董事介绍
注:董事持股数取自最新公司公告
| 姓名 | 性别 | 职位 | 年龄 | 薪酬 | 持股数(万股) | 截止日期 |
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| Jo Ann Barefoot | 女 | Independent Director | 75 | 8.54万美元 | 未持股 | 2025-07-22 |
| Louis P. Miramontes | 男 | Independent Director | 70 | 9.19万美元 | 未持股 | 2025-07-22 |
| Sandra Smith | -- | Independent Director | -- | 未披露 | 未持股 | 2025-07-22 |
| Ginny Lee | -- | Independent Director | -- | 未披露 | 未持股 | 2025-07-22 |
| Scott Parker | -- | Independent Director | -- | 未披露 | 未持股 | 2025-07-22 |
| Richard N. Tambor | -- | Independent Director | -- | 未披露 | 未持股 | 2025-07-22 |
| Mohit Daswani | -- | Independent Director | -- | 未披露 | 未持股 | 2025-07-22 |
| Carlos M. Minetti | -- | Independent Director | -- | 未披露 | 未持股 | 2025-07-22 |
| Raul Vazquez | 男 | President, Chief Executive Officer, Director | 53 | 349.82万美元 | 未持股 | 2025-07-22 |
| R. Neil Williams | 男 | Lead Independent Director | 72 | 9.03万美元 | 未持股 | 2025-07-22 |
高管介绍
注:高管持股数取自最新公司公告
| 姓名 | 性别 | 职位 | 年龄 | 薪酬 | 持股数(万股) | 截止日期 |
|---|---|---|---|---|---|---|
| Patrick Kirscht | 男 | Chief Credit Officer | 57 | 195.42万美元 | 未持股 | 2025-07-22 |
| Joseph Schueller | 男 | Principal Financial Officer and Principal Accounting Officer | 48 | 未披露 | 未持股 | 2025-07-22 |
| Kathleen I. Layton | -- | Chief Legal Officer and Corporate Secretary | -- | 未披露 | 未持股 | 2025-07-22 |
| Paul Appleton | -- | Treasurer and Head of Capital Markets | -- | 未披露 | 未持股 | 2025-07-22 |
| Raul Vazquez | 男 | President, Chief Executive Officer, Director | 53 | 349.82万美元 | 未持股 | 2025-07-22 |
董事简历
中英对照 |  中文 |  英文- Jo Ann Barefoot
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Jo Ann Barefoot自2016年10月以来一直担任我们的董事会成员。Barefoot女士是Alliance for Innovative Regulation前身为Barefoot Innovation Group的创始人兼首席执行官,自2012年4月起担任首席执行官。她任职于FINRA的金融科技咨询委员会,是International Regtech Association(IRTA)和Milken Institute金融科技咨询委员会的执行董事会成员。Barefoot女士于2015年7月至2017年6月担任哈佛大学JohnF.Kennedy政府学院Mossovar-Rahmani商业与政府中心高级研究员。Barefoot女士此前曾担任金融健康网董事会主席,货币副主计长,美国参议院银行,住房和城市事务委员会工作人员,咨询公司Treliant Risk Advisors联合主席,作为毕马威咨询公司(KPMG Consulting)的合伙人兼董事总经理,全国房地产经纪人协会(National Association of Realtors)的抵押贷款金融董事以及消费者金融保护局(Consumer Financial Protection Bureau)消费者咨询委员会的成员。Barefoot女士在密歇根大学(University of Michigan)获得英语文学学士学位。她投资并为推进金融普惠和健康的金融科技公司提供建议。
Jo Ann Barefoot has served as a member of board of directors since October 2016. Ms. Barefoot is the founder and CEO of Alliance for Innovative Regulation formerly known as Barefoot Innovation Group and has been the CEO since April 2012. She serves on the fintech advisory committee for FINRA, is an Executive Board Member of the International RegTech Association (IRTA) and the Milken Institute FinTech Advisory Committee. Ms. Barefoot was a Senior Fellow at the John F. Kennedy School of Government's Mossovar-Rahmani Center for Business & Government at Harvard University from July 2015 to June 2017. Ms. Barefoot previously served as chair of the board of the Financial Health Network, as Deputy Comptroller of the Currency, as staff of the U.S. Senate Committee on Banking, Housing and Urban Affairs, as Co-Chair of the consulting firm Treliant Risk Advisors, as a Partner and Managing Director at KPMG Consulting, as Director of Mortgage Finance for the National Association of Realtors and as a member on the Consumer Advisory Board of the Consumer Financial Protection Bureau. Ms. Barefoot received a B.A. in English from the University of Michigan. She invests in and advises fintech companies that advance financial inclusion and health. - Jo Ann Barefoot自2016年10月以来一直担任我们的董事会成员。Barefoot女士是Alliance for Innovative Regulation前身为Barefoot Innovation Group的创始人兼首席执行官,自2012年4月起担任首席执行官。她任职于FINRA的金融科技咨询委员会,是International Regtech Association(IRTA)和Milken Institute金融科技咨询委员会的执行董事会成员。Barefoot女士于2015年7月至2017年6月担任哈佛大学JohnF.Kennedy政府学院Mossovar-Rahmani商业与政府中心高级研究员。Barefoot女士此前曾担任金融健康网董事会主席,货币副主计长,美国参议院银行,住房和城市事务委员会工作人员,咨询公司Treliant Risk Advisors联合主席,作为毕马威咨询公司(KPMG Consulting)的合伙人兼董事总经理,全国房地产经纪人协会(National Association of Realtors)的抵押贷款金融董事以及消费者金融保护局(Consumer Financial Protection Bureau)消费者咨询委员会的成员。Barefoot女士在密歇根大学(University of Michigan)获得英语文学学士学位。她投资并为推进金融普惠和健康的金融科技公司提供建议。
- Jo Ann Barefoot has served as a member of board of directors since October 2016. Ms. Barefoot is the founder and CEO of Alliance for Innovative Regulation formerly known as Barefoot Innovation Group and has been the CEO since April 2012. She serves on the fintech advisory committee for FINRA, is an Executive Board Member of the International RegTech Association (IRTA) and the Milken Institute FinTech Advisory Committee. Ms. Barefoot was a Senior Fellow at the John F. Kennedy School of Government's Mossovar-Rahmani Center for Business & Government at Harvard University from July 2015 to June 2017. Ms. Barefoot previously served as chair of the board of the Financial Health Network, as Deputy Comptroller of the Currency, as staff of the U.S. Senate Committee on Banking, Housing and Urban Affairs, as Co-Chair of the consulting firm Treliant Risk Advisors, as a Partner and Managing Director at KPMG Consulting, as Director of Mortgage Finance for the National Association of Realtors and as a member on the Consumer Advisory Board of the Consumer Financial Protection Bureau. Ms. Barefoot received a B.A. in English from the University of Michigan. She invests in and advises fintech companies that advance financial inclusion and health.
- Louis P. Miramontes
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LouisP.Miramontes自2014年以来一直担任独立财务顾问。Miramontes先生目前担任Rite Aid公司和Oportun Financial Corporation公司的审计委员会主席。他为一家房地产开发公司提供咨询服务。1976年至2014年,他曾任职毕马威会计师事务所(KPMG),在那里他曾担任旧金山办事处的管理合伙人,并为上市和私人公司提供审计服务。Miramontes先生拥有加州州立大学东湾分校(California State University,East Bay)工商管理学士学位。Miramontes先生于2018年加入董事会。Miramontes先生是我们的首席独立董事,并担任我们的提名和治理委员会主席。
Louis P. Miramontes,has been an independent financial advisor since 2014. Mr. Miramontes serves on the board of directors of Oportun Financial Corporation, where he is a member of the Audit and Nominating and Governance committees, and previously served on the board of directors of Rite Aid Corporation until August 2023. He also provides advisory services to a real estate development company. Previously, Mr. Miramontes had a distinguished 38-year career at KPMG until his retirement in 2014, where he served in many leadership roles, including managing partner of the San Francisco office and Senior Partner for the Latin America region. He provided audit services to public and private clients in the retail, financial services, and real estate sectors. Mr. Miramontes holds a B.S. degree in Business Administration from California State University, East Bay. - LouisP.Miramontes自2014年以来一直担任独立财务顾问。Miramontes先生目前担任Rite Aid公司和Oportun Financial Corporation公司的审计委员会主席。他为一家房地产开发公司提供咨询服务。1976年至2014年,他曾任职毕马威会计师事务所(KPMG),在那里他曾担任旧金山办事处的管理合伙人,并为上市和私人公司提供审计服务。Miramontes先生拥有加州州立大学东湾分校(California State University,East Bay)工商管理学士学位。Miramontes先生于2018年加入董事会。Miramontes先生是我们的首席独立董事,并担任我们的提名和治理委员会主席。
- Louis P. Miramontes,has been an independent financial advisor since 2014. Mr. Miramontes serves on the board of directors of Oportun Financial Corporation, where he is a member of the Audit and Nominating and Governance committees, and previously served on the board of directors of Rite Aid Corporation until August 2023. He also provides advisory services to a real estate development company. Previously, Mr. Miramontes had a distinguished 38-year career at KPMG until his retirement in 2014, where he served in many leadership roles, including managing partner of the San Francisco office and Senior Partner for the Latin America region. He provided audit services to public and private clients in the retail, financial services, and real estate sectors. Mr. Miramontes holds a B.S. degree in Business Administration from California State University, East Bay.
- Sandra Smith
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- Richard N. Tambor
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- Mohit Daswani
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- Carlos M. Minetti
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- Raul Vazquez
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Raul Vazquez, 2012年以来,他担任Oportun Financial(金融技术公司)的首席执行官。在加入Oportun之前,他在沃尔玛担任了9年的各种高级领导职务,包括Walmart West的执行副总裁兼总裁、Walmart.com的首席执行官、发达市场的全球电子商务执行副总裁。他曾任职于电子商务初创公司、专注于财富100强公司的全球战略咨询公司,并担任Baxter Healthcare的工业工程师。2013年至2016年,他担任Staples, Inc.的董事会成员。其他职务:联邦储备委员会社区咨询委员会主席(2015-2017)。学历:斯坦福大学工业工程学士学位。斯坦福大学工业工程理学硕士。宾夕法尼亚大学沃顿商学院工商管理硕士。其他上市公司董事会:Oportun Financial Corporation(2019年以来)。
Raul Vazquez Oportun Financial, a financial technology company:Chief Executive Officer, since 2012.Prior to joining Oportun, Mr. Vazquez spent nine years at Walmart in vario senior leadership roles, including Executive Vice President and President of Walmart st, Chief Executive Officer of Walmart.com, and Executive Vice President of Global eCommerce for developed markets. Mr. Vazquez previoly worked in startup companies in e commerce, at a global strategy consulting firm foced on Fortune 100 companies, and as an indtrial engineer for Baxter Healthcare. Mr. Vazquez served on the board of directors of Staples, Inc. from 2013 to 2016.Chair of the Federal Reserve Board's Community Advisory Council, 2015 2017;Consumer Financial Protection Bureau's Consumer Advisory Board, 2016 2018.Oportun Financial Corporation since 2019.Bachelor of Science, Indtrial Engineering, Stanford University;Master of Science, Indtrial Engineering, Stanford University;Master of Biness Administration, The Wharton School at the University of Pennsylvania. - Raul Vazquez, 2012年以来,他担任Oportun Financial(金融技术公司)的首席执行官。在加入Oportun之前,他在沃尔玛担任了9年的各种高级领导职务,包括Walmart West的执行副总裁兼总裁、Walmart.com的首席执行官、发达市场的全球电子商务执行副总裁。他曾任职于电子商务初创公司、专注于财富100强公司的全球战略咨询公司,并担任Baxter Healthcare的工业工程师。2013年至2016年,他担任Staples, Inc.的董事会成员。其他职务:联邦储备委员会社区咨询委员会主席(2015-2017)。学历:斯坦福大学工业工程学士学位。斯坦福大学工业工程理学硕士。宾夕法尼亚大学沃顿商学院工商管理硕士。其他上市公司董事会:Oportun Financial Corporation(2019年以来)。
- Raul Vazquez Oportun Financial, a financial technology company:Chief Executive Officer, since 2012.Prior to joining Oportun, Mr. Vazquez spent nine years at Walmart in vario senior leadership roles, including Executive Vice President and President of Walmart st, Chief Executive Officer of Walmart.com, and Executive Vice President of Global eCommerce for developed markets. Mr. Vazquez previoly worked in startup companies in e commerce, at a global strategy consulting firm foced on Fortune 100 companies, and as an indtrial engineer for Baxter Healthcare. Mr. Vazquez served on the board of directors of Staples, Inc. from 2013 to 2016.Chair of the Federal Reserve Board's Community Advisory Council, 2015 2017;Consumer Financial Protection Bureau's Consumer Advisory Board, 2016 2018.Oportun Financial Corporation since 2019.Bachelor of Science, Indtrial Engineering, Stanford University;Master of Science, Indtrial Engineering, Stanford University;Master of Biness Administration, The Wharton School at the University of Pennsylvania.
- R. Neil Williams
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R. Neil Williams,他一直担任董事会成员(2017年11月以来)。2008年1月至2018年2月,他担任Intuit Inc.的执行副总裁兼首席财务官。在加入Intuit之前,从2001年4月到2007年9月,他担任Visa usa, Inc.的执行副总裁;从2004年11月到2007年9月,他担任首席财务官。在同一时期,他担任Inovant LLC (Visa的全球IT组织)的首席财务官。他自2012年3月起担任RingCentral, Inc.的独立董事,此前从2013年5月至2020年3月担任Amyris, Inc.的董事会成员。他之前的银行经验包括在美国南部和中西部地区的商业银行担任高级财务职位。他持有Southern Mississippi大学工商管理学士学位,是一名注册会计师。
R. Neil Williams has served as a member of board of directors since November 2017. Mr. Williams has served as Executive Vice President and Chief Financial Officer at Intuit Inc. from January 2008 to February 2018. Prior to joining Intuit, from April 2001 to September 2007 Mr. Williams served as Executive Vice President of Visa U.S.A., Inc. and from November 2004 to September 2007 he served as Chief Financial Officer. During the same period, Mr. Williams held the dual role of Chief Financial Officer for Inovant LLC, Visa's global IT organization. He has been an independent director of RingCentral, Inc. since March 2012 and previously served on the board of directors of Amyris, Inc. from May 2013 to March 2020. His previous banking experience includes senior financial positions at commercial banks in the Southern and Midwestern regions of the United States. Mr. Williams, a certified public accountant, received his bachelor's degree in business administration from the University of Southern Mississippi. - R. Neil Williams,他一直担任董事会成员(2017年11月以来)。2008年1月至2018年2月,他担任Intuit Inc.的执行副总裁兼首席财务官。在加入Intuit之前,从2001年4月到2007年9月,他担任Visa usa, Inc.的执行副总裁;从2004年11月到2007年9月,他担任首席财务官。在同一时期,他担任Inovant LLC (Visa的全球IT组织)的首席财务官。他自2012年3月起担任RingCentral, Inc.的独立董事,此前从2013年5月至2020年3月担任Amyris, Inc.的董事会成员。他之前的银行经验包括在美国南部和中西部地区的商业银行担任高级财务职位。他持有Southern Mississippi大学工商管理学士学位,是一名注册会计师。
- R. Neil Williams has served as a member of board of directors since November 2017. Mr. Williams has served as Executive Vice President and Chief Financial Officer at Intuit Inc. from January 2008 to February 2018. Prior to joining Intuit, from April 2001 to September 2007 Mr. Williams served as Executive Vice President of Visa U.S.A., Inc. and from November 2004 to September 2007 he served as Chief Financial Officer. During the same period, Mr. Williams held the dual role of Chief Financial Officer for Inovant LLC, Visa's global IT organization. He has been an independent director of RingCentral, Inc. since March 2012 and previously served on the board of directors of Amyris, Inc. from May 2013 to March 2020. His previous banking experience includes senior financial positions at commercial banks in the Southern and Midwestern regions of the United States. Mr. Williams, a certified public accountant, received his bachelor's degree in business administration from the University of Southern Mississippi.
高管简历
中英对照 |  中文 |  英文- Patrick Kirscht
Patrick Kirscht自2015年10月以来一直担任我们的首席信贷官,此前曾于2008年10月至2015年10月担任我们的风险管理Vice President兼首席风险官,并于2008年1月至2008年10月担任我们的风险管理高级总监。加入Oportun之前,Kirscht从2007年到2008年担任HSBC Card Services,Inc.(HSBC Holdings的消费信用卡部门)风险管理高级副总裁。Kirscht先生于2005年加入HSBC Card Services,作为HSBC&8217;s收购Metris Companies Inc.的一部分,这是一家初创的单线信用卡公司。Kirscht先生于1995年加入Metris Companies,在那里他担任规划和分析Vice President,直到2004年转到风险管理部门。Kirscht先生在明尼苏达大学(University of Minnesota)获得经济学学士学位,辅修统计学,商业学士学位和工商管理硕士学位。
Patrick Kirscht has served as Chief Credit Officer since October 2015 and previously served as Vice President, Risk Management and Chief Risk Officer from October 2008 to October 2015 and Senior Director, Risk Management from January 2008 to October 2008. Prior to joining Oportun, Mr. Kirscht was Senior Vice President of Risk Management for HSBC Card Services, Inc., the consumer credit card segment of HSBC Holdings, from 2007 to 2008. Mr. Kirscht joined HSBC Card Services in 2005 as part of HSBC's acquisition of Metris Companies Inc., a start-up mono-line credit card company. Mr. Kirscht joined Metris Companies in 1995 where he served as Vice President of Planning and Analysis until he moved to Risk Management in 2004. Mr. Kirscht received a B.S. in Economics with a minor in Statistics, a B.S. in Business and an M.B.A. from the University of Minnesota.- Patrick Kirscht自2015年10月以来一直担任我们的首席信贷官,此前曾于2008年10月至2015年10月担任我们的风险管理Vice President兼首席风险官,并于2008年1月至2008年10月担任我们的风险管理高级总监。加入Oportun之前,Kirscht从2007年到2008年担任HSBC Card Services,Inc.(HSBC Holdings的消费信用卡部门)风险管理高级副总裁。Kirscht先生于2005年加入HSBC Card Services,作为HSBC&8217;s收购Metris Companies Inc.的一部分,这是一家初创的单线信用卡公司。Kirscht先生于1995年加入Metris Companies,在那里他担任规划和分析Vice President,直到2004年转到风险管理部门。Kirscht先生在明尼苏达大学(University of Minnesota)获得经济学学士学位,辅修统计学,商业学士学位和工商管理硕士学位。
- Patrick Kirscht has served as Chief Credit Officer since October 2015 and previously served as Vice President, Risk Management and Chief Risk Officer from October 2008 to October 2015 and Senior Director, Risk Management from January 2008 to October 2008. Prior to joining Oportun, Mr. Kirscht was Senior Vice President of Risk Management for HSBC Card Services, Inc., the consumer credit card segment of HSBC Holdings, from 2007 to 2008. Mr. Kirscht joined HSBC Card Services in 2005 as part of HSBC's acquisition of Metris Companies Inc., a start-up mono-line credit card company. Mr. Kirscht joined Metris Companies in 1995 where he served as Vice President of Planning and Analysis until he moved to Risk Management in 2004. Mr. Kirscht received a B.S. in Economics with a minor in Statistics, a B.S. in Business and an M.B.A. from the University of Minnesota.
- Joseph Schueller
Joseph Schueller,于2022年至2025年在北岸银行担任高级副总裁、首席财务官和财务主管后加入公司。在加入北岸银行之前,Schueller先生曾在多家金融机构担任高级财务职务,包括2021年至2022年担任Hills Bank & Trust高级副总裁、首席财务官和财务主管,以及2019年至2021年担任RSM US LLP金融机构咨询业务高级总监。他还曾在Cognition Financial Corporation、Santander Bank,N.A.、Admirals Bank和美国道富集团担任高级职务。舒勒先生是一名注册会计师,他的职业生涯始于普华永道会计师事务所。他拥有明尼苏达大学商业–会计学学士学位。
Joseph Schueller,joined the Company following his role as the SVP, CFO and Treasurer at North Shore Bank from 2022 to 2025. Prior to North Shore Bank, Mr. Schueller held senior finance positions at several financial institutions, including SVP, CFO and Treasurer of Hills Bank & Trust from 2021 to 2022 and Senior Director at RSM US LLP in its financial institutions consulting practice from 2019 to 2021. He also held prior senior roles at Cognition Financial Corporation, Santander Bank, N.A., Admirals Bank, and State Street Corporation. Mr. Schueller is a Certified Public Accountant and began his career at PricewaterhouseCoopers. He holds a B.S. in Business – Accounting from the University of Minnesota.- Joseph Schueller,于2022年至2025年在北岸银行担任高级副总裁、首席财务官和财务主管后加入公司。在加入北岸银行之前,Schueller先生曾在多家金融机构担任高级财务职务,包括2021年至2022年担任Hills Bank & Trust高级副总裁、首席财务官和财务主管,以及2019年至2021年担任RSM US LLP金融机构咨询业务高级总监。他还曾在Cognition Financial Corporation、Santander Bank,N.A.、Admirals Bank和美国道富集团担任高级职务。舒勒先生是一名注册会计师,他的职业生涯始于普华永道会计师事务所。他拥有明尼苏达大学商业–会计学学士学位。
- Joseph Schueller,joined the Company following his role as the SVP, CFO and Treasurer at North Shore Bank from 2022 to 2025. Prior to North Shore Bank, Mr. Schueller held senior finance positions at several financial institutions, including SVP, CFO and Treasurer of Hills Bank & Trust from 2021 to 2022 and Senior Director at RSM US LLP in its financial institutions consulting practice from 2019 to 2021. He also held prior senior roles at Cognition Financial Corporation, Santander Bank, N.A., Admirals Bank, and State Street Corporation. Mr. Schueller is a Certified Public Accountant and began his career at PricewaterhouseCoopers. He holds a B.S. in Business – Accounting from the University of Minnesota.
- Kathleen I. Layton
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- Paul Appleton
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- Raul Vazquez
Raul Vazquez, 2012年以来,他担任Oportun Financial(金融技术公司)的首席执行官。在加入Oportun之前,他在沃尔玛担任了9年的各种高级领导职务,包括Walmart West的执行副总裁兼总裁、Walmart.com的首席执行官、发达市场的全球电子商务执行副总裁。他曾任职于电子商务初创公司、专注于财富100强公司的全球战略咨询公司,并担任Baxter Healthcare的工业工程师。2013年至2016年,他担任Staples, Inc.的董事会成员。其他职务:联邦储备委员会社区咨询委员会主席(2015-2017)。学历:斯坦福大学工业工程学士学位。斯坦福大学工业工程理学硕士。宾夕法尼亚大学沃顿商学院工商管理硕士。其他上市公司董事会:Oportun Financial Corporation(2019年以来)。
Raul Vazquez Oportun Financial, a financial technology company:Chief Executive Officer, since 2012.Prior to joining Oportun, Mr. Vazquez spent nine years at Walmart in vario senior leadership roles, including Executive Vice President and President of Walmart st, Chief Executive Officer of Walmart.com, and Executive Vice President of Global eCommerce for developed markets. Mr. Vazquez previoly worked in startup companies in e commerce, at a global strategy consulting firm foced on Fortune 100 companies, and as an indtrial engineer for Baxter Healthcare. Mr. Vazquez served on the board of directors of Staples, Inc. from 2013 to 2016.Chair of the Federal Reserve Board's Community Advisory Council, 2015 2017;Consumer Financial Protection Bureau's Consumer Advisory Board, 2016 2018.Oportun Financial Corporation since 2019.Bachelor of Science, Indtrial Engineering, Stanford University;Master of Science, Indtrial Engineering, Stanford University;Master of Biness Administration, The Wharton School at the University of Pennsylvania.- Raul Vazquez, 2012年以来,他担任Oportun Financial(金融技术公司)的首席执行官。在加入Oportun之前,他在沃尔玛担任了9年的各种高级领导职务,包括Walmart West的执行副总裁兼总裁、Walmart.com的首席执行官、发达市场的全球电子商务执行副总裁。他曾任职于电子商务初创公司、专注于财富100强公司的全球战略咨询公司,并担任Baxter Healthcare的工业工程师。2013年至2016年,他担任Staples, Inc.的董事会成员。其他职务:联邦储备委员会社区咨询委员会主席(2015-2017)。学历:斯坦福大学工业工程学士学位。斯坦福大学工业工程理学硕士。宾夕法尼亚大学沃顿商学院工商管理硕士。其他上市公司董事会:Oportun Financial Corporation(2019年以来)。
- Raul Vazquez Oportun Financial, a financial technology company:Chief Executive Officer, since 2012.Prior to joining Oportun, Mr. Vazquez spent nine years at Walmart in vario senior leadership roles, including Executive Vice President and President of Walmart st, Chief Executive Officer of Walmart.com, and Executive Vice President of Global eCommerce for developed markets. Mr. Vazquez previoly worked in startup companies in e commerce, at a global strategy consulting firm foced on Fortune 100 companies, and as an indtrial engineer for Baxter Healthcare. Mr. Vazquez served on the board of directors of Staples, Inc. from 2013 to 2016.Chair of the Federal Reserve Board's Community Advisory Council, 2015 2017;Consumer Financial Protection Bureau's Consumer Advisory Board, 2016 2018.Oportun Financial Corporation since 2019.Bachelor of Science, Indtrial Engineering, Stanford University;Master of Science, Indtrial Engineering, Stanford University;Master of Biness Administration, The Wharton School at the University of Pennsylvania.