融方面的国际咨询工作。


V. Srinivasa Rangan,is the Executive Director of the Bank and heads the Human Resources, Corporate Legal, Group Oversight & Secretarial, Investment Banking, Information Security Group, Ethics Function and Fraud & Vigilance functions of the Bank.He holds a bachelor's degree in commerce from the University of Delhi and is an Associate of The Institute of Chartered Accountants of India ("ICAI").Mr. Rangan was an Executive Director & Chief Financial Officer of HDFC Limited prior to its amalgamation with the Bank, with effect from July 1, 2023 and is an expert in finance, accountancy, audit, economics, corporate governance, legal and regulatory compliance, risk management and strategic thinking. He has vast experience in the housing finance and the real estate sector. Mr. Rangan has worked on international consulting assignments in housing finance in Ghana and Maldives.He has been a member of various committees related to financial services such as the RBI's Committee on Asset Securitisation and Mortgage Backed Securitisation, a Technical Group formed by National Housing Bank ("NHB") for setting up of a Secondary Mortgage Market Institution in India, NHB's Working Group on Covered Bonds and NHB's Working Group on Credit Enhancement Mechanism.Mr. Rangan was conferred the "Best CFO in the Financial Sector for 2010" by ICAI. He was also honored with a "Lifetime Achievement Award" at the sixth edition of the Financial Express CFO Awards 2023.
V. Srinivasa Rangan曾任前住房发展金融有限公司执行董事兼首席财务官。他拥有德里大学商业学士学位,是印度特许会计师协会(ICAI)的助理。他是金融、会计、审计、经济学、公司治理、法律和监管合规、风险管理和战略思维方面的专家。他在住房金融和房地产领域拥有丰富的经验。Rangan先生曾在加纳和马尔代夫从事住房金融方面的国际咨询工作。
V. Srinivasa Rangan,is the Executive Director of the Bank and heads the Human Resources, Corporate Legal, Group Oversight & Secretarial, Investment Banking, Information Security Group, Ethics Function and Fraud & Vigilance functions of the Bank.He holds a bachelor's degree in commerce from the University of Delhi and is an Associate of The Institute of Chartered Accountants of India ("ICAI").Mr. Rangan was an Executive Director & Chief Financial Officer of HDFC Limited prior to its amalgamation with the Bank, with effect from July 1, 2023 and is an expert in finance, accountancy, audit, economics, corporate governance, legal and regulatory compliance, risk management and strategic thinking. He has vast experience in the housing finance and the real estate sector. Mr. Rangan has worked on international consulting assignments in housing finance in Ghana and Maldives.He has been a member of various committees related to financial services such as the RBI's Committee on Asset Securitisation and Mortgage Backed Securitisation, a Technical Group formed by National Housing Bank ("NHB") for setting up of a Secondary Mortgage Market Institution in India, NHB's Working Group on Covered Bonds and NHB's Working Group on Credit Enhancement Mechanism.Mr. Rangan was conferred the "Best CFO in the Financial Sector for 2010" by ICAI. He was also honored with a "Lifetime Achievement Award" at the sixth edition of the Financial Express CFO Awards 2023.
Keki Mistry

Keki Mistry,已获得孟买大学( the University of Mumbai)商业学士学位,是一位合格的注册会计师,同时也是印度特许会计师协会(Institute of Chartered Accountants of India)的成员。Mistry先生在印度酒店有限公司(Indian Hotels Company Limited)开始了他的职业生涯,这是印度最大的连锁酒店之一。Mistry先生于1981年加入HDFC( Housing Development Finance Corporation Limited),并在1993年被引荐加入HDFC的董事会,成为执行董事。现在,他已经是HDFC董事会的副主席兼首席执行官。 Mistry先生也是HDFC资产管理有限公司(HDFC Asset Management Company Limited)、HDFC人寿保险有限公司(HDFC Standard Life Insurance Company Limited)、HDFC ERGO一般保险有限公司(HDFC ERGO General Insurance Company Limited)、GRUH财务有限公司(GRUH Finance Limited)、基础设施租赁和金融服务有限公司(Infrastructure Leasing & Financial Services Limited)、阳光医药行业有限公司(Sun Pharmaceutical Industries Limited)、Great Eastern海运有限公司(The Great Eastern Shipping Company Limited)、Greatship(印度)有限公司(Greatship (India) Limited)、Next Gen出版有限公司(Next Gen Publishing Limited)、Shrenuj &有限公司(Shrenuj & Company Limited)、Torrent 电力有限公司(Torrent Power Limited)、以及HCL科技有限公司(HCL Technologies Limited)和BSE有限公司(BSE Limited)的董事会成员。 同时,Mistry先生也是普华永道会计师事务所印度咨询委员会(India Advisory Board at PriceWaterhouse Coopers)的成员,是Griha投资(Griha Investments)、毛里求斯和印度价值基金顾问私人有限公司(Mauritius,India Value Fund Advisors Private Limited),以及H T Parekh基金会(the H T Parekh Foundation)的董事。 另外,他也是Great Eastern海运有限公司(Great Eastern Shipping Co. Limited)、阳光医药行业有限公司(Sun Pharmaceutical Industries Limited)、Greatship(印度)有限公司(Greatship (India) Limited)以及Torrent 电力有限公司(Torrent Power Limited)的审计委员会主席。他也是HDFC人寿保险有限公司(HDFC Standard Life Insurance Company Limited)、ERGO一般保险有限公司(HDFC ERGO General Insurance Company Limited)、HDFC资产管理有限公司(HDFC Asset Management Company Limited)、GRUH财务有限公司(GRUH Finance Limited)、基础设施租赁和金融服务有限公司(Infrastructure Leasing & Financial Services Limited)和Shrenuj &有限公司(Shrenuj & Company Limited)的审计委员会成员。 最后,他还是GRUH财务有限公司(GRUH Finance Limited)和基础设施租赁和金融服务有限公司(Infrastructure Leasing & Financial Services Limited) 的薪酬委员会成员,Greatship(印度)有限公司( Greatship (India) Limited)的提名委员会主席,基础设施租赁和金融服务有限公司(Infrastructure Leasing & Financial Services Limited)和Torrent 电力有限公司(Torrent Power Limited)的提名委员会成员。


Keki Mistry,is a Non-Executive (Non-Independent) Director of the Bank. Mr. Mistry is a Fellow member of The Institute of Chartered Accountants of India. Mr. Mistry was the Vice Chairman and Chief Executive Officer of HDFC Limited with the amalgamation of HDFC Limited into the Bank, Mr. Mistry superannuated from HDFC Limited and has been appointed as a Non-Executive (Non-Independent) Director on the Board of the Bank with effect from June 30, 2023.Mr. Mistry is the Non-Executive Chairman of HDFC ERGO. He is also a Non-Executive Director on the Board of HDFC Life and an Independent Director on the Board of Tata Consultancy Services Limited and The Great Eastern Shipping Company Limited. He is a Member of the Primary Market Advisory committee ("PMAC") constituted by the SEBI.Mr. Mistry is currently a member of the Expert Committee constituted by the SEBI for promoting ease of doing business and harmonization of the provisions of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 and the Listing Obligations and Disclosure Requirements ("LODR") and is the Chairman of Working Group 1 of the Expert Committee.Mr. Mistry is also a member of Standing Committee on Primary Markets, which has been constituted by the International Financial Services Centres Authority ("IFSCA").
Keki Mistry,已获得孟买大学( the University of Mumbai)商业学士学位,是一位合格的注册会计师,同时也是印度特许会计师协会(Institute of Chartered Accountants of India)的成员。Mistry先生在印度酒店有限公司(Indian Hotels Company Limited)开始了他的职业生涯,这是印度最大的连锁酒店之一。Mistry先生于1981年加入HDFC( Housing Development Finance Corporation Limited),并在1993年被引荐加入HDFC的董事会,成为执行董事。现在,他已经是HDFC董事会的副主席兼首席执行官。 Mistry先生也是HDFC资产管理有限公司(HDFC Asset Management Company Limited)、HDFC人寿保险有限公司(HDFC Standard Life Insurance Company Limited)、HDFC ERGO一般保险有限公司(HDFC ERGO General Insurance Company Limited)、GRUH财务有限公司(GRUH Finance Limited)、基础设施租赁和金融服务有限公司(Infrastructure Leasing & Financial Services Limited)、阳光医药行业有限公司(Sun Pharmaceutical Industries Limited)、Great Eastern海运有限公司(The Great Eastern Shipping Company Limited)、Greatship(印度)有限公司(Greatship (India) Limited)、Next Gen出版有限公司(Next Gen Publishing Limited)、Shrenuj &有限公司(Shrenuj & Company Limited)、Torrent 电力有限公司(Torrent Power Limited)、以及HCL科技有限公司(HCL Technologies Limited)和BSE有限公司(BSE Limited)的董事会成员。 同时,Mistry先生也是普华永道会计师事务所印度咨询委员会(India Advisory Board at PriceWaterhouse Coopers)的成员,是Griha投资(Griha Investments)、毛里求斯和印度价值基金顾问私人有限公司(Mauritius,India Value Fund Advisors Private Limited),以及H T Parekh基金会(the H T Parekh Foundation)的董事。 另外,他也是Great Eastern海运有限公司(Great Eastern Shipping Co. Limited)、阳光医药行业有限公司(Sun Pharmaceutical Industries Limited)、Greatship(印度)有限公司(Greatship (India) Limited)以及Torrent 电力有限公司(Torrent Power Limited)的审计委员会主席。他也是HDFC人寿保险有限公司(HDFC Standard Life Insurance Company Limited)、ERGO一般保险有限公司(HDFC ERGO General Insurance Company Limited)、HDFC资产管理有限公司(HDFC Asset Management Company Limited)、GRUH财务有限公司(GRUH Finance Limited)、基础设施租赁和金融服务有限公司(Infrastructure Leasing & Financial Services Limited)和Shrenuj &有限公司(Shrenuj & Company Limited)的审计委员会成员。 最后,他还是GRUH财务有限公司(GRUH Finance Limited)和基础设施租赁和金融服务有限公司(Infrastructure Leasing & Financial Services Limited) 的薪酬委员会成员,Greatship(印度)有限公司( Greatship (India) Limited)的提名委员会主席,基础设施租赁和金融服务有限公司(Infrastructure Leasing & Financial Services Limited)和Torrent 电力有限公司(Torrent Power Limited)的提名委员会成员。
Keki Mistry,is a Non-Executive (Non-Independent) Director of the Bank. Mr. Mistry is a Fellow member of The Institute of Chartered Accountants of India. Mr. Mistry was the Vice Chairman and Chief Executive Officer of HDFC Limited with the amalgamation of HDFC Limited into the Bank, Mr. Mistry superannuated from HDFC Limited and has been appointed as a Non-Executive (Non-Independent) Director on the Board of the Bank with effect from June 30, 2023.Mr. Mistry is the Non-Executive Chairman of HDFC ERGO. He is also a Non-Executive Director on the Board of HDFC Life and an Independent Director on the Board of Tata Consultancy Services Limited and The Great Eastern Shipping Company Limited. He is a Member of the Primary Market Advisory committee ("PMAC") constituted by the SEBI.Mr. Mistry is currently a member of the Expert Committee constituted by the SEBI for promoting ease of doing business and harmonization of the provisions of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 and the Listing Obligations and Disclosure Requirements ("LODR") and is the Chairman of Working Group 1 of the Expert Committee.Mr. Mistry is also a member of Standing Committee on Primary Markets, which has been constituted by the International Financial Services Centres Authority ("IFSCA").
Renu Karnad

Renu Karnad,Bank非执行董事。自2010年以来,她一直担任HDFC Limited的董事总经理。她拥有University of Delhi的经济学硕士学位和孟买大学的法学学位。她也是美国普林斯顿大学Woodrow Wilson School of Public and International Affairs的Parvin研究员。多年来,她获得了众多奖项和荣誉,如2012年印度商业领袖颁奖典礼上由cnbc - tv18授予的“杰出女性商业领袖”奖,进入名人堂,2011年至2019年财富印度杂志最具影响力女性,2006年亚洲华尔街日报“亚洲十大最值得关注的女性”等。她曾担任该银行董事会的非执行董事。


Renu Karnad,was Managing Director of HDFC Limited from 2010 until June 30, 2023. From July 1, 2023, she is appointed as the Non-Executive (Non-Independent) Director on the Board the Bank.Mrs. Karnad is the Chairperson of GlaxoSmithKline Pharmaceuticals Limited and a Non-Executive Director on the boards of HDFC Asset Management Company Limited and HDFC ERGO General Insurance Company Limited and Independent Director of EIH Limited.She holds a master's degree in economics from the University of Delhi and a bachelor's degree in law from the University of Mumbai. She is also a Parvin Fellow at the Woodrow Wilson School of Public and International Affairs of Princeton University in the United States. Mrs. Karnad has had to her credit, numerous awards, and accolades. Prominent among them was being featured in the list of '25 top non-banking women in finance' by U.S. Banker magazine, and being listed by Wall Street Journal Asia as among the 'Top Ten Powerful Women to Watch Out for in Asia', as "Outstanding, Woman Business Leader" by CNBC-TV18 and among the 25 Most Influential Women Professionals in India by India Today.
Renu Karnad,Bank非执行董事。自2010年以来,她一直担任HDFC Limited的董事总经理。她拥有University of Delhi的经济学硕士学位和孟买大学的法学学位。她也是美国普林斯顿大学Woodrow Wilson School of Public and International Affairs的Parvin研究员。多年来,她获得了众多奖项和荣誉,如2012年印度商业领袖颁奖典礼上由cnbc - tv18授予的“杰出女性商业领袖”奖,进入名人堂,2011年至2019年财富印度杂志最具影响力女性,2006年亚洲华尔街日报“亚洲十大最值得关注的女性”等。她曾担任该银行董事会的非执行董事。
Renu Karnad,was Managing Director of HDFC Limited from 2010 until June 30, 2023. From July 1, 2023, she is appointed as the Non-Executive (Non-Independent) Director on the Board the Bank.Mrs. Karnad is the Chairperson of GlaxoSmithKline Pharmaceuticals Limited and a Non-Executive Director on the boards of HDFC Asset Management Company Limited and HDFC ERGO General Insurance Company Limited and Independent Director of EIH Limited.She holds a master's degree in economics from the University of Delhi and a bachelor's degree in law from the University of Mumbai. She is also a Parvin Fellow at the Woodrow Wilson School of Public and International Affairs of Princeton University in the United States. Mrs. Karnad has had to her credit, numerous awards, and accolades. Prominent among them was being featured in the list of '25 top non-banking women in finance' by U.S. Banker magazine, and being listed by Wall Street Journal Asia as among the 'Top Ten Powerful Women to Watch Out for in Asia', as "Outstanding, Woman Business Leader" by CNBC-TV18 and among the 25 Most Influential Women Professionals in India by India Today.
Bhavesh Zaveri

Bhavesh Zaveri,他持有孟买大学的商业硕士学位,是Indian Institute of Bankers的认证伙伴。自1998年起,他一直在该银行工作,处理批发银行业务和现金管理产品。他是National Payment Corporation of India Limited NPCI, The Clearing Corporation of India Limited, SWIFT Global Board董事会董事,Technical Advisory Committee和 Management Committee of NPCI的一员。


Bhavesh Zaveri,has over 37 years of experience. He is an Executive Director of the Bank and heads the ATM, Operations and Administration functions. Mr. Zaveri holds a Master's Degree in Commerce from Mumbai University and is a Certified Associate of the Indian Institute of Bankers.Mr. Zaveri oversees Operations, Cash Management, ATM Product & Administration of HDFC Bank. In his current role, he is responsible for Business and Operations across the country and for creating and delivering a flawless operations execution capability across the diversified product suite of the Bank to the Corporate, MSME & Retail verticals including for Asset, for Liabilities and for Transaction Services of Payments & Cash Management, Trade Finance & Treasury, ATM Product & Administration. He has headed the critical functions of Operations, Cash Management and Technology at the Bank. Mr. Zaveri joined the Bank in 1998 in the Operations function. He became Business Head – Wholesale Banking Operations in 2000 and was appointed as Group Head - Operations in 2009. He assumed additional responsibilities of the Information Technology function in 2015. In his previous role as Group Head - IT, he contributed to the digital transformation of the Bank by embracing technology to ensure operational efficiency resulting in improved customer experience across different product offerings of the Bank.Mr. Zaveri has also participated in the RBI's Internal Payments Council Meet and was part of the Umbrella Organization for Payments Committee of 2004 that led to the formation of National Payment Corporation of India ("NPCI"). He is the only elected Indian from India on the SWIFT Scrl Global Board, Brussels. He has been featured twice in the "Who's Who in Treasury and Cash Management" by Global Trade Review. He has also been a member of various committees formed by the RBI and the Indian Banks' Association.Prior to joining the Bank, Mr. Zaveri worked for Oman International Bank and Barclays Bank.
Bhavesh Zaveri,他持有孟买大学的商业硕士学位,是Indian Institute of Bankers的认证伙伴。自1998年起,他一直在该银行工作,处理批发银行业务和现金管理产品。他是National Payment Corporation of India Limited NPCI, The Clearing Corporation of India Limited, SWIFT Global Board董事会董事,Technical Advisory Committee和 Management Committee of NPCI的一员。
Bhavesh Zaveri,has over 37 years of experience. He is an Executive Director of the Bank and heads the ATM, Operations and Administration functions. Mr. Zaveri holds a Master's Degree in Commerce from Mumbai University and is a Certified Associate of the Indian Institute of Bankers.Mr. Zaveri oversees Operations, Cash Management, ATM Product & Administration of HDFC Bank. In his current role, he is responsible for Business and Operations across the country and for creating and delivering a flawless operations execution capability across the diversified product suite of the Bank to the Corporate, MSME & Retail verticals including for Asset, for Liabilities and for Transaction Services of Payments & Cash Management, Trade Finance & Treasury, ATM Product & Administration. He has headed the critical functions of Operations, Cash Management and Technology at the Bank. Mr. Zaveri joined the Bank in 1998 in the Operations function. He became Business Head – Wholesale Banking Operations in 2000 and was appointed as Group Head - Operations in 2009. He assumed additional responsibilities of the Information Technology function in 2015. In his previous role as Group Head - IT, he contributed to the digital transformation of the Bank by embracing technology to ensure operational efficiency resulting in improved customer experience across different product offerings of the Bank.Mr. Zaveri has also participated in the RBI's Internal Payments Council Meet and was part of the Umbrella Organization for Payments Committee of 2004 that led to the formation of National Payment Corporation of India ("NPCI"). He is the only elected Indian from India on the SWIFT Scrl Global Board, Brussels. He has been featured twice in the "Who's Who in Treasury and Cash Management" by Global Trade Review. He has also been a member of various committees formed by the RBI and the Indian Banks' Association.Prior to joining the Bank, Mr. Zaveri worked for Oman International Bank and Barclays Bank.

高管简历

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Rakesh Singh

Rakesh Singh拥有来自St. Xavier学院(St. Xavier’s College)Ranchi和Hansraj学院(Hansraj College)Delhi。他也拥有位于加济阿巴德(Ghaziabad)的管理技术学院商业管理的研究生文凭。他在债务和股权资本市场、结构性融资、杠杆融资、债务重组和管理的自营投资方面有着超过21年的经验。在2011年加入Bank之前,他在ANZ投资银行(ANZ Investment Bank)、Standard Chartered银行(Standard Chartered Bank)、Morgan Stanley 和Rothschild工作。他位几家印度(Indian)企业住房和金融机构进行成功的资金积累,目前领导着Bank的投资银行部、资本和商品市场业务。


Rakesh Singh,is the Head of Investment Banking, Private Banking, International Banking, Digital Ecosystems and BaaS. He holds an MBA from the Institute of Management Technology, Ghaziabad and has over 30 years of experience in the financial sector. Prior to joining the Bank, he worked at Rothschild, Morgan Stanley, DSP Merrill Lynch, Standard Chartered Bank and ANZ Investment Bank. He serves as a trustee on the board of Society for Nutrition, Education and Health Action and as a Committee Member of the CII National Committee on Banking. He has served as a Nominee Director on the board of National Asset Reconstruction Company Limited.
Rakesh Singh拥有来自St. Xavier学院(St. Xavier’s College)Ranchi和Hansraj学院(Hansraj College)Delhi。他也拥有位于加济阿巴德(Ghaziabad)的管理技术学院商业管理的研究生文凭。他在债务和股权资本市场、结构性融资、杠杆融资、债务重组和管理的自营投资方面有着超过21年的经验。在2011年加入Bank之前,他在ANZ投资银行(ANZ Investment Bank)、Standard Chartered银行(Standard Chartered Bank)、Morgan Stanley 和Rothschild工作。他位几家印度(Indian)企业住房和金融机构进行成功的资金积累,目前领导着Bank的投资银行部、资本和商品市场业务。
Rakesh Singh,is the Head of Investment Banking, Private Banking, International Banking, Digital Ecosystems and BaaS. He holds an MBA from the Institute of Management Technology, Ghaziabad and has over 30 years of experience in the financial sector. Prior to joining the Bank, he worked at Rothschild, Morgan Stanley, DSP Merrill Lynch, Standard Chartered Bank and ANZ Investment Bank. He serves as a trustee on the board of Society for Nutrition, Education and Health Action and as a Committee Member of the CII National Committee on Banking. He has served as a Nominee Director on the board of National Asset Reconstruction Company Limited.
Ashima Bhat

Ashima Bhat,她是银行的金融、战略和基础设施服务负责人。她拥有超过20年的银行业经验。她完成了Narsee Monjee Institute of Management Studies的工商管理硕士学位(营销方向)。在起步阶段她加入银行并担任公司银行业务、供应链、中小企业和新兴企业部门的各种职位。


Ashima Bhat,is the Head of Virtual Relationship, Virtual Care, Virtual Sales Channels, BEU and Infrastructure functions at the Bank. In her current role, she is responsible for enhancing the Bank's ability to provide relationship management services to a wide customer base, through virtual means. Prior to this, Ms. Bhat headed the Bank's Business Finance & Strategy, Environmental, Social and Governance ("ESG"), Corporate Social Responsibility ("CSR") and Infrastructure and Administration functions. She led the team that created the Bank's roadmap for ESG initiatives and drove its implementation. Ms. Ashima Bhat has been with the Bank since its inception in 1994 and has been an integral part of its growth story. In her more than 30 years journey with the Bank, she has had diverse roles. In her earlier roles, she was the head of Emerging Corporates Group, Infrastructure Finance and Healthcare. Prior to this, she was Country Head for the Supply Chain Management team and headed the Corporate Bank team for Western India.
Ashima Bhat,她是银行的金融、战略和基础设施服务负责人。她拥有超过20年的银行业经验。她完成了Narsee Monjee Institute of Management Studies的工商管理硕士学位(营销方向)。在起步阶段她加入银行并担任公司银行业务、供应链、中小企业和新兴企业部门的各种职位。
Ashima Bhat,is the Head of Virtual Relationship, Virtual Care, Virtual Sales Channels, BEU and Infrastructure functions at the Bank. In her current role, she is responsible for enhancing the Bank's ability to provide relationship management services to a wide customer base, through virtual means. Prior to this, Ms. Bhat headed the Bank's Business Finance & Strategy, Environmental, Social and Governance ("ESG"), Corporate Social Responsibility ("CSR") and Infrastructure and Administration functions. She led the team that created the Bank's roadmap for ESG initiatives and drove its implementation. Ms. Ashima Bhat has been with the Bank since its inception in 1994 and has been an integral part of its growth story. In her more than 30 years journey with the Bank, she has had diverse roles. In her earlier roles, she was the head of Emerging Corporates Group, Infrastructure Finance and Healthcare. Prior to this, she was Country Head for the Supply Chain Management team and headed the Corporate Bank team for Western India.
Nirav Shah

Nirav Shah是 Emerging Corporates, Infrastructure Finance Group 和 Healthcare Finance的主管。 他拥有Mumbai University的KJ Somaiya管理学院的管理学硕士学位。 他有超过20年的经验,于1999年7月从 Global Trust Bank加入银行。


Nirav Shah,is the Head of Corporate Banking—Large Corporate Coverage, Multi-National Coverages Companies and Public Sector Coverage. He has over 30 years of experience, 26 years of which have been with the Bank. He joined the Bank in 1999 as a Relationship Manager and, in just over a decade, went on to head businesses such as the Emerging Corporates Group, Infrastructure Finance Group, Rural Banking Group, and Transportation Finance, before taking up his current role in 2020. He holds a bachelor's degree in commerce and a Master of Management Studies ("MMS") in finance from Mumbai University.
Nirav Shah是 Emerging Corporates, Infrastructure Finance Group 和 Healthcare Finance的主管。 他拥有Mumbai University的KJ Somaiya管理学院的管理学硕士学位。 他有超过20年的经验,于1999年7月从 Global Trust Bank加入银行。
Nirav Shah,is the Head of Corporate Banking—Large Corporate Coverage, Multi-National Coverages Companies and Public Sector Coverage. He has over 30 years of experience, 26 years of which have been with the Bank. He joined the Bank in 1999 as a Relationship Manager and, in just over a decade, went on to head businesses such as the Emerging Corporates Group, Infrastructure Finance Group, Rural Banking Group, and Transportation Finance, before taking up his current role in 2020. He holds a bachelor's degree in commerce and a Master of Management Studies ("MMS") in finance from Mumbai University.
Arvind Vohra

Arvind Vohra是零售分行银行业务主管。他完成了电子和通信工程学士学位、布巴内斯瓦尔Xavier管理学院市场营销和金融专业管理研究生学位以及伦敦商学院高级领导力课程。他在消费品、电信和银行业拥有近25年的工作经验。他曾在惠而浦、飞利浦、渣打银行和沃达丰印度等全球组织担任销售、营销和业务领导职务。Vohra先生领导沃达丰印度的业务运营,曾担任沃达丰印度消费者固定电话子公司的董事会成员,并领导消费者物联网“物联网”业务的孵化。他于2018年9月从Vodafone India加入HDFC银行。


Arvind Vohra,is the Head of Retail Assets at the Bank. In addition, he is a member of HSL's Board of Directors. Mr. Vohra joined the Bank in 2018 as the country head of the retail branch banking, trade, and forex business, which includes retail liabilities franchise, retail and business assets origination. He focused on key priorities such as customer acquisition, holistic customer lifecycle management, analytics-driven insightful customer conversations, and customer experience excellence through the simplification and digitization of consumer journeys. Following this, he has been managing asset businesses and has led the transformation of asset customer onboarding through express digital journeys, democratizing access to lending, and sharpened segment-led-analytics driven approaches for go-to-market and credit. Prior to joining the Bank, in a career spanning over two decades, Mr. Vohra has worked with consumer-centric categories across banking, telecommunications, and consumer sectors and has held business leadership positions in Vodafone, Philips, and Standard Chartered Bank. An electronics engineer by education, Mr. Vohra completed an MBA from Xavier Institute of Management, Bhubaneswar in 1995, and a senior leadership program from the London Business School in 2015.
Arvind Vohra是零售分行银行业务主管。他完成了电子和通信工程学士学位、布巴内斯瓦尔Xavier管理学院市场营销和金融专业管理研究生学位以及伦敦商学院高级领导力课程。他在消费品、电信和银行业拥有近25年的工作经验。他曾在惠而浦、飞利浦、渣打银行和沃达丰印度等全球组织担任销售、营销和业务领导职务。Vohra先生领导沃达丰印度的业务运营,曾担任沃达丰印度消费者固定电话子公司的董事会成员,并领导消费者物联网“物联网”业务的孵化。他于2018年9月从Vodafone India加入HDFC银行。
Arvind Vohra,is the Head of Retail Assets at the Bank. In addition, he is a member of HSL's Board of Directors. Mr. Vohra joined the Bank in 2018 as the country head of the retail branch banking, trade, and forex business, which includes retail liabilities franchise, retail and business assets origination. He focused on key priorities such as customer acquisition, holistic customer lifecycle management, analytics-driven insightful customer conversations, and customer experience excellence through the simplification and digitization of consumer journeys. Following this, he has been managing asset businesses and has led the transformation of asset customer onboarding through express digital journeys, democratizing access to lending, and sharpened segment-led-analytics driven approaches for go-to-market and credit. Prior to joining the Bank, in a career spanning over two decades, Mr. Vohra has worked with consumer-centric categories across banking, telecommunications, and consumer sectors and has held business leadership positions in Vodafone, Philips, and Standard Chartered Bank. An electronics engineer by education, Mr. Vohra completed an MBA from Xavier Institute of Management, Bhubaneswar in 1995, and a senior leadership program from the London Business School in 2015.
Anjani Rathor

Anjani Rathor是首席数字官。他拥有加尔各答工业学院的研究生文凭和哈拉格布尔工业学院的技术学士学位。他在电信、航空、咨询和金融服务领域拥有超过20年的经验,曾在Airtel、波音、埃森哲和花旗集团等公司任职。他于2020年2月加入HDFC银行。


Anjani Rathor,is the Chief Digital Experience Officer. He is responsible for Digital Experience, Customer Experience and Data. He holds a bachelor's degree in technology from IIT Kharagpur. He has over 28 years of experience across telecom, aviation, consulting and financial services in companies such as Airtel, Boeing, Accenture and CitiCorp. He joined the Bank in February 2020.
Anjani Rathor是首席数字官。他拥有加尔各答工业学院的研究生文凭和哈拉格布尔工业学院的技术学士学位。他在电信、航空、咨询和金融服务领域拥有超过20年的经验,曾在Airtel、波音、埃森哲和花旗集团等公司任职。他于2020年2月加入HDFC银行。
Anjani Rathor,is the Chief Digital Experience Officer. He is responsible for Digital Experience, Customer Experience and Data. He holds a bachelor's degree in technology from IIT Kharagpur. He has over 28 years of experience across telecom, aviation, consulting and financial services in companies such as Airtel, Boeing, Accenture and CitiCorp. He joined the Bank in February 2020.
Ramesh Lakshminarayanan

Ramesh Lakshminarayanan是首席信息官。Lakshminarayanan先生拥有孟买大学的物理学学士学位和浦那大学的工商管理硕士学位。在加入HDFC银行之前,他曾在CRISIL工作,担任首席技术和信息官三年。他拥有超过25年的经验,曾在花旗银行、荷兰银行和Kotak Mahindra Group等机构担任领导职务。


Ramesh Lakshminarayanan,is the Chief Information Officer ("CIO") – Tech and Digital at the Bank and he is responsible for taking the Bank's technological transformation journey to the next level. His role cuts across verticals at the Bank. He is responsible for technology strategy, strengthening foundational technology, enhancing the digital capabilities and harnessing new age artificial intelligence and machine learning technology solutions for the Bank. Ramesh joins the bank from CRISIL, where he spent three years as Chief Technology and Information Officer. In this role, he was responsible for the transformation of CRISIL's business by leveraging technology, data and analytics. Prior to joining CRISIL, he worked at a big data and analytics start up, Pregmatix Services Pvt Ltd., that he co-founded and was acquired by CRISIL in 2017. Mr. Lakshminarayanan is an industry veteran with over 25 years of experience. He has held leadership positions within organizations such as Citibank, ABN AMRO Bank and Kotak Mahindra Group. Mr. Lakshminarayanan holds a bachelor's degree in physics from Mumbai University and an MBA from the University of Pune.
Ramesh Lakshminarayanan是首席信息官。Lakshminarayanan先生拥有孟买大学的物理学学士学位和浦那大学的工商管理硕士学位。在加入HDFC银行之前,他曾在CRISIL工作,担任首席技术和信息官三年。他拥有超过25年的经验,曾在花旗银行、荷兰银行和Kotak Mahindra Group等机构担任领导职务。
Ramesh Lakshminarayanan,is the Chief Information Officer ("CIO") – Tech and Digital at the Bank and he is responsible for taking the Bank's technological transformation journey to the next level. His role cuts across verticals at the Bank. He is responsible for technology strategy, strengthening foundational technology, enhancing the digital capabilities and harnessing new age artificial intelligence and machine learning technology solutions for the Bank. Ramesh joins the bank from CRISIL, where he spent three years as Chief Technology and Information Officer. In this role, he was responsible for the transformation of CRISIL's business by leveraging technology, data and analytics. Prior to joining CRISIL, he worked at a big data and analytics start up, Pregmatix Services Pvt Ltd., that he co-founded and was acquired by CRISIL in 2017. Mr. Lakshminarayanan is an industry veteran with over 25 years of experience. He has held leadership positions within organizations such as Citibank, ABN AMRO Bank and Kotak Mahindra Group. Mr. Lakshminarayanan holds a bachelor's degree in physics from Mumbai University and an MBA from the University of Pune.
Rahul Shukla

Rahul Shukla是商业银行和农村业务领导。他拥有IIT瓦拉纳西大学的技术学士学位和IIM班加罗尔大学的工商管理硕士学位。他在花旗银行(Citibank)开始了他的职业生涯,并于2010年接任南亚地区的董事总经理和企业银行业务负责人,同时也是印度管理委员会和各监管治理委员会的成员。他拥有超过29年的银行业经验,于2018年3月从花旗银行加入HDFC银行。


Rahul Shukla,is the Head of Commercial and Rural Banking. Mr. Shukla also handles Business Banking Working Capital, Rural Banking Group and Sustainable Livelihood Initiative. He holds a bachelor's degree in technology from IIT Varanasi and an MBA from IIM, Bangalore. He has over 30 years of banking experience, and joined the Bank from Citibank in March 2018.
Rahul Shukla是商业银行和农村业务领导。他拥有IIT瓦拉纳西大学的技术学士学位和IIM班加罗尔大学的工商管理硕士学位。他在花旗银行(Citibank)开始了他的职业生涯,并于2010年接任南亚地区的董事总经理和企业银行业务负责人,同时也是印度管理委员会和各监管治理委员会的成员。他拥有超过29年的银行业经验,于2018年3月从花旗银行加入HDFC银行。
Rahul Shukla,is the Head of Commercial and Rural Banking. Mr. Shukla also handles Business Banking Working Capital, Rural Banking Group and Sustainable Livelihood Initiative. He holds a bachelor's degree in technology from IIT Varanasi and an MBA from IIM, Bangalore. He has over 30 years of banking experience, and joined the Bank from Citibank in March 2018.
Smita Bhagat

Smita Bhagat是政府、机构业务、BC Partnerships、普惠银行和初创企业的负责人。她拥有经济学和统计学学士学位,财务管理商业硕士学位和拉贾斯坦大学工商管理硕士学位。她拥有超过25年的银行业经验,并于1999年从ICICI银行加入HDFC银行。


Smita Bhagat,is the Head of Retail Branch Banking I, RTFX and Alternate Channel and Partnership (East, North and Central India Region). She holds bachelor's degrees in arts, economics and statistics, a master's degree of commerce in financial management, and an MBA from the University of Rajasthan. She has more than 30 years of experience in banking, and joined the Bank from ICICI Bank in 1999.
Smita Bhagat是政府、机构业务、BC Partnerships、普惠银行和初创企业的负责人。她拥有经济学和统计学学士学位,财务管理商业硕士学位和拉贾斯坦大学工商管理硕士学位。她拥有超过25年的银行业经验,并于1999年从ICICI银行加入HDFC银行。
Smita Bhagat,is the Head of Retail Branch Banking I, RTFX and Alternate Channel and Partnership (East, North and Central India Region). She holds bachelor's degrees in arts, economics and statistics, a master's degree of commerce in financial management, and an MBA from the University of Rajasthan. She has more than 30 years of experience in banking, and joined the Bank from ICICI Bank in 1999.
Srinivasan Vaidyanathan

Srinivasan Vaidyanathan是首席财务官。他是商学研究生,印度特许会计师协会的研究员,印度成本与工程会计学会会员,英国国际会计师协会会员,美国CMA会员,并拥有工商管理硕士学位。他在金融服务行业拥有超过28年的经验。他于2018年加入HDFC Bank Limited。


Srinivasan Vaidyanathan,is the Chief Financial Officer. He is a commerce graduate, a Fellow of the Institute of Chartered Accountants of India, a Fellow of the Institute of Cost Accountants of India, a Fellow of the Association of International Accountants, United Kingdom, a member of CMA, United States, and he has a master's degree in business administration. He has over 30 years of experience in the financial services industry. He joined the Bank from Citigroup in 2018.
Srinivasan Vaidyanathan是首席财务官。他是商学研究生,印度特许会计师协会的研究员,印度成本与工程会计学会会员,英国国际会计师协会会员,美国CMA会员,并拥有工商管理硕士学位。他在金融服务行业拥有超过28年的经验。他于2018年加入HDFC Bank Limited。
Srinivasan Vaidyanathan,is the Chief Financial Officer. He is a commerce graduate, a Fellow of the Institute of Chartered Accountants of India, a Fellow of the Institute of Cost Accountants of India, a Fellow of the Association of International Accountants, United Kingdom, a member of CMA, United States, and he has a master's degree in business administration. He has over 30 years of experience in the financial services industry. He joined the Bank from Citigroup in 2018.
S. Sampath Kumar

S. Sampath Kumar是NRI国内和海外业务、第三方产品以及电话销售和服务关系的负责人。他有20多年的经验,是Madras, Tamil Nadu大学的校友。


S. Sampath Kumar,is the Head of Retail Branch Banking II (West, Gujarat and South Region). He has over 31 years of experience and is an alumnus of the University of Madras, Tamil Nadu.
S. Sampath Kumar是NRI国内和海外业务、第三方产品以及电话销售和服务关系的负责人。他有20多年的经验,是Madras, Tamil Nadu大学的校友。
S. Sampath Kumar,is the Head of Retail Branch Banking II (West, Gujarat and South Region). He has over 31 years of experience and is an alumnus of the University of Madras, Tamil Nadu.
Vinay Razdan

Vinay Razdan是首席人力资源官。他是德里大学的校友,拥有Jamshedpur XLRI的人事管理和劳资关系研究生资格。Razdan先生在人力资源职能部门的不同角色中拥有超过三十年的经验,并在不同地区和行业部门工作过。他曾在快速消费品、IT服务和电信行业的领导机构担任领导职务。他于2018年9月加入HDFC Bank Limited。


Vinay Razdan,is the Chief Human Resources Officer. He is an alumnus of Delhi University and holds a postgraduate qualification in personnel management and industrial relations from XLRI, Jamshedpur. Mr. Razdan has over 35 years of experience in different roles within the human resources function (out of which more than 18 years have been as chief experience officer across different industries) and has worked across several geographies and industry segments. He has held leadership positions with leading organizations in the FMCG, IT Services and Telecommunication sectors. He joined the Bank in September 2018.
Vinay Razdan是首席人力资源官。他是德里大学的校友,拥有Jamshedpur XLRI的人事管理和劳资关系研究生资格。Razdan先生在人力资源职能部门的不同角色中拥有超过三十年的经验,并在不同地区和行业部门工作过。他曾在快速消费品、IT服务和电信行业的领导机构担任领导职务。他于2018年9月加入HDFC Bank Limited。
Vinay Razdan,is the Chief Human Resources Officer. He is an alumnus of Delhi University and holds a postgraduate qualification in personnel management and industrial relations from XLRI, Jamshedpur. Mr. Razdan has over 35 years of experience in different roles within the human resources function (out of which more than 18 years have been as chief experience officer across different industries) and has worked across several geographies and industry segments. He has held leadership positions with leading organizations in the FMCG, IT Services and Telecommunication sectors. He joined the Bank in September 2018.
Arup Rakshit

Arup Rakshit是财政部销售、分析和海外部门的负责人。他拥有印度理工大学瓦拉纳西分校的理学学士学位和印度理工学院加尔各答分校的工商管理硕士学位。Rakshit先生拥有超过27年的经验。在加入HDFC银行之前,他曾与不同的银行合作,包括德意志银行和荷兰银行。Rakshit先生还是印度外汇交易商协会管理委员会和印度外汇委员会的活跃成员。


Arup Rakshit,is the Head of Treasury at the Bank and is responsible for the ALM, Trading and Customer Business. Additionally, he is responsible for the GIFT City branch. He joined the Bank in 2006 and held leadership roles at Treasury Sales before becoming the Head of Treasury. Prior to joining the Bank, he worked with Deutsche Bank and ABN AMRO, where he was in charge of treasury. He holds a bachelor's degree in technology from Banaras Hindu University, Varanasi, and an MBA from IIM Calcutta.
Arup Rakshit是财政部销售、分析和海外部门的负责人。他拥有印度理工大学瓦拉纳西分校的理学学士学位和印度理工学院加尔各答分校的工商管理硕士学位。Rakshit先生拥有超过27年的经验。在加入HDFC银行之前,他曾与不同的银行合作,包括德意志银行和荷兰银行。Rakshit先生还是印度外汇交易商协会管理委员会和印度外汇委员会的活跃成员。
Arup Rakshit,is the Head of Treasury at the Bank and is responsible for the ALM, Trading and Customer Business. Additionally, he is responsible for the GIFT City branch. He joined the Bank in 2006 and held leadership roles at Treasury Sales before becoming the Head of Treasury. Prior to joining the Bank, he worked with Deutsche Bank and ABN AMRO, where he was in charge of treasury. He holds a bachelor's degree in technology from Banaras Hindu University, Varanasi, and an MBA from IIM Calcutta.
Raveesh Bhatia

Raveesh Bhatia是新兴企业集团的负责人。他拥有IIM Ahmedabad的MBA学位,拥有30多年的工作经验。在加入HDFC银行之前,他曾与荷兰银行、法国巴黎银行、Standard Chartered银行等国际银行合作,并在SB Billimoria担任顾问。


Raveesh Bhatia,is the Head of Emerging Corporates Group and Healthcare Finance. In his current role, he is responsible for extending the wide range of the Bank's products and services to the mid-market segment and healthcare segment. Prior to his current role, he served as the Head for Corporate Banking—North & PSU Coverage. Mr. Bhatia joined the Bank in 2009 and during his stint with the Bank, he has been instrumental in growing the North franchise in PSUs and large corporates. In the last three years he has spearheaded the growth in the mid-market business across India. He has over three decades of work experience. Prior to joining the Bank, he worked with international banks such as ABN AMRO Bank, BNP Paribas and Standard Chartered Bank and did consulting for SB Billimoria. Mr. Bhatia holds an MBA from IIM Ahmedabad.
Raveesh Bhatia是新兴企业集团的负责人。他拥有IIM Ahmedabad的MBA学位,拥有30多年的工作经验。在加入HDFC银行之前,他曾与荷兰银行、法国巴黎银行、Standard Chartered银行等国际银行合作,并在SB Billimoria担任顾问。
Raveesh Bhatia,is the Head of Emerging Corporates Group and Healthcare Finance. In his current role, he is responsible for extending the wide range of the Bank's products and services to the mid-market segment and healthcare segment. Prior to his current role, he served as the Head for Corporate Banking—North & PSU Coverage. Mr. Bhatia joined the Bank in 2009 and during his stint with the Bank, he has been instrumental in growing the North franchise in PSUs and large corporates. In the last three years he has spearheaded the growth in the mid-market business across India. He has over three decades of work experience. Prior to joining the Bank, he worked with international banks such as ABN AMRO Bank, BNP Paribas and Standard Chartered Bank and did consulting for SB Billimoria. Mr. Bhatia holds an MBA from IIM Ahmedabad.
Sanmoy Chakrabarti

Sanmoy Chakrabarti是首席风险官。他拥有印度统计研究所的数量经济学硕士学位。Sanmoy先生自2010年以来一直在本行工作,拥有超过二十年的经验。此前,他曾负责本行市场风险、资金中台、操作风险管理、ICAAP和巴塞尔信用风险职能。在加入本行之前,他曾在Bank Danamon Ltd、花旗银行和印度工业信贷投资银行工作。


Sanmoy Chakrabarti,serves as the Group Chief Risk Officer at the Bank. He has over two decades of experience in Risk Management, having previously led the department across all segments of the Bank. Over the years, Mr. Chakrabarti has held senior leadership roles within the Bank and across financial institutions in multiple Asian markets. His expertise spans credit, market, liquidity, operational, and enterprise risk, with a focus on building resilience in a dynamic financial environment. He holds a master's degree in qualitative economics from the Indian Statistical Institute.
Sanmoy Chakrabarti是首席风险官。他拥有印度统计研究所的数量经济学硕士学位。Sanmoy先生自2010年以来一直在本行工作,拥有超过二十年的经验。此前,他曾负责本行市场风险、资金中台、操作风险管理、ICAAP和巴塞尔信用风险职能。在加入本行之前,他曾在Bank Danamon Ltd、花旗银行和印度工业信贷投资银行工作。
Sanmoy Chakrabarti,serves as the Group Chief Risk Officer at the Bank. He has over two decades of experience in Risk Management, having previously led the department across all segments of the Bank. Over the years, Mr. Chakrabarti has held senior leadership roles within the Bank and across financial institutions in multiple Asian markets. His expertise spans credit, market, liquidity, operational, and enterprise risk, with a focus on building resilience in a dynamic financial environment. He holds a master's degree in qualitative economics from the Indian Statistical Institute.
Rakesh Kumar Rajput

Rakesh Kumar Rajput,自2023年10月起担任该银行首席合规官(“CCO”)。他还被任命为集团首席合规官(“GCCO”),全面负责制定和维护集团合规政策,维持对集团实体合规职能活动的监督,以及整个集团的合规风险管理框架。作为银行的首席合规官,他负责设计和维护银行的合规框架,确保合规流程的有效性和完整性,并对遵守银行的合规政策、其最低标准以及银行适用的法律和监管标准进行适当和详细的监控。作为CCO,Rajput先生负责:(i)确保合规框架包含合规风险管理流程和工具,这些流程和工具必须由HDFC Bank Limited银行的业务、管理层和合规职能人员主导,以管理来自其各自业务、产品和运营的合规风险;以及(ii)就合规风险管理向审计委员会、董事会以及银行的董事总经理兼首席执行官提供充分保证。拉杰普特先生于2022年5月加入本行,在担任本行CCO之前曾担任副首席合规官等合规职能部门的工作。他有30年的经验,其中26年是在印度储备银行。在印度储备银行任职期间,他曾在银行监管部、金融普惠和发展部、信息技术部和行政与人事部工作。在印度储备银行的最后一次任务中,他担任孟买银行监管部总经理一职。Rajput先生拥有理学学士学位(荣誉),是印度银行家协会的认证助理,并拥有企业管理高级文凭。


Rakesh Kumar Rajput,is the Chief Compliance Officer ("CCO") at the Bank since October 2023. He has also been designated as Group Chief Compliance Officer ("GCCO") having overall responsibility for developing and maintaining the Group Compliance Policy, maintaining oversight of the activities of the Compliance Function of Group Entities, and Compliance Risk Management Framework across the Group. In his role as Chief Compliance Officer of the Bank, he is responsible for the design and maintenance of the Bank's compliance framework, ensuring the effectiveness and integrity of the compliance process with appropriate and detailed monitoring of the adherence to the Bank's Compliance Policy, its minimum standards and the applicable legal and regulatory standards in the Bank. As CCO, Mr. Rajput is responsible for: (i) ensuring that the compliance framework encompasses the compliance risk management processes and tools that must be Hdfc Bank Limited ed by the Bank's businesses, management and compliance functionaries, to manage the compliance risks emanating from their respective businesses, products and operations; and (ii) giving adequate assurance on compliance risk management to the Audit Committee, the Board of Directors and the Managing Director and CEO of the Bank. Mr. Rajput joined the Bank in May 2022 and worked in the Compliance function as Deputy Chief Compliance Officer before becoming the CCO of the Bank. He has 30 years of experience, of which 26 years were with the RBI. During his stint with the RBI, he worked in the Department of Banking Supervision, the Financial Inclusion and Development Department, the Department of Information Technology and the Human Resource Development Department ("HRDD") at the RBI's Central Office, as well as served as Head of HRDD at the RBI's Regional Office. In his last assignment with the RBI, he held the position of General Manager, Department of Banking Supervision in Mumbai. Mr. Rajput holds a bachelor of science (with honors), is a Certified Associate of the Indian Institute of Bankers, and holds an advanced diploma in business management.
Rakesh Kumar Rajput,自2023年10月起担任该银行首席合规官(“CCO”)。他还被任命为集团首席合规官(“GCCO”),全面负责制定和维护集团合规政策,维持对集团实体合规职能活动的监督,以及整个集团的合规风险管理框架。作为银行的首席合规官,他负责设计和维护银行的合规框架,确保合规流程的有效性和完整性,并对遵守银行的合规政策、其最低标准以及银行适用的法律和监管标准进行适当和详细的监控。作为CCO,Rajput先生负责:(i)确保合规框架包含合规风险管理流程和工具,这些流程和工具必须由HDFC Bank Limited银行的业务、管理层和合规职能人员主导,以管理来自其各自业务、产品和运营的合规风险;以及(ii)就合规风险管理向审计委员会、董事会以及银行的董事总经理兼首席执行官提供充分保证。拉杰普特先生于2022年5月加入本行,在担任本行CCO之前曾担任副首席合规官等合规职能部门的工作。他有30年的经验,其中26年是在印度储备银行。在印度储备银行任职期间,他曾在银行监管部、金融普惠和发展部、信息技术部和行政与人事部工作。在印度储备银行的最后一次任务中,他担任孟买银行监管部总经理一职。Rajput先生拥有理学学士学位(荣誉),是印度银行家协会的认证助理,并拥有企业管理高级文凭。
Rakesh Kumar Rajput,is the Chief Compliance Officer ("CCO") at the Bank since October 2023. He has also been designated as Group Chief Compliance Officer ("GCCO") having overall responsibility for developing and maintaining the Group Compliance Policy, maintaining oversight of the activities of the Compliance Function of Group Entities, and Compliance Risk Management Framework across the Group. In his role as Chief Compliance Officer of the Bank, he is responsible for the design and maintenance of the Bank's compliance framework, ensuring the effectiveness and integrity of the compliance process with appropriate and detailed monitoring of the adherence to the Bank's Compliance Policy, its minimum standards and the applicable legal and regulatory standards in the Bank. As CCO, Mr. Rajput is responsible for: (i) ensuring that the compliance framework encompasses the compliance risk management processes and tools that must be Hdfc Bank Limited ed by the Bank's businesses, management and compliance functionaries, to manage the compliance risks emanating from their respective businesses, products and operations; and (ii) giving adequate assurance on compliance risk management to the Audit Committee, the Board of Directors and the Managing Director and CEO of the Bank. Mr. Rajput joined the Bank in May 2022 and worked in the Compliance function as Deputy Chief Compliance Officer before becoming the CCO of the Bank. He has 30 years of experience, of which 26 years were with the RBI. During his stint with the RBI, he worked in the Department of Banking Supervision, the Financial Inclusion and Development Department, the Department of Information Technology and the Human Resource Development Department ("HRDD") at the RBI's Central Office, as well as served as Head of HRDD at the RBI's Regional Office. In his last assignment with the RBI, he held the position of General Manager, Department of Banking Supervision in Mumbai. Mr. Rajput holds a bachelor of science (with honors), is a Certified Associate of the Indian Institute of Bankers, and holds an advanced diploma in business management.
Abhijit Singh

Abhijit Singh,是银行即服务(BaaS)、数字生态系统银行和国际银行业务的负责人。Abhijit Singh先生加入HDFC Limited,担任执行管理层成员和首席信息技术与数字官。他拥有印度孟买Jamnalal Bajaj管理研究所的金融MBA学位,并拥有孟买大学的工程学学士学位。他曾任伦敦OakNorth银行首席运营官(“COO”)和首席技术官(“CTO”)。在加入OakNorth之前,他曾在印度工业信贷投资银行担任过多个高级职位,包括技术集团负责人。他曾在苏格兰皇家银行、澳新银行和荷兰银行任职,拥有国际银行业务经验。Singh先生是银行技术、新兴技术和金融科技领域的资深人士,在产品开发、大规模数字化转型、项目执行和数字银行运营方面拥有超过25年的广泛背景。在跨越多个国家的职业生涯中,他曾与欧洲跨国公司银行、印度大型私营部门银行和一家英国挑战者银行的不同内部团队和合作伙伴一起工作。他在区块链等新兴技术方面做了开创性的工作,并协助大型组织的数字化转型。


Abhijit Singh,is the Head of Banking as a service (BaaS), Digital Ecosystem Banking and International Banking. Mr. Abhijit Singh joined from HDFC Limited, where he was a member of Executive Management and Chief Information Technology & Digital Officer. He has an MBA in Finance from Jamnalal Bajaj Institute of Management Studies, Mumbai, India and holds a bachelor's degree in engineering from the University of Mumbai. He was the Chief Operating Officer ("COO") and Chief Technology Officer ("CTO") at OakNorth Bank, London. Before OakNorth, he worked with ICICI Bank in various senior positions, including Head – Technology Group. He has international banking experience through his stints at RBS, ANZ, and ABN AMRO Bank. Mr. Singh is a veteran in Banking technology, emerging technology and fintech with over 25 years of extensive background in product development, large-scale digital transformation, project execution and running of Operations of a digital bank. In a career spanning multiple countries, he has worked alongside diverse internal teams and partners across European MNC Banks, large Indian Private Sector Banks and a UK Challenger Bank. He has done pioneering work in emerging technologies like blockchain and aiding in large organizations' digital transformation.
Abhijit Singh,是银行即服务(BaaS)、数字生态系统银行和国际银行业务的负责人。Abhijit Singh先生加入HDFC Limited,担任执行管理层成员和首席信息技术与数字官。他拥有印度孟买Jamnalal Bajaj管理研究所的金融MBA学位,并拥有孟买大学的工程学学士学位。他曾任伦敦OakNorth银行首席运营官(“COO”)和首席技术官(“CTO”)。在加入OakNorth之前,他曾在印度工业信贷投资银行担任过多个高级职位,包括技术集团负责人。他曾在苏格兰皇家银行、澳新银行和荷兰银行任职,拥有国际银行业务经验。Singh先生是银行技术、新兴技术和金融科技领域的资深人士,在产品开发、大规模数字化转型、项目执行和数字银行运营方面拥有超过25年的广泛背景。在跨越多个国家的职业生涯中,他曾与欧洲跨国公司银行、印度大型私营部门银行和一家英国挑战者银行的不同内部团队和合作伙伴一起工作。他在区块链等新兴技术方面做了开创性的工作,并协助大型组织的数字化转型。
Abhijit Singh,is the Head of Banking as a service (BaaS), Digital Ecosystem Banking and International Banking. Mr. Abhijit Singh joined from HDFC Limited, where he was a member of Executive Management and Chief Information Technology & Digital Officer. He has an MBA in Finance from Jamnalal Bajaj Institute of Management Studies, Mumbai, India and holds a bachelor's degree in engineering from the University of Mumbai. He was the Chief Operating Officer ("COO") and Chief Technology Officer ("CTO") at OakNorth Bank, London. Before OakNorth, he worked with ICICI Bank in various senior positions, including Head – Technology Group. He has international banking experience through his stints at RBS, ANZ, and ABN AMRO Bank. Mr. Singh is a veteran in Banking technology, emerging technology and fintech with over 25 years of extensive background in product development, large-scale digital transformation, project execution and running of Operations of a digital bank. In a career spanning multiple countries, he has worked alongside diverse internal teams and partners across European MNC Banks, large Indian Private Sector Banks and a UK Challenger Bank. He has done pioneering work in emerging technologies like blockchain and aiding in large organizations' digital transformation.
Prashant Ramesh Mehra

Prashant Ramesh Mehra,是HDFC银行的零售债务和投资组合管理以及信用情报与控制(“中投”)主管。在这个职位上,他负责确保银行零售贷款产品部分(车辆贷款、无抵押贷款、抵押贷款、卡片、农业和小额信贷)的投资组合质量、债务管理和NPA控制。此外,Mehra先生还监督各种资产和负债产品的欺诈管理框架,并确保充分的控制,从而为银行带来更好的预测性和预防性欺诈控制。Mehra先生自1998年12月以来一直在该银行工作,此后在信贷职能部门担任过各种职务,以确保建立健全的贷款架构。自从该行涉足零售贷款业务以来,他一直在该行的信贷部门工作。他拥有孟买大学生产工程学士学位和MBA学位。他的职业生涯始于Auto Motive部门的Mahindra和Mahindra,之后跳槽到GE Countrywide,在那里工作了两年半后,于1998年加入HDFC银行。


Prashant Ramesh Mehra,is the Head – Retail Debt & Portfolio Management and Credit Intelligence & Control ("CIC") at HDFC Bank. In this role, he is responsible for ensuring the portfolio quality, debt management and NPA control for the retail lending product segments of the Bank (Vehicle loans, Unsecured loans, Mortgages, Cards, Agriculture & Microfinance). Additionally, Mr. Mehra also oversees the fraud management framework across the various asset and liability products and ensures adequate controls that lead to better predictive as well as preventive fraud control for the Bank. Mr. Mehra has been with the Bank since December 1998 and has since managed various roles in the Credit function to ensure a robust lending architecture is in place. He has been with the credit division of the Bank since its foray into the retail lending business. He holds a bachelor's degree in production engineering and an MBA from Mumbai University and he started his career with Mahindra and Mahindra, Auto Motive division, before moving to GE Countrywide and, after a stint of two and a half years there, joining HDFC Bank in 1998.
Prashant Ramesh Mehra,是HDFC银行的零售债务和投资组合管理以及信用情报与控制(“中投”)主管。在这个职位上,他负责确保银行零售贷款产品部分(车辆贷款、无抵押贷款、抵押贷款、卡片、农业和小额信贷)的投资组合质量、债务管理和NPA控制。此外,Mehra先生还监督各种资产和负债产品的欺诈管理框架,并确保充分的控制,从而为银行带来更好的预测性和预防性欺诈控制。Mehra先生自1998年12月以来一直在该银行工作,此后在信贷职能部门担任过各种职务,以确保建立健全的贷款架构。自从该行涉足零售贷款业务以来,他一直在该行的信贷部门工作。他拥有孟买大学生产工程学士学位和MBA学位。他的职业生涯始于Auto Motive部门的Mahindra和Mahindra,之后跳槽到GE Countrywide,在那里工作了两年半后,于1998年加入HDFC银行。
Prashant Ramesh Mehra,is the Head – Retail Debt & Portfolio Management and Credit Intelligence & Control ("CIC") at HDFC Bank. In this role, he is responsible for ensuring the portfolio quality, debt management and NPA control for the retail lending product segments of the Bank (Vehicle loans, Unsecured loans, Mortgages, Cards, Agriculture & Microfinance). Additionally, Mr. Mehra also oversees the fraud management framework across the various asset and liability products and ensures adequate controls that lead to better predictive as well as preventive fraud control for the Bank. Mr. Mehra has been with the Bank since December 1998 and has since managed various roles in the Credit function to ensure a robust lending architecture is in place. He has been with the credit division of the Bank since its foray into the retail lending business. He holds a bachelor's degree in production engineering and an MBA from Mumbai University and he started his career with Mahindra and Mahindra, Auto Motive division, before moving to GE Countrywide and, after a stint of two and a half years there, joining HDFC Bank in 1998.
Sumant Vinay Rampal

Sumant Vinay Rampal,在2024年3月31日之前一直担任HDFC银行业务银行营运资金、农村银行集团和可持续生计倡议负责人。这三个垂直领域中的每一个领域都是该行的高增长领域。在他的领导下,HDFC银行被SIDBI、Asia Money 2021-22、Euro Money 2021-22和Asia Money 2022-23评为2019-2020年度最佳中小企业银行。HDFC银行是该领域最大的银行服务提供商。自2024年4月1日起,Rampal先生还负责抵押贷款业务组合(住房贷款、LAP和HDFC销售)。Rampal先生在该行20年的职业生涯中一直是一名企业和批发银行家。他于1999年加入HDFC银行,担任公司银行部门的客户关系经理。他曾管理过一些领先的印度和跨国公司企业,之后转到中端市场集团担任区域负责人– West。他为打造中端市场业务垂直化做出了重大贡献,还参与了其数字化进程。Rampal先生是Symbosis国际商务学院的校友。


Sumant Vinay Rampal,was, until March 31, 2024, Head—Business Banking Working Capital, Rural Banking Group and Sustainable Livelihood Initiative at HDFC Bank. Each of these three verticals is a high growth segment for the Bank. Under his leadership, HDFC Bank was acknowledged as the Best SME Bank by SIDBI for 2019-2020, by Asia Money 2021-22, Euro Money 2021-22 and Asia Money 2022-23. HDFC Bank is the largest banking service provider in this space. Effective April 1, 2024, Mr. Rampal also assumed charge of the Mortgage business portfolio (Home loan, LAP and HDFC Sales). Mr. Rampal has been a Corporate and Wholesale banker throughout his two-decade career with the Bank. He joined HDFC Bank in 1999 as a Relationship Manager in the Corporate Banking division. He managed some of the leading Indian and MNC corporates before moving to the Mid-Market Group as Regional Head – West. He contributed significantly towards building the Mid-Market Business vertical and was also involved in its digitization process. Mr. Rampal is an alumnus of the Symbosis Institute of International Business.
Sumant Vinay Rampal,在2024年3月31日之前一直担任HDFC银行业务银行营运资金、农村银行集团和可持续生计倡议负责人。这三个垂直领域中的每一个领域都是该行的高增长领域。在他的领导下,HDFC银行被SIDBI、Asia Money 2021-22、Euro Money 2021-22和Asia Money 2022-23评为2019-2020年度最佳中小企业银行。HDFC银行是该领域最大的银行服务提供商。自2024年4月1日起,Rampal先生还负责抵押贷款业务组合(住房贷款、LAP和HDFC销售)。Rampal先生在该行20年的职业生涯中一直是一名企业和批发银行家。他于1999年加入HDFC银行,担任公司银行部门的客户关系经理。他曾管理过一些领先的印度和跨国公司企业,之后转到中端市场集团担任区域负责人– West。他为打造中端市场业务垂直化做出了重大贡献,还参与了其数字化进程。Rampal先生是Symbosis国际商务学院的校友。
Sumant Vinay Rampal,was, until March 31, 2024, Head—Business Banking Working Capital, Rural Banking Group and Sustainable Livelihood Initiative at HDFC Bank. Each of these three verticals is a high growth segment for the Bank. Under his leadership, HDFC Bank was acknowledged as the Best SME Bank by SIDBI for 2019-2020, by Asia Money 2021-22, Euro Money 2021-22 and Asia Money 2022-23. HDFC Bank is the largest banking service provider in this space. Effective April 1, 2024, Mr. Rampal also assumed charge of the Mortgage business portfolio (Home loan, LAP and HDFC Sales). Mr. Rampal has been a Corporate and Wholesale banker throughout his two-decade career with the Bank. He joined HDFC Bank in 1999 as a Relationship Manager in the Corporate Banking division. He managed some of the leading Indian and MNC corporates before moving to the Mid-Market Group as Regional Head – West. He contributed significantly towards building the Mid-Market Business vertical and was also involved in its digitization process. Mr. Rampal is an alumnus of the Symbosis Institute of International Business.
Ravi Santhanam

Ravi Santhanam,是HDFC银行的主管兼首席营销官和直接面向消费者业务的主管。他负责推动银行所有产品和银行所有直接面向消费者产品的数字化起源和实现。他通过在全行建立NPS系统,在HDFC银行建立以客户为中心的实践中发挥了关键作用。Santhanam先生此前曾在该银行领导负债产品和管理项目以及企业传播。在加入HDFC银行之前,Santhanam先生曾在沃达丰担任北方邦市场业务主管。2013年,他被任命负责领导孟买的数据、设备和内容与创新新业务垂直领域。他还曾在Reliance Communications、印度工业信贷投资银行和PowerGen担任领导职务,涉及战略、并购和业务。他是唯一一位入选《福布斯》“2020年全球最具影响力CMO”50强榜单的印度CMO。他有超过28年的经验。Santhanam先生拥有安娜大学的机械工程学位,也是印度管理学院加尔各答和哈佛商学院的校友。


Ravi Santhanam,is Head and Chief Marketing Officer and Head – Direct to Consumer Business at HDFC Bank. He is responsible for driving the digital origination and fulfillment of all Bank products and all Direct to Consumer products of the Bank. He has played a key role in establishing the customer centricity practice at HDFC Bank by setting up the NPS system across the Bank. Mr. Santhanam has previously led Liability Products and Managed Programs as well as Corporate Communications at the Bank. Prior to HDFC Bank, Mr. Santhanam worked with Vodafone as Business Head for the Uttar Pradesh market. In 2013, he was given the responsibility to lead the new business vertical of Data, Devices, and Content & Innovation in Mumbai. He has also worked with Reliance Communications, ICICI Bank and PowerGen in leadership roles, spanning across Strategy, M&A and Business. He was the only CMO from India to be featured in the top 50 list of Forbes "The World's Most Influential CMOs 2020". He has over 28 years of experience. Mr. Santhanam has a mechanical engineering degree from Anna University and is also an alumnus of Indian Institute of Management Calcutta and Harvard Business School.
Ravi Santhanam,是HDFC银行的主管兼首席营销官和直接面向消费者业务的主管。他负责推动银行所有产品和银行所有直接面向消费者产品的数字化起源和实现。他通过在全行建立NPS系统,在HDFC银行建立以客户为中心的实践中发挥了关键作用。Santhanam先生此前曾在该银行领导负债产品和管理项目以及企业传播。在加入HDFC银行之前,Santhanam先生曾在沃达丰担任北方邦市场业务主管。2013年,他被任命负责领导孟买的数据、设备和内容与创新新业务垂直领域。他还曾在Reliance Communications、印度工业信贷投资银行和PowerGen担任领导职务,涉及战略、并购和业务。他是唯一一位入选《福布斯》“2020年全球最具影响力CMO”50强榜单的印度CMO。他有超过28年的经验。Santhanam先生拥有安娜大学的机械工程学位,也是印度管理学院加尔各答和哈佛商学院的校友。
Ravi Santhanam,is Head and Chief Marketing Officer and Head – Direct to Consumer Business at HDFC Bank. He is responsible for driving the digital origination and fulfillment of all Bank products and all Direct to Consumer products of the Bank. He has played a key role in establishing the customer centricity practice at HDFC Bank by setting up the NPS system across the Bank. Mr. Santhanam has previously led Liability Products and Managed Programs as well as Corporate Communications at the Bank. Prior to HDFC Bank, Mr. Santhanam worked with Vodafone as Business Head for the Uttar Pradesh market. In 2013, he was given the responsibility to lead the new business vertical of Data, Devices, and Content & Innovation in Mumbai. He has also worked with Reliance Communications, ICICI Bank and PowerGen in leadership roles, spanning across Strategy, M&A and Business. He was the only CMO from India to be featured in the top 50 list of Forbes "The World's Most Influential CMOs 2020". He has over 28 years of experience. Mr. Santhanam has a mechanical engineering degree from Anna University and is also an alumnus of Indian Institute of Management Calcutta and Harvard Business School.
Sundaresan M

Sundaresan M,是该行零售信贷战略与控制的集团负责人,是一位经验丰富的领导者,在零售金融服务领域拥有跨越28年的丰富经验。他在2002年踏上了与银行的旅程,在信用卡部门的创立过程中发挥了至关重要的作用。他的专长延伸到零售风险管理领域,包括政策制定、承保和战略流程规划,为银行零售资产和支付服务的强劲增长和质量做出了重大贡献。Sundaresan先生是哥印拜陀PSG Tech的校友,拥有机械工程学位,他通过执行领导课程增强了他在IIM-Lucknow的管理敏锐度,并进一步在哈佛商学院工作。在任职该银行之前,他曾在印度GE Capital的零售业务部门工作。


Sundaresan M,is the Group Head of Retail Credit Strategy & Control at the Bank and is a seasoned leader with a rich experience spanning 28 years in the retail financial services sector. He embarked on his journey with the Bank in 2002, playing a crucial role in the inception of the Credit Card division. His expertise extends to areas of Retail Risk Management, encompassing policy formulation, underwriting, and strategic process planning, contributing significantly to the robust growth and quality of the Bank's retail assets and payment services. An alumnus of PSG Tech, Coimbatore with a degree in Mechanical Engineering, Mr. Sundaresan enhanced his management acumen at IIM-Lucknow and further at Harvard Business School through an Executive Leadership Program. Before his tenure at the Bank, he worked with the retail business of GE Capital, India.
Sundaresan M,是该行零售信贷战略与控制的集团负责人,是一位经验丰富的领导者,在零售金融服务领域拥有跨越28年的丰富经验。他在2002年踏上了与银行的旅程,在信用卡部门的创立过程中发挥了至关重要的作用。他的专长延伸到零售风险管理领域,包括政策制定、承保和战略流程规划,为银行零售资产和支付服务的强劲增长和质量做出了重大贡献。Sundaresan先生是哥印拜陀PSG Tech的校友,拥有机械工程学位,他通过执行领导课程增强了他在IIM-Lucknow的管理敏锐度,并进一步在哈佛商学院工作。在任职该银行之前,他曾在印度GE Capital的零售业务部门工作。
Sundaresan M,is the Group Head of Retail Credit Strategy & Control at the Bank and is a seasoned leader with a rich experience spanning 28 years in the retail financial services sector. He embarked on his journey with the Bank in 2002, playing a crucial role in the inception of the Credit Card division. His expertise extends to areas of Retail Risk Management, encompassing policy formulation, underwriting, and strategic process planning, contributing significantly to the robust growth and quality of the Bank's retail assets and payment services. An alumnus of PSG Tech, Coimbatore with a degree in Mechanical Engineering, Mr. Sundaresan enhanced his management acumen at IIM-Lucknow and further at Harvard Business School through an Executive Leadership Program. Before his tenure at the Bank, he worked with the retail business of GE Capital, India.
Sudhir Kumar Jha

Sudhir Kumar Jha,是HDFC银行的负责人和集团总法律顾问。他是一名公司律师,是德里大学校园法律中心的合格律师,拥有牛津大学国际贸易和金融专业培训和孟买大学Jamnalal Bajaj管理研究所(“JBIMS”)财务管理硕士学位。目前,他正在詹谢普尔市XLRI攻读法学和经济学跨学科相互作用的金融学博士学位研究。他是一名公司律师,在制造业、NBFC、银行、保险、资产重建和房地产领域拥有丰富的经验。他曾被英国法律500强评为印度100强总法律顾问,也是2017年印度领导力奖中的Star Echelon Award 2017和2022-23年BW世界法律100强总法律顾问的获得者。


Sudhir Kumar Jha,is the Head and Group General Counsel of HDFC Bank. He is a corporate lawyer, being a qualified lawyer from Campus Law Center, University of Delhi and with a specialization training in International Trade and Finance from Oxford University and a master's degree in Financial Management from Jamnalal Bajaj Institute of Management Studies ("JBIMS"), Mumbai University. Currently he is pursuing doctorate research in finance with interdisciplinary interplay of Law and Economics from XLRI, Jamshedpur. He is a corporate lawyer with varied experience in the field of manufacturing, NBFC, banking, insurance, asset reconstruction and real estate sectors. He has been ranked as one of the top 100 general counsels in India by Legal 500 UK and was also a recipient of Star Echelon Award 2017 in the Indian Leadership Award 2017 and BW Legal World Top 100 General Counsel 2022-23.
Sudhir Kumar Jha,是HDFC银行的负责人和集团总法律顾问。他是一名公司律师,是德里大学校园法律中心的合格律师,拥有牛津大学国际贸易和金融专业培训和孟买大学Jamnalal Bajaj管理研究所(“JBIMS”)财务管理硕士学位。目前,他正在詹谢普尔市XLRI攻读法学和经济学跨学科相互作用的金融学博士学位研究。他是一名公司律师,在制造业、NBFC、银行、保险、资产重建和房地产领域拥有丰富的经验。他曾被英国法律500强评为印度100强总法律顾问,也是2017年印度领导力奖中的Star Echelon Award 2017和2022-23年BW世界法律100强总法律顾问的获得者。
Sudhir Kumar Jha,is the Head and Group General Counsel of HDFC Bank. He is a corporate lawyer, being a qualified lawyer from Campus Law Center, University of Delhi and with a specialization training in International Trade and Finance from Oxford University and a master's degree in Financial Management from Jamnalal Bajaj Institute of Management Studies ("JBIMS"), Mumbai University. Currently he is pursuing doctorate research in finance with interdisciplinary interplay of Law and Economics from XLRI, Jamshedpur. He is a corporate lawyer with varied experience in the field of manufacturing, NBFC, banking, insurance, asset reconstruction and real estate sectors. He has been ranked as one of the top 100 general counsels in India by Legal 500 UK and was also a recipient of Star Echelon Award 2017 in the Indian Leadership Award 2017 and BW Legal World Top 100 General Counsel 2022-23.
Vinayak Ravindra Mavinkurve

Vinayak Ravindra Mavinkurve,是房地产业务财务主管。Mavinkurve先生于2019年5月加入HDFC Limited。在他最近的职位上,他是执行管理层的成员,负责房地产贷款、企业贷款、压力资产账簿以及公司的自营投资账簿。作为信用论坛成员和部门负责人,他与分支机构密切合作,以实现新的贷款批准,监测业务目标,制定关键政策,并帮助从NHB监管过渡到RBI监管。在印度储备银行发布氢氟碳化合物法规时,他一直积极参与与印度储备银行的接触。Mavinkurve先生于1994年在IFCI Limited开始了他的职业生涯,担任工业财务官。后来,他于1998年加入IDFC Limited,担任助理副总裁,并在那里工作到2015年,最后一个职位是集团负责人——项目融资。2015年5月,他过渡到IDFC Bank Limited并担任联席主管——客户覆盖至2018年12月。他拥有超过29年的经验。Mavinkurve先生拥有孟买VJTI的电气工程学B.Tech学位和孟买NMIMS的彩信学位。


Vinayak Ravindra Mavinkurve,is the Head of Realty Business Finance. Mr. Mavinkurve joined HDFC Limited in May 2019. In his most recent role, he was a member of Executive Management, responsible for the Real Estate Lending, Corporate Lending, and Stressed Asset book as well as the Proprietary Investment book of the company. As Credit Forum member and head of the department, he worked closely with branches to enable fresh loan approvals, monitor business targets, work on key policies, and help transition from NHB regulation to RBI regulation. He has been actively involved in engagement with the RBI at the time of the RBI issuance of the HFC regulation. Mr. Mavinkurve began his career at IFCI Limited in 1994 as an Industrial Finance Officer. He later joined IDFC Limited as an Assistant Vice President in 1998 and worked there until 2015 where his last role was Group Head – Project Finance. In May 2015, he transitioned to IDFC Bank Limited and was a Co-Head—Client Coverage until December 2018. He has over 29 years of experience. Mr. Mavinkurve holds a B.Tech degree in Electrical Engineering from VJTI, Mumbai and an MMS degree from NMIMS, Mumbai.
Vinayak Ravindra Mavinkurve,是房地产业务财务主管。Mavinkurve先生于2019年5月加入HDFC Limited。在他最近的职位上,他是执行管理层的成员,负责房地产贷款、企业贷款、压力资产账簿以及公司的自营投资账簿。作为信用论坛成员和部门负责人,他与分支机构密切合作,以实现新的贷款批准,监测业务目标,制定关键政策,并帮助从NHB监管过渡到RBI监管。在印度储备银行发布氢氟碳化合物法规时,他一直积极参与与印度储备银行的接触。Mavinkurve先生于1994年在IFCI Limited开始了他的职业生涯,担任工业财务官。后来,他于1998年加入IDFC Limited,担任助理副总裁,并在那里工作到2015年,最后一个职位是集团负责人——项目融资。2015年5月,他过渡到IDFC Bank Limited并担任联席主管——客户覆盖至2018年12月。他拥有超过29年的经验。Mavinkurve先生拥有孟买VJTI的电气工程学B.Tech学位和孟买NMIMS的彩信学位。
Vinayak Ravindra Mavinkurve,is the Head of Realty Business Finance. Mr. Mavinkurve joined HDFC Limited in May 2019. In his most recent role, he was a member of Executive Management, responsible for the Real Estate Lending, Corporate Lending, and Stressed Asset book as well as the Proprietary Investment book of the company. As Credit Forum member and head of the department, he worked closely with branches to enable fresh loan approvals, monitor business targets, work on key policies, and help transition from NHB regulation to RBI regulation. He has been actively involved in engagement with the RBI at the time of the RBI issuance of the HFC regulation. Mr. Mavinkurve began his career at IFCI Limited in 1994 as an Industrial Finance Officer. He later joined IDFC Limited as an Assistant Vice President in 1998 and worked there until 2015 where his last role was Group Head – Project Finance. In May 2015, he transitioned to IDFC Bank Limited and was a Co-Head—Client Coverage until December 2018. He has over 29 years of experience. Mr. Mavinkurve holds a B.Tech degree in Electrical Engineering from VJTI, Mumbai and an MMS degree from NMIMS, Mumbai.
Gourab Roy

Gourab Roy,是交易银行业务主管。他拥有商学硕士学位。他在金融服务行业拥有超过33年的经验。他于1992年在荷兰银行开始其职业生涯,此后于1995年加入Axis银行(前身为UTI银行),之后于1996年加入该行。


Gourab Roy,is the Head of Transaction Banking Operations. He has a master's degree in commerce. He has over 33 years of experience in the financial services industry. He started his career at ABN Amro Bank in 1992 and thereafter joined Axis Bank (formerly known as UTI Bank) in 1995 prior to joining the Bank in 1996.
Gourab Roy,是交易银行业务主管。他拥有商学硕士学位。他在金融服务行业拥有超过33年的经验。他于1992年在荷兰银行开始其职业生涯,此后于1995年加入Axis银行(前身为UTI银行),之后于1996年加入该行。
Gourab Roy,is the Head of Transaction Banking Operations. He has a master's degree in commerce. He has over 33 years of experience in the financial services industry. He started his career at ABN Amro Bank in 1992 and thereafter joined Axis Bank (formerly known as UTI Bank) in 1995 prior to joining the Bank in 1996.
N. Srinivasan

N. Srinivasan,是贷款业务主管。他是一名特许会计师、成本会计师和公司秘书。他在金融服务领域拥有超过34年的经验,其中包括29年的银行业务经验。他于1996年加入该行,曾在公司银行、业务流程再造、大型系统、项目开发和管理方面拥有经验,并领导与定期贷款支付、限额设置、运营政策和程序、监管报告、抵押品完善和托管相关的运营,以及该行所有批发和零售垫款的数字化运营。


N. Srinivasan,is the Head of Lending Operations. He is a Chartered Accountant, Cost Accountant and a Company Secretary. He has over 34 years of experience in Financial Services including 29 years in Banking Operations. Having joined the Bank in 1996, he has had experience in Corporate Banking, Business Process Reengineering, Large Systems, and Project Development and Management and heads Operations related to Term Loans Disbursements, Limits Set-ups, Operations policies and procedures, Regulatory reporting, Collateral Perfection and Custody, and Digital operations of all wholesale and retail advances of the Bank.
N. Srinivasan,是贷款业务主管。他是一名特许会计师、成本会计师和公司秘书。他在金融服务领域拥有超过34年的经验,其中包括29年的银行业务经验。他于1996年加入该行,曾在公司银行、业务流程再造、大型系统、项目开发和管理方面拥有经验,并领导与定期贷款支付、限额设置、运营政策和程序、监管报告、抵押品完善和托管相关的运营,以及该行所有批发和零售垫款的数字化运营。
N. Srinivasan,is the Head of Lending Operations. He is a Chartered Accountant, Cost Accountant and a Company Secretary. He has over 34 years of experience in Financial Services including 29 years in Banking Operations. Having joined the Bank in 1996, he has had experience in Corporate Banking, Business Process Reengineering, Large Systems, and Project Development and Management and heads Operations related to Term Loans Disbursements, Limits Set-ups, Operations policies and procedures, Regulatory reporting, Collateral Perfection and Custody, and Digital operations of all wholesale and retail advances of the Bank.
Sanjay D'Souza

Sanjay D'Souza是该银行新兴企业集团和微型企业集团的负责人,总部设在孟买。他是一位经验丰富的银行专业人士,拥有33年的整体经验,其中25年曾在本行任职。自1999年加入该行以来,他有效地驾驭了从信贷到业务职能这一连续统一体的各种角色。他的丰富经验涵盖多种信贷职能,包括零售信贷(针对证券的贷款、信用卡政策、商户收单、零售贸易和外汇)以及中小企业贷款和大额抵押贷款的批发信贷和政策。当商业银行在2003年左右成立时,他在领导这一细分领域的信贷职能方面发挥了至关重要的作用,在确保遵守银行信贷政策和合规框架的同时,实现了业务增长。2006年10月,D'Souza先生从银行的信贷端过渡到业务端,担任新兴企业集团的业务主管。在担任这一职务期间,他发挥了重要作用,在大约7.5年的时间内实现了投资组合十倍的增长。2024年1月,他还承担了与该行涉足非正规微型部门相关的职责,进一步扩大了他作为新兴企业集团和微型企业集团业务主管的投资组合。D'Souza先生拥有Sydenham管理研究所金融专业的管理研究硕士学位,以及卡纳塔克邦国家理工学院机械工程学士学位。


Sanjay D'Souza,is the Head of the Emerging Enterprises Group and Micro Enterprise Group at the Bank, based in Mumbai. He is a seasoned banking professional with 33 years of overall experience, 25 of which have been with the Bank. Having joined the Bank in 1999, he has effectively navigated various roles that span the continuum from credit to business functions. His extensive experience encompasses multiple credit functions, including Retail Credit (Loans against Securities, Credit Card Policy, Merchant Acquiring, Retail Trade, and Forex) as well as Wholesale Credit and Policy for SME lending and large-ticket mortgage loans. When Business Banking was established around 2003, he played a crucial role in leading the credit function for this segment, enabling business growth while ensuring adherence to the Bank's credit policies and compliance frameworks. In October 2006, Mr. D'Souza transitioned from the credit side to the business side of the Bank, taking on the role of Business Head for the Emerging Enterprises Group. During his tenure in this position, he was instrumental in achieving a tenfold growth in the portfolio over approximately 7.5 years. In January 2024, he also took on the responsibilities associated with the Bank's foray into the informal micro-segment, further expanding his portfolio as Business Head of both the Emerging Enterprises Group and the Micro Enterprises Group. Mr. D'Souza holds a master's degree in management studies with a specialization in finance from the Sydenham Institute of Management Studies, as well as a bachelor's degree in mechanical engineering from the National Institute of Technology, Karnataka.
Sanjay D'Souza是该银行新兴企业集团和微型企业集团的负责人,总部设在孟买。他是一位经验丰富的银行专业人士,拥有33年的整体经验,其中25年曾在本行任职。自1999年加入该行以来,他有效地驾驭了从信贷到业务职能这一连续统一体的各种角色。他的丰富经验涵盖多种信贷职能,包括零售信贷(针对证券的贷款、信用卡政策、商户收单、零售贸易和外汇)以及中小企业贷款和大额抵押贷款的批发信贷和政策。当商业银行在2003年左右成立时,他在领导这一细分领域的信贷职能方面发挥了至关重要的作用,在确保遵守银行信贷政策和合规框架的同时,实现了业务增长。2006年10月,D'Souza先生从银行的信贷端过渡到业务端,担任新兴企业集团的业务主管。在担任这一职务期间,他发挥了重要作用,在大约7.5年的时间内实现了投资组合十倍的增长。2024年1月,他还承担了与该行涉足非正规微型部门相关的职责,进一步扩大了他作为新兴企业集团和微型企业集团业务主管的投资组合。D'Souza先生拥有Sydenham管理研究所金融专业的管理研究硕士学位,以及卡纳塔克邦国家理工学院机械工程学士学位。
Sanjay D'Souza,is the Head of the Emerging Enterprises Group and Micro Enterprise Group at the Bank, based in Mumbai. He is a seasoned banking professional with 33 years of overall experience, 25 of which have been with the Bank. Having joined the Bank in 1999, he has effectively navigated various roles that span the continuum from credit to business functions. His extensive experience encompasses multiple credit functions, including Retail Credit (Loans against Securities, Credit Card Policy, Merchant Acquiring, Retail Trade, and Forex) as well as Wholesale Credit and Policy for SME lending and large-ticket mortgage loans. When Business Banking was established around 2003, he played a crucial role in leading the credit function for this segment, enabling business growth while ensuring adherence to the Bank's credit policies and compliance frameworks. In October 2006, Mr. D'Souza transitioned from the credit side to the business side of the Bank, taking on the role of Business Head for the Emerging Enterprises Group. During his tenure in this position, he was instrumental in achieving a tenfold growth in the portfolio over approximately 7.5 years. In January 2024, he also took on the responsibilities associated with the Bank's foray into the informal micro-segment, further expanding his portfolio as Business Head of both the Emerging Enterprises Group and the Micro Enterprises Group. Mr. D'Souza holds a master's degree in management studies with a specialization in finance from the Sydenham Institute of Management Studies, as well as a bachelor's degree in mechanical engineering from the National Institute of Technology, Karnataka.
Suketu Kapadia

Suketu Kapadia,是该行内部审计主管。Kapadia先生从IDFC First Bank加入本行,在那里他担任了近八年的首席内部审计师,在设立内部审计职能方面发挥了关键作用。在此之前,他曾在印度工业信贷投资银行工作了近十年,领导该行及其子公司多个业务条线的各种内部审计职能和相关活动。Kapadia先生是一名审计专业人士,在鉴证、风险管理、财务和咨询方面拥有超过29年的经验。他有国际经验,曾在美国、澳大利亚、英国、东南亚和阿联酋工作。他还拥有与审计委员会、董事会和其他高级利益相关者合作的丰富经验。Kapadia先生是一名特许会计师,也是印度特许会计师协会的成员,并拥有孟买大学的商业学士学位。他也是一名注册信息系统审计员。


Suketu Kapadia,is the Head of Internal Audit at the Bank. Mr. Kapadia joined the Bank from IDFC First Bank where he spent close to eight years as the Chief Internal Auditor where he played a key role in setting up the Internal Audit Function. Prior to that, he spent nearly a decade with ICICI Bank, where he led various Internal Audit functions and related activities for diverse business lines in the bank and its subsidiaries. Mr. Kapadia is an audit professional with more than 29 years of experience in Assurance, Risk Management, Finance and Consulting. He has international experience having worked on assignments in the United States, Australia, UK, Southeast Asia and UAE. He also has extensive experience working with Audit Committees, Boards and other senior stakeholders. Mr. Kapadia is a Chartered Accountant and a member of The Institute of Chartered Accountants of India and holds a bachelor's degree in commerce from Mumbai University. He is also a Certified Information Systems Auditor.
Suketu Kapadia,是该行内部审计主管。Kapadia先生从IDFC First Bank加入本行,在那里他担任了近八年的首席内部审计师,在设立内部审计职能方面发挥了关键作用。在此之前,他曾在印度工业信贷投资银行工作了近十年,领导该行及其子公司多个业务条线的各种内部审计职能和相关活动。Kapadia先生是一名审计专业人士,在鉴证、风险管理、财务和咨询方面拥有超过29年的经验。他有国际经验,曾在美国、澳大利亚、英国、东南亚和阿联酋工作。他还拥有与审计委员会、董事会和其他高级利益相关者合作的丰富经验。Kapadia先生是一名特许会计师,也是印度特许会计师协会的成员,并拥有孟买大学的商业学士学位。他也是一名注册信息系统审计员。
Suketu Kapadia,is the Head of Internal Audit at the Bank. Mr. Kapadia joined the Bank from IDFC First Bank where he spent close to eight years as the Chief Internal Auditor where he played a key role in setting up the Internal Audit Function. Prior to that, he spent nearly a decade with ICICI Bank, where he led various Internal Audit functions and related activities for diverse business lines in the bank and its subsidiaries. Mr. Kapadia is an audit professional with more than 29 years of experience in Assurance, Risk Management, Finance and Consulting. He has international experience having worked on assignments in the United States, Australia, UK, Southeast Asia and UAE. He also has extensive experience working with Audit Committees, Boards and other senior stakeholders. Mr. Kapadia is a Chartered Accountant and a member of The Institute of Chartered Accountants of India and holds a bachelor's degree in commerce from Mumbai University. He is also a Certified Information Systems Auditor.
Vivek Capoor

Vivek Capoor,是财务主管。他负责根据印度公认会计原则、美国公认会计原则和其他框架报告该银行的财务状况,还负责监督公司税务职能。他毕业于西德纳姆商业和经济学院,是一名特许会计师。1998年加入本行财务部。他在银行和金融领域拥有超过25年的经验,曾在金融职能部门担任多个职务,涵盖业务管理信息系统和规划、ALM、资本筹集、税收和财务报告。Capoor先生一直是ICAI和印度储备银行组成的新兴会计准则和财务报告委员会和工作组的成员。


Vivek Capoor,is the Head of Finance. He looks after the reporting of financials of the Bank under Indian GAAP, US GAAP and other frameworks and also oversees the corporate tax function. He graduated from the Sydenham College of Commerce and Economics and is a Chartered Accountant. He joined the Bank in 1998 in the Finance department. He has over 25 years of experience in the banking and finance sector and has served in the finance function in various roles covering Business MIS & Planning, ALM, capital raising, taxation and financial reporting. Mr. Capoor has been a member of committees and working groups constituted by ICAI and the RBI on emerging Accounting Standards and Financial Reporting.
Vivek Capoor,是财务主管。他负责根据印度公认会计原则、美国公认会计原则和其他框架报告该银行的财务状况,还负责监督公司税务职能。他毕业于西德纳姆商业和经济学院,是一名特许会计师。1998年加入本行财务部。他在银行和金融领域拥有超过25年的经验,曾在金融职能部门担任多个职务,涵盖业务管理信息系统和规划、ALM、资本筹集、税收和财务报告。Capoor先生一直是ICAI和印度储备银行组成的新兴会计准则和财务报告委员会和工作组的成员。
Vivek Capoor,is the Head of Finance. He looks after the reporting of financials of the Bank under Indian GAAP, US GAAP and other frameworks and also oversees the corporate tax function. He graduated from the Sydenham College of Commerce and Economics and is a Chartered Accountant. He joined the Bank in 1998 in the Finance department. He has over 25 years of experience in the banking and finance sector and has served in the finance function in various roles covering Business MIS & Planning, ALM, capital raising, taxation and financial reporting. Mr. Capoor has been a member of committees and working groups constituted by ICAI and the RBI on emerging Accounting Standards and Financial Reporting.
Ashish Parthasarthy

Ashish Parthasarthy,拥有卡纳塔克邦地区工程学院的工程学士学位,并从班加罗尔的印度管理学院拿到管理研究生文凭。


Ashish Parthasarthy,is the Head of Branch Banking, Infrastructure, Treasury and Virtual Channels. He holds a bachelor's degree in engineering from the National Institute of Technology, Karnataka ("NIT-K") and a postgraduate diploma in management from the Indian Institute of Management, Bangalore ("IIM-B"). He has over 36 years of experience in banking, with particular expertise in the interest rate and currency markets.
Ashish Parthasarthy,拥有卡纳塔克邦地区工程学院的工程学士学位,并从班加罗尔的印度管理学院拿到管理研究生文凭。
Ashish Parthasarthy,is the Head of Branch Banking, Infrastructure, Treasury and Virtual Channels. He holds a bachelor's degree in engineering from the National Institute of Technology, Karnataka ("NIT-K") and a postgraduate diploma in management from the Indian Institute of Management, Bangalore ("IIM-B"). He has over 36 years of experience in banking, with particular expertise in the interest rate and currency markets.
Kaizad Bharucha

Kaizad Bharucha,Bank执行董事。世行股东通过2023年6月11日的邮政投票,批准任命Kaizad Bharucha先生为副总裁,自2023年4月19日起生效。他拥有孟买大学(University of Mumbai)的商业学士学位,是一名拥有超过35年经验的职业银行家。他自1995年以来一直在世行任职。作为执行董事,他负责批发银行业务,包括企业银行业务、psu、资本和商品市场、金融机构、托管、共同基金、全球能力中心和金融赞助商覆盖以及银行覆盖。在他早期的职位上,他负责企业银行业务、新兴企业集团、商业银行业务、医疗金融、农业贷款、拖拉机融资、商业车辆融资、商业设备融资、基础设施融资、特殊业务部门和包容性银行计划集团。在他之前担任信贷和市场风险主管的职位上,他负责银行的风险管理活动,即信贷风险、市场风险、债务管理、风险情报和控制功能。Bharucha还是金融情报部门(“FIU”)的指定主任和内部监察员委员会的指定主任。他代表Bank与监管机构和政府机构进行各种互动。在加入该银行之前,他曾在SBI商业银行和国际银行工作,包括贸易融资和企业银行业务。他曾代表HDFC银行担任银行相关委员会工作组成员。他不是任何其他上市或公众有限公司的董事。


Kaizad Bharucha,is the Deputy Managing Director ("DMD") of the Bank. Mr. Bharucha holds a bachelor's degree in Commerce from Sydenham College of Commerce and Economics (University of Mumbai).A career banker with more than 39 years of experience, he has been an integral part of the Bank since its inception in 1995. Among his contributions to building the Bank, he has played a key role in building the credit and risk frameworks that underpin the Bank's operations.These frameworks have supported the Bank's consistent growth, safeguarding its ability to navigate volatile economic conditions effectively.As DMD, he oversees a broad spectrum of responsibilities within the Bank. Mr. Bharucha heads the Wholesale Banking, PSUs, Multinational Corporations, Capital & Commodity Markets and Realty Business Finance. Mr. Bharucha also manages the Inclusive Banking Initiative group, Corporate Social Responsibility ("CSR") and Environmental, Social and Governance ("ESG") functions.In his current role as DMD, he co-chaired and spearheaded the Integration Committee, which was tasked with ensuring smooth merger of HDFC Limited into the Bank.Mr. Bharucha joined the Board of the Bank in 2014 and is its longest-serving Executive Board member. During his tenure as the Bank's Executive Director, he managed diverse portfolios including Corporate Banking, Capital & Commodities Markets, Emerging Corporates, Business Banking, Healthcare Finance, Agri-lending, Tractor Financing, Commercial Vehicle Finance, Infrastructure Finance and Inclusive Banking Initiatives. Under his leadership, the Bank's CSR programme is amongst the top three in the country. Mr. Bharucha is also the chief sponsor of diversity and inclusion initiatives at the Bank.Mr. Bharucha also serves as the Designated Director for the Financial Intelligence Unit (FIU) and the Internal Ombudsman Committee. He has been a part of the RBI committees and sub committees, as well as the Government-appointed inter-ministerial committee. He also regularly engages with regulators and government bodies to provide views on policy.
Kaizad Bharucha,Bank执行董事。世行股东通过2023年6月11日的邮政投票,批准任命Kaizad Bharucha先生为副总裁,自2023年4月19日起生效。他拥有孟买大学(University of Mumbai)的商业学士学位,是一名拥有超过35年经验的职业银行家。他自1995年以来一直在世行任职。作为执行董事,他负责批发银行业务,包括企业银行业务、psu、资本和商品市场、金融机构、托管、共同基金、全球能力中心和金融赞助商覆盖以及银行覆盖。在他早期的职位上,他负责企业银行业务、新兴企业集团、商业银行业务、医疗金融、农业贷款、拖拉机融资、商业车辆融资、商业设备融资、基础设施融资、特殊业务部门和包容性银行计划集团。在他之前担任信贷和市场风险主管的职位上,他负责银行的风险管理活动,即信贷风险、市场风险、债务管理、风险情报和控制功能。Bharucha还是金融情报部门(“FIU”)的指定主任和内部监察员委员会的指定主任。他代表Bank与监管机构和政府机构进行各种互动。在加入该银行之前,他曾在SBI商业银行和国际银行工作,包括贸易融资和企业银行业务。他曾代表HDFC银行担任银行相关委员会工作组成员。他不是任何其他上市或公众有限公司的董事。
Kaizad Bharucha,is the Deputy Managing Director ("DMD") of the Bank. Mr. Bharucha holds a bachelor's degree in Commerce from Sydenham College of Commerce and Economics (University of Mumbai).A career banker with more than 39 years of experience, he has been an integral part of the Bank since its inception in 1995. Among his contributions to building the Bank, he has played a key role in building the credit and risk frameworks that underpin the Bank's operations.These frameworks have supported the Bank's consistent growth, safeguarding its ability to navigate volatile economic conditions effectively.As DMD, he oversees a broad spectrum of responsibilities within the Bank. Mr. Bharucha heads the Wholesale Banking, PSUs, Multinational Corporations, Capital & Commodity Markets and Realty Business Finance. Mr. Bharucha also manages the Inclusive Banking Initiative group, Corporate Social Responsibility ("CSR") and Environmental, Social and Governance ("ESG") functions.In his current role as DMD, he co-chaired and spearheaded the Integration Committee, which was tasked with ensuring smooth merger of HDFC Limited into the Bank.Mr. Bharucha joined the Board of the Bank in 2014 and is its longest-serving Executive Board member. During his tenure as the Bank's Executive Director, he managed diverse portfolios including Corporate Banking, Capital & Commodities Markets, Emerging Corporates, Business Banking, Healthcare Finance, Agri-lending, Tractor Financing, Commercial Vehicle Finance, Infrastructure Finance and Inclusive Banking Initiatives. Under his leadership, the Bank's CSR programme is amongst the top three in the country. Mr. Bharucha is also the chief sponsor of diversity and inclusion initiatives at the Bank.Mr. Bharucha also serves as the Designated Director for the Financial Intelligence Unit (FIU) and the Internal Ombudsman Committee. He has been a part of the RBI committees and sub committees, as well as the Government-appointed inter-ministerial committee. He also regularly engages with regulators and government bodies to provide views on policy.
Sashidhar Jagdishan

Sashidhar Jagdishan,获得了University of Mumbai物理学学士学位,英国University of Sheffield货币、银行和金融经济学硕士学位。他是印度特许会计师协会(Institute of Chartered Accountants of India)的注册会计师。他于1996年加入银行,现担任银行的财务职能部门主管。


Sashidhar Jagdishan,is the Managing Director and the Chief Executive Officer of the Bank. He has overall experience of thirty-two (32) years. Mr. Jagdishan holds a degree in science with a specialization in physics, is a Chartered Accountant by profession and holds a master's degree in economics of money, banking & finance from the University of Sheffield in the United Kingdom.Mr. Jagdishan joined the Bank in 1996 as a manager in the Finance function. He became Business Head—Finance in 1999 and was appointed as Chief Financial Officer in 2008. He played a critical role in supporting the growth trajectory of the Bank and led the finance function with a pivotal role in aligning the organization in achieving the strategic objectives over the years.In 2019, he was appointed "Strategic Change Agent of the Bank" and given additional responsibilities of Legal & Secretarial, Human Resource, Corporate Communication, Infrastructure & Administration and CSR.Prior to his appointment as Managing Director and Chief Executive Officer of the Bank, Mr. Jagdishan was the Group Head of the Bank and headed the Finance, Human Resources, Legal & Secretarial, Administration, Infrastructure, Corporate Communications, Infrastructure & Administration and Corporate Social Responsibility functions.
Sashidhar Jagdishan,获得了University of Mumbai物理学学士学位,英国University of Sheffield货币、银行和金融经济学硕士学位。他是印度特许会计师协会(Institute of Chartered Accountants of India)的注册会计师。他于1996年加入银行,现担任银行的财务职能部门主管。
Sashidhar Jagdishan,is the Managing Director and the Chief Executive Officer of the Bank. He has overall experience of thirty-two (32) years. Mr. Jagdishan holds a degree in science with a specialization in physics, is a Chartered Accountant by profession and holds a master's degree in economics of money, banking & finance from the University of Sheffield in the United Kingdom.Mr. Jagdishan joined the Bank in 1996 as a manager in the Finance function. He became Business Head—Finance in 1999 and was appointed as Chief Financial Officer in 2008. He played a critical role in supporting the growth trajectory of the Bank and led the finance function with a pivotal role in aligning the organization in achieving the strategic objectives over the years.In 2019, he was appointed "Strategic Change Agent of the Bank" and given additional responsibilities of Legal & Secretarial, Human Resource, Corporate Communication, Infrastructure & Administration and CSR.Prior to his appointment as Managing Director and Chief Executive Officer of the Bank, Mr. Jagdishan was the Group Head of the Bank and headed the Finance, Human Resources, Legal & Secretarial, Administration, Infrastructure, Corporate Communications, Infrastructure & Administration and Corporate Social Responsibility functions.
Bhavesh Zaveri

Bhavesh Zaveri,他持有孟买大学的商业硕士学位,是Indian Institute of Bankers的认证伙伴。自1998年起,他一直在该银行工作,处理批发银行业务和现金管理产品。他是National Payment Corporation of India Limited NPCI, The Clearing Corporation of India Limited, SWIFT Global Board董事会董事,Technical Advisory Committee和 Management Committee of NPCI的一员。


Bhavesh Zaveri,has over 37 years of experience. He is an Executive Director of the Bank and heads the ATM, Operations and Administration functions. Mr. Zaveri holds a Master's Degree in Commerce from Mumbai University and is a Certified Associate of the Indian Institute of Bankers.Mr. Zaveri oversees Operations, Cash Management, ATM Product & Administration of HDFC Bank. In his current role, he is responsible for Business and Operations across the country and for creating and delivering a flawless operations execution capability across the diversified product suite of the Bank to the Corporate, MSME & Retail verticals including for Asset, for Liabilities and for Transaction Services of Payments & Cash Management, Trade Finance & Treasury, ATM Product & Administration. He has headed the critical functions of Operations, Cash Management and Technology at the Bank. Mr. Zaveri joined the Bank in 1998 in the Operations function. He became Business Head – Wholesale Banking Operations in 2000 and was appointed as Group Head - Operations in 2009. He assumed additional responsibilities of the Information Technology function in 2015. In his previous role as Group Head - IT, he contributed to the digital transformation of the Bank by embracing technology to ensure operational efficiency resulting in improved customer experience across different product offerings of the Bank.Mr. Zaveri has also participated in the RBI's Internal Payments Council Meet and was part of the Umbrella Organization for Payments Committee of 2004 that led to the formation of National Payment Corporation of India ("NPCI"). He is the only elected Indian from India on the SWIFT Scrl Global Board, Brussels. He has been featured twice in the "Who's Who in Treasury and Cash Management" by Global Trade Review. He has also been a member of various committees formed by the RBI and the Indian Banks' Association.Prior to joining the Bank, Mr. Zaveri worked for Oman International Bank and Barclays Bank.
Bhavesh Zaveri,他持有孟买大学的商业硕士学位,是Indian Institute of Bankers的认证伙伴。自1998年起,他一直在该银行工作,处理批发银行业务和现金管理产品。他是National Payment Corporation of India Limited NPCI, The Clearing Corporation of India Limited, SWIFT Global Board董事会董事,Technical Advisory Committee和 Management Committee of NPCI的一员。
Bhavesh Zaveri,has over 37 years of experience. He is an Executive Director of the Bank and heads the ATM, Operations and Administration functions. Mr. Zaveri holds a Master's Degree in Commerce from Mumbai University and is a Certified Associate of the Indian Institute of Bankers.Mr. Zaveri oversees Operations, Cash Management, ATM Product & Administration of HDFC Bank. In his current role, he is responsible for Business and Operations across the country and for creating and delivering a flawless operations execution capability across the diversified product suite of the Bank to the Corporate, MSME & Retail verticals including for Asset, for Liabilities and for Transaction Services of Payments & Cash Management, Trade Finance & Treasury, ATM Product & Administration. He has headed the critical functions of Operations, Cash Management and Technology at the Bank. Mr. Zaveri joined the Bank in 1998 in the Operations function. He became Business Head – Wholesale Banking Operations in 2000 and was appointed as Group Head - Operations in 2009. He assumed additional responsibilities of the Information Technology function in 2015. In his previous role as Group Head - IT, he contributed to the digital transformation of the Bank by embracing technology to ensure operational efficiency resulting in improved customer experience across different product offerings of the Bank.Mr. Zaveri has also participated in the RBI's Internal Payments Council Meet and was part of the Umbrella Organization for Payments Committee of 2004 that led to the formation of National Payment Corporation of India ("NPCI"). He is the only elected Indian from India on the SWIFT Scrl Global Board, Brussels. He has been featured twice in the "Who's Who in Treasury and Cash Management" by Global Trade Review. He has also been a member of various committees formed by the RBI and the Indian Banks' Association.Prior to joining the Bank, Mr. Zaveri worked for Oman International Bank and Barclays Bank.
Jimmy Tata

Jimmy Tata,他持有孟买大学金融管理硕士学位,是海得拉巴Institute of Chartered Financial Analysts of India合格的特许金融分析师。自1994年起,他就在该银行工作,有10多年的工作经验。他是Corporate Banking的现任主任。


Jimmy Tata,is the Group Chief Credit Officer. He holds a master's degree in financial management from the Jamnalal Bajaj Institute of Management and is a qualified Chartered Financial Analyst of India. Mr. Tata has been with the Bank since 1994 and has over 35 years of broad experience across the banking and financial sector. Mr. Tata commenced his career in 1987 as a consultant at Strategic Consultants Pvt Ltd. In 1989, he joined Apple Industries Ltd. and the last position he held was Head of the Wholesale Leasing and Hire Purchase Division. He joined the Bank in 1994 as a Relationship Manager in the Corporate Banking Department, and over the years was promoted to the Head of the Corporate Banking Department. In June 2013 he was appointed as Chief Risk Officer, and today is the Chief Credit Officer of the Bank. In addition, Mr. Tata is a Director on the Board of the International Asset Reconstruction Co. Pvt. Ltd (the "IARC"), HDBFSL and a Trustee on the HDB Employees Welfare Trust.
Jimmy Tata,他持有孟买大学金融管理硕士学位,是海得拉巴Institute of Chartered Financial Analysts of India合格的特许金融分析师。自1994年起,他就在该银行工作,有10多年的工作经验。他是Corporate Banking的现任主任。
Jimmy Tata,is the Group Chief Credit Officer. He holds a master's degree in financial management from the Jamnalal Bajaj Institute of Management and is a qualified Chartered Financial Analyst of India. Mr. Tata has been with the Bank since 1994 and has over 35 years of broad experience across the banking and financial sector. Mr. Tata commenced his career in 1987 as a consultant at Strategic Consultants Pvt Ltd. In 1989, he joined Apple Industries Ltd. and the last position he held was Head of the Wholesale Leasing and Hire Purchase Division. He joined the Bank in 1994 as a Relationship Manager in the Corporate Banking Department, and over the years was promoted to the Head of the Corporate Banking Department. In June 2013 he was appointed as Chief Risk Officer, and today is the Chief Credit Officer of the Bank. In addition, Mr. Tata is a Director on the Board of the International Asset Reconstruction Co. Pvt. Ltd (the "IARC"), HDBFSL and a Trustee on the HDB Employees Welfare Trust.