董事介绍
注：董事持股数取自最新公司公告
| 姓名 | 性别 | 职位 | 年龄 | 薪酬 | 持股数(万股) | 截止日期 |
|---|---|---|---|---|---|---|
| Ashley H. Williams | 女 | Director | 40 | 18.11万美元 | 未持股 | 2025-09-30 |
| Barbara J. Anderson | 女 | Director | 77 | 13.38万美元 | 未持股 | 2025-09-30 |
| Daniel F. Weir | 男 | Director | 73 | 74.85万美元 | 未持股 | 2025-09-30 |
| Terrence L. Bauer | 男 | Director | 68 | 未披露 | 未持股 | 2025-09-30 |
| William C. Mulligan | 男 | Director | 71 | 15.43万美元 | 未持股 | 2025-09-30 |
| Anthony J. Asher | 男 | Director | 86 | 13.38万美元 | 未持股 | 2025-09-30 |
| Martin J. Cohen | 男 | Director | 71 | 13.78万美元 | 未持股 | 2025-09-30 |
| Robert A. Fiala | 男 | Director | 71 | 15.03万美元 | 未持股 | 2025-09-30 |
| Marc A. Stefanski | 男 | Chairman of the Board, President and Chief Executive Officer | 70 | 481.94万美元 | 未持股 | 2025-09-30 |
| John P. Ringenbach | 男 | Director | 75 | 14.58万美元 | 未持股 | 2025-09-30 |
| Terrence R. Ozan | 男 | Director | 78 | 14.63万美元 | 未持股 | 2025-09-30 |
高管介绍
注：高管持股数取自最新公司公告
| 姓名 | 性别 | 职位 | 年龄 | 薪酬 | 持股数(万股) | 截止日期 |
|---|---|---|---|---|---|---|
| Susanne N. Miller | 女 | Chief Accounting Officer | 60 | 未披露 | 未持股 | 2025-09-30 |
| Andrew J. Rubino | 男 | Chief Operating Officer,Association | 50 | 92.01万美元 | 未持股 | 2025-09-30 |
| Timothy W. Mulhern | 男 | Chief Innovation Officer,Association | 59 | 92.70万美元 | 未持股 | 2025-09-30 |
| Bradley T. Stefanski | 男 | Chief Strategy Officer,Association | 37 | 未披露 | 未持股 | 2025-09-30 |
| Gavin B. Stefanski | 男 | Chief Experience Officer,Association | 37 | 未披露 | 未持股 | 2025-09-30 |
| Deborah L. Hand | 女 | Chief Risk Officer | 51 | 未披露 | 未持股 | 2025-09-30 |
| Sandra M. Long | 女 | Chief Consumer Banking Officer,Association | 56 | 未披露 | 未持股 | 2025-09-30 |
| Michael J. Carfagna | 男 | Chief Information Officer,Association | 45 | 未披露 | 未持股 | 2025-09-30 |
| Marc A. Stefanski | 男 | Chairman of the Board, President and Chief Executive Officer | 70 | 481.94万美元 | 未持股 | 2025-09-30 |
| Meredith S. Weil | 女 | Chief Financial Officer | 57 | 172.79万美元 | 未持股 | 2025-09-30 |
| Cathy W. Zbanek | 女 | Chief Synergy Officer,Association | 52 | 151.57万美元 | 未持股 | 2025-09-30 |
董事简历
中英对照 | 中文 | 英文- Ashley H. Williams
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AshleyH.Williams于2018年被任命为董事会成员。Williams女士最近担任第三联邦基金会Vice President，以支持其2017年至2018年的教育和社区振兴工作。从2007年到2017年，威廉姆斯女士担任纽约Sandler O’；Neill+Partners的机构股票销售Vice President，在那里她对300多家美国金融公司进行了研究，协调了管理团队的路演，并向机构客户出售了证券产品。Williams女士持有佐治亚州亚特兰大埃默里大学（Emory University）文学学士学位。她是MarcA.Stefanski的女儿，本和杰罗姆·史蒂芬斯基的孙女，第三联邦储蓄和贷款的创始人。
Ashley H. Williams,was named to the Board of Directors in 2018 and elected Vice Chair of the Board in 2023. Prior to her work as a director, Ms. Williams served as Vice President of Institutional Equity Sales for Sandler O'Neill + Partners in New York, Ms. Williams regularly researched more than 300 U.S. financial companies in her portfolio and sold securities to institutional clients. - AshleyH.Williams于2018年被任命为董事会成员。Williams女士最近担任第三联邦基金会Vice President，以支持其2017年至2018年的教育和社区振兴工作。从2007年到2017年，威廉姆斯女士担任纽约Sandler O’；Neill+Partners的机构股票销售Vice President，在那里她对300多家美国金融公司进行了研究，协调了管理团队的路演，并向机构客户出售了证券产品。Williams女士持有佐治亚州亚特兰大埃默里大学（Emory University）文学学士学位。她是MarcA.Stefanski的女儿，本和杰罗姆·史蒂芬斯基的孙女，第三联邦储蓄和贷款的创始人。
- Ashley H. Williams,was named to the Board of Directors in 2018 and elected Vice Chair of the Board in 2023. Prior to her work as a director, Ms. Williams served as Vice President of Institutional Equity Sales for Sandler O'Neill + Partners in New York, Ms. Williams regularly researched more than 300 U.S. financial companies in her portfolio and sold securities to institutional clients.
- Barbara J. Anderson
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Barbara J. Anderson是一位经验丰富的活动家，在俄亥俄州东北部的低收入社区成功拥有房屋，担任赋予和加强俄亥俄州人民ESOP的总裁，支持对市中心社区的金融再投资，并游说支持掠夺性贷款的受害者。她是非营利组织Another Chance Ohio的Founder兼首席执行官，该公司为有需要的人提供服装、家具和电器，并为家庭暴力受害者、退伍军人和因寄养而衰老的儿童经营家庭。她于2019年被选为库雅荷加县社区再投资顾问小组委员会成员，并曾担任克利夫兰住房网络和大克利夫兰经济机会中心的董事会成员。她从克利夫兰市社区发展部、公平住房和消费者事务办公室退休。
Barbara J. Anderson,is a seasoned activist for successful homeownership in low-income neighborhoods in Northeast Ohio, serving as President of Empowering and Strengthening Ohio's People (ESOP), supporting financial reinvestment into inner-city neighborhoods and lobbying in support of victims of predatory lending. She is the founder and Chief Executive Officer of the non-profit, Another Chance Ohio, which provides clothing, furniture, and appliances to those in need, and operates homes for victims of domestic violence, veterans, and children aging out of foster care. She was chosen to join the Cuyahoga County Community Reinvestment Advisory subcommittee in 2019 and, among other appointments, has served on the Board of the Cleveland Housing Network and the Center for Economic Opportunities of Greater Cleveland. She is retired from the City of Cleveland Department of Community Development, Office of Fair Housing and Consumer Affairs. - Barbara J. Anderson是一位经验丰富的活动家，在俄亥俄州东北部的低收入社区成功拥有房屋，担任赋予和加强俄亥俄州人民ESOP的总裁，支持对市中心社区的金融再投资，并游说支持掠夺性贷款的受害者。她是非营利组织Another Chance Ohio的Founder兼首席执行官，该公司为有需要的人提供服装、家具和电器，并为家庭暴力受害者、退伍军人和因寄养而衰老的儿童经营家庭。她于2019年被选为库雅荷加县社区再投资顾问小组委员会成员，并曾担任克利夫兰住房网络和大克利夫兰经济机会中心的董事会成员。她从克利夫兰市社区发展部、公平住房和消费者事务办公室退休。
- Barbara J. Anderson,is a seasoned activist for successful homeownership in low-income neighborhoods in Northeast Ohio, serving as President of Empowering and Strengthening Ohio's People (ESOP), supporting financial reinvestment into inner-city neighborhoods and lobbying in support of victims of predatory lending. She is the founder and Chief Executive Officer of the non-profit, Another Chance Ohio, which provides clothing, furniture, and appliances to those in need, and operates homes for victims of domestic violence, veterans, and children aging out of foster care. She was chosen to join the Cuyahoga County Community Reinvestment Advisory subcommittee in 2019 and, among other appointments, has served on the Board of the Cleveland Housing Network and the Center for Economic Opportunities of Greater Cleveland. She is retired from the City of Cleveland Department of Community Development, Office of Fair Housing and Consumer Affairs.
- Daniel F. Weir
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Daniel F. Weir拥有30多年的银行业经验，最近在第三联邦银行担任管理团队成员，直到2005年退休。Weir先生在公司担任了近20年的行政管理职务，包括人力资源、业务发展和贷款服务。在加入第三联邦公司之前，他曾在克利夫兰的Ameritrust公司担任零售银行部的副总裁，管理着20多家分行和200名零售员工。他是克利夫兰城市社区学校董事会的前任成员，也是佛罗里达州西南部那不勒斯新闻俱乐部董事会和财务主管的前任成员。
Daniel F. Weir,has more than 30 years of banking experience, most recently serving as a member of the management team at Third Federal Savings and Loan. Mr. Weir spent nearly 20 years with the company in several executive management capacities, including human resources, business development, lending services, and as a member of the Board of Directors. Prior to joining Third Federal, he served as the District Vice President of Retail Banking for Ameritrust in Cleveland, where he managed more than 20 branches and 200 retail employees. He is a past member of the Board of Trustees for the Urban Community School in Cleveland, and is a past member of the Board of Directors and Treasurer for the Naples Press Club of Southwest Florida. - Daniel F. Weir拥有30多年的银行业经验，最近在第三联邦银行担任管理团队成员，直到2005年退休。Weir先生在公司担任了近20年的行政管理职务，包括人力资源、业务发展和贷款服务。在加入第三联邦公司之前，他曾在克利夫兰的Ameritrust公司担任零售银行部的副总裁，管理着20多家分行和200名零售员工。他是克利夫兰城市社区学校董事会的前任成员，也是佛罗里达州西南部那不勒斯新闻俱乐部董事会和财务主管的前任成员。
- Daniel F. Weir,has more than 30 years of banking experience, most recently serving as a member of the management team at Third Federal Savings and Loan. Mr. Weir spent nearly 20 years with the company in several executive management capacities, including human resources, business development, lending services, and as a member of the Board of Directors. Prior to joining Third Federal, he served as the District Vice President of Retail Banking for Ameritrust in Cleveland, where he managed more than 20 branches and 200 retail employees. He is a past member of the Board of Trustees for the Urban Community School in Cleveland, and is a past member of the Board of Directors and Treasurer for the Naples Press Club of Southwest Florida.
- Terrence L. Bauer
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特伦斯·鲍尔（Terence L. Bauer）在创业公司和老牌公司担任高管领导职务方面拥有超过30年的经验。他目前担任Specialdocs Consultants的首席执行官，该职位自2016年以来一直担任。作为首席执行官，鲍尔先生推动公司及其医疗实践客户的增长和长期战略规划，同时驾驭具有竞争力的美国医疗保健体系。在任职于Specialdocs之前，他曾在Stroudwater Associates（一家医疗保健管理咨询公司）担任战略实践负责人。在担任该职务之前，鲍尔先生是Orion HealthCorp的联合创始人、首席执行官和董事，Orion HealthCorp是一家全国性的医生管理、收入周期服务和团购组织。他还曾担任鲍尔健康十多年的管理合伙人，致力于并购战略，并专注于医疗保健公司和私募股权公司的咨询服务和增长机会。
Terrence L. Bauer,has more than three decades of experience in executive leadership roles in both entrepreneurial and established companies. He currently serves as Chief Executive Officer of Specialdocs Consultants, a role he has held since 2016. As Chief Executive Officer, Mr. Bauer drives growth and long-term strategic planning for the company and its medical practice clients, while navigating the competitive U.S. healthcare system. Prior to his tenure with Specialdocs, he served as the Strategy Practice Leader at Stroudwater Associates, a healthcare management consulting firm. Before that role, Mr. Bauer was Co-Founder, Chief Executive Officer and Director of Orion HealthCorp, a national physician management, revenue cycle services and group purchasing organization. He has also acted as managing partner for Bauer Health for more than a decade, working on merger and acquisition strategies, and focusing on consulting services and growth opportunities for healthcare companies and private equity firms. - 特伦斯·鲍尔（Terence L. Bauer）在创业公司和老牌公司担任高管领导职务方面拥有超过30年的经验。他目前担任Specialdocs Consultants的首席执行官，该职位自2016年以来一直担任。作为首席执行官，鲍尔先生推动公司及其医疗实践客户的增长和长期战略规划，同时驾驭具有竞争力的美国医疗保健体系。在任职于Specialdocs之前，他曾在Stroudwater Associates（一家医疗保健管理咨询公司）担任战略实践负责人。在担任该职务之前，鲍尔先生是Orion HealthCorp的联合创始人、首席执行官和董事，Orion HealthCorp是一家全国性的医生管理、收入周期服务和团购组织。他还曾担任鲍尔健康十多年的管理合伙人，致力于并购战略，并专注于医疗保健公司和私募股权公司的咨询服务和增长机会。
- Terrence L. Bauer,has more than three decades of experience in executive leadership roles in both entrepreneurial and established companies. He currently serves as Chief Executive Officer of Specialdocs Consultants, a role he has held since 2016. As Chief Executive Officer, Mr. Bauer drives growth and long-term strategic planning for the company and its medical practice clients, while navigating the competitive U.S. healthcare system. Prior to his tenure with Specialdocs, he served as the Strategy Practice Leader at Stroudwater Associates, a healthcare management consulting firm. Before that role, Mr. Bauer was Co-Founder, Chief Executive Officer and Director of Orion HealthCorp, a national physician management, revenue cycle services and group purchasing organization. He has also acted as managing partner for Bauer Health for more than a decade, working on merger and acquisition strategies, and focusing on consulting services and growth opportunities for healthcare companies and private equity firms.
- William C. Mulligan
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William C. Mulligan，于2022年8月从私募股权公司Primus Capital Funds的高级顾问职位上退休。Mulligan先生此前曾担任Primus Capital Funds的董事总经理和经理合伙人。在加入Primus之前，Mulligan先生是麦肯锡公司的顾问。Mulligan先生是多个非营利组织的受托人，也是Universal Electronics, Inc.的董事，他还在Universal Electronics, Inc.的审计委员会任职。
William C. Mulligan,retired as a Senior Advisor to Primus Capital Funds, a private equity firm, in August 2022. Mr. Mulligan previously served as a Managing Director and Managing Partner of the firm. Prior to Primus, Mr. Mulligan was a consultant with McKinsey & Company. Mr. Mulligan is a trustee of several non-profit organizations and a director of Universal Electronics, Inc. (NASDAQ: UEIC). - William C. Mulligan，于2022年8月从私募股权公司Primus Capital Funds的高级顾问职位上退休。Mulligan先生此前曾担任Primus Capital Funds的董事总经理和经理合伙人。在加入Primus之前，Mulligan先生是麦肯锡公司的顾问。Mulligan先生是多个非营利组织的受托人，也是Universal Electronics, Inc.的董事，他还在Universal Electronics, Inc.的审计委员会任职。
- William C. Mulligan,retired as a Senior Advisor to Primus Capital Funds, a private equity firm, in August 2022. Mr. Mulligan previously served as a Managing Director and Managing Partner of the firm. Prior to Primus, Mr. Mulligan was a consultant with McKinsey & Company. Mr. Mulligan is a trustee of several non-profit organizations and a director of Universal Electronics, Inc. (NASDAQ: UEIC).
- Anthony J. Asher
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Anthony J. Asher，房地产所有权公司Weston, Inc.的主席，该公司是俄亥俄州克利夫兰地区最大的工业产权所有者之一，该公司1971年由Aher先生创立。他也创立了克利夫兰地区最大的代理机构之一。这些经验，以及他作为企业家的背景，为其在公司董事会、审计委员会、薪酬委员会任职提供了宝贵的技能。
Anthony J. Asher,currently serves as the Chair of Weston, Inc., a real estate ownership firm that is the largest industrial property owner in the Cleveland, Ohio area, which Mr. Asher founded in 1971. Prior to organizing Weston, Mr. Asher founded Guardian Title Company in 1963. - Anthony J. Asher，房地产所有权公司Weston, Inc.的主席，该公司是俄亥俄州克利夫兰地区最大的工业产权所有者之一，该公司1971年由Aher先生创立。他也创立了克利夫兰地区最大的代理机构之一。这些经验，以及他作为企业家的背景，为其在公司董事会、审计委员会、薪酬委员会任职提供了宝贵的技能。
- Anthony J. Asher,currently serves as the Chair of Weston, Inc., a real estate ownership firm that is the largest industrial property owner in the Cleveland, Ohio area, which Mr. Asher founded in 1971. Prior to organizing Weston, Mr. Asher founded Guardian Title Company in 1963.
- Martin J. Cohen
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Martin J. Cohen，1975年起担任房地产管理公司H & M Management Company的管理合伙人，是8座公寓大厦的管理者和部分所有者。他此前也具有银行业的财务相关经验，在多个贸易和社区组织中担任领导职位。这些技能是其在董事会和审计委员会任职的有用资源。
Martin J. Cohen,has been a managing partner of H & M Management Company since 1975 and is manager and part owner of seven apartment complexes. He has managed and owned numerous other commercial properties. - Martin J. Cohen，1975年起担任房地产管理公司H & M Management Company的管理合伙人，是8座公寓大厦的管理者和部分所有者。他此前也具有银行业的财务相关经验，在多个贸易和社区组织中担任领导职位。这些技能是其在董事会和审计委员会任职的有用资源。
- Martin J. Cohen,has been a managing partner of H & M Management Company since 1975 and is manager and part owner of seven apartment complexes. He has managed and owned numerous other commercial properties.
- Robert A. Fiala
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Robert A. Fiala，是建筑公司ThenDesign的总裁，该公司由他于1989年创立。他也是俄亥俄州威洛比市议会的议员，现任议会副主席。他是几家当地非盈利机构的现任和前任董事会成员。
Robert A. Fiala,is founding partner of the architecture firm, ThenDesign, which he founded in 1989 and is currently ranked as one of the largest design firms in northern Ohio. He is also the Mayor of the City of Willoughby, Ohio, and a previous member of its City Council. - Robert A. Fiala，是建筑公司ThenDesign的总裁，该公司由他于1989年创立。他也是俄亥俄州威洛比市议会的议员，现任议会副主席。他是几家当地非盈利机构的现任和前任董事会成员。
- Robert A. Fiala,is founding partner of the architecture firm, ThenDesign, which he founded in 1989 and is currently ranked as one of the largest design firms in northern Ohio. He is also the Mayor of the City of Willoughby, Ohio, and a previous member of its City Council.
- Marc A. Stefanski
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Marc A. Stefanski，1982年加入Third Federal Savings and Loan，1988年当选董事会主席和首席执行官，继承了他父亲的职位。2000年他当选Third Federal Savings and Loan和公司总裁。他的父母Ben和Gerome Stefanski，在1938年创立了Third Federal Savings and Loan。他的价值观、领导技能、管理Third Federal Savings and Loan和公司的丰富经验，以及对行业、公司、社区的资深知识，被视为是董事会的宝贵财富。
Marc A. Stefanski,joined Third Federal Savings and Loan Association in 1982 and was elected Chair of the Board and Chief Executive Officer in 1987, succeeding his father in these positions. He was elected President of Third Federal Savings and Loan and the Company in 2000. Mr. Stefanski's parents, Ben and Gerome Stefanski, founded Third Federal Savings and Loan in 1938. - Marc A. Stefanski，1982年加入Third Federal Savings and Loan，1988年当选董事会主席和首席执行官，继承了他父亲的职位。2000年他当选Third Federal Savings and Loan和公司总裁。他的父母Ben和Gerome Stefanski，在1938年创立了Third Federal Savings and Loan。他的价值观、领导技能、管理Third Federal Savings and Loan和公司的丰富经验，以及对行业、公司、社区的资深知识，被视为是董事会的宝贵财富。
- Marc A. Stefanski,joined Third Federal Savings and Loan Association in 1982 and was elected Chair of the Board and Chief Executive Officer in 1987, succeeding his father in these positions. He was elected President of Third Federal Savings and Loan and the Company in 2000. Mr. Stefanski's parents, Ben and Gerome Stefanski, founded Third Federal Savings and Loan in 1938.
- John P. Ringenbach
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John P. Ringenbach于1993年加入协会，并担任其首席运营官。加入该协会前，Ringenbach先生从1987年到1993年担任商业交换银行（Commerce Exchange Bank）的总裁。Ringenbach先生拥有超过30年的金融机构行业从业经验。
John P. Ringenbach,has more than 40 years of experience in the financial services industry, most recently serving as Chief Operating Officer of Third Federal from 1993, until his retirement in 2012. Prior to joining the company, Mr. Ringenbach was president of Commerce Exchange Bank from 1987 until 1993. Before that time, he spent 14 years at Ameritrust. - John P. Ringenbach于1993年加入协会，并担任其首席运营官。加入该协会前，Ringenbach先生从1987年到1993年担任商业交换银行（Commerce Exchange Bank）的总裁。Ringenbach先生拥有超过30年的金融机构行业从业经验。
- John P. Ringenbach,has more than 40 years of experience in the financial services industry, most recently serving as Chief Operating Officer of Third Federal from 1993, until his retirement in 2012. Prior to joining the company, Mr. Ringenbach was president of Commerce Exchange Bank from 1987 until 1993. Before that time, he spent 14 years at Ameritrust.
- Terrence R. Ozan
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Terrence R. Ozan，在Capgemini, Cohesant Inc.和一家私营控股化工制造和供应商的董事会任职。2003年退休前，他担任Capgemini北美业务的首席执行官和全球管理委员会执行委员。在Capgemini于2000年成立前，他担任Ernst & Young全球咨询服务的首席执行官，在几个董事会和治理委员会任职。在他在Ernst & Young服务的近30年里，他管理机构多个不同的国内业务单元。他在业务和财务的资深经验，提高了董事会的风险管理和监管职能，对其在董事会和董事风险委员会的任职极其重要。
Terrence R. Ozan,serves on the board of directors of multiple privately held companies. He retired from the board of Capgemini in 2014 after 14 years of service. Capgemini provides consulting, technology and outsourcing services around the world. Prior to 2003, Mr. Ozan served as Chief Executive Officer of North American operations and was an executive member of the Capgemini Global Management Committee. Before that time, Mr. Ozan was chief executive officer of worldwide consulting services for Ernst & Young, serving on various boards and governance committees. In his nearly 30-year career at Ernst & Young, he also directed many different U.S. business units of the organization. - Terrence R. Ozan，在Capgemini, Cohesant Inc.和一家私营控股化工制造和供应商的董事会任职。2003年退休前，他担任Capgemini北美业务的首席执行官和全球管理委员会执行委员。在Capgemini于2000年成立前，他担任Ernst & Young全球咨询服务的首席执行官，在几个董事会和治理委员会任职。在他在Ernst & Young服务的近30年里，他管理机构多个不同的国内业务单元。他在业务和财务的资深经验，提高了董事会的风险管理和监管职能，对其在董事会和董事风险委员会的任职极其重要。
- Terrence R. Ozan,serves on the board of directors of multiple privately held companies. He retired from the board of Capgemini in 2014 after 14 years of service. Capgemini provides consulting, technology and outsourcing services around the world. Prior to 2003, Mr. Ozan served as Chief Executive Officer of North American operations and was an executive member of the Capgemini Global Management Committee. Before that time, Mr. Ozan was chief executive officer of worldwide consulting services for Ernst & Young, serving on various boards and governance committees. In his nearly 30-year career at Ernst & Young, he also directed many different U.S. business units of the organization.
高管简历
中英对照 | 中文 | 英文- Susanne N. Miller
Susanne N.Miller于1998年加入协会，并于2020年被任命为首席会计官。在协会任职期间，Miller女士担任过各种零售和会计角色，并在公司范围内的战略项目团队任职。2007年以来，她曾一直担任会计部门的经理，负责监督程序实施、公司税务报告和财务报表编制。Miller女士拥有阿克伦大学（University of Akron）会计学学士学位。
Susanne N. Miller has held vario retail and accounting roles, and served on company wide strategic project teams. Since 2007, she has worked as a manager in the Accounting Department, overseeing procedure implementation, corporate tax reporting and financial statement preparation. Ms. Miller holds a BS in Accounting from the University of Akron.- Susanne N.Miller于1998年加入协会，并于2020年被任命为首席会计官。在协会任职期间，Miller女士担任过各种零售和会计角色，并在公司范围内的战略项目团队任职。2007年以来，她曾一直担任会计部门的经理，负责监督程序实施、公司税务报告和财务报表编制。Miller女士拥有阿克伦大学（University of Akron）会计学学士学位。
- Susanne N. Miller has held vario retail and accounting roles, and served on company wide strategic project teams. Since 2007, she has worked as a manager in the Accounting Department, overseeing procedure implementation, corporate tax reporting and financial statement preparation. Ms. Miller holds a BS in Accounting from the University of Akron.
- Andrew J. Rubino
Andrew J.Rubino自2000年以来一直在该协会任职，加入公司担任业务分析师。他于2020年被任命为首席营销官。Rubino先生在整个公司担任过各种领导职务，包括贷款生产、客户服务、互联网服务和运营支持的经理。此外，他还担任信息安全官。Rubino先生于2016年加入市场部，主持战略举措，并继续扩展服务领域和产品。他持有the University of Akron的管理信息系统学士学位和工商管理硕士学位。
Andrew J. Rubino has held a variety of leadership positions throughout the company, serving as Information Security Officer and managing several strategic areas of the company, including: Loan Production, Ctomer Care, Internet Services, Operations Support and Marketing, and serving as Chief Marketing Officer. He holds both a BS in Management Information Systems and an MBA from the University of Akron.- Andrew J.Rubino自2000年以来一直在该协会任职，加入公司担任业务分析师。他于2020年被任命为首席营销官。Rubino先生在整个公司担任过各种领导职务，包括贷款生产、客户服务、互联网服务和运营支持的经理。此外，他还担任信息安全官。Rubino先生于2016年加入市场部，主持战略举措，并继续扩展服务领域和产品。他持有the University of Akron的管理信息系统学士学位和工商管理硕士学位。
- Andrew J. Rubino has held a variety of leadership positions throughout the company, serving as Information Security Officer and managing several strategic areas of the company, including: Loan Production, Ctomer Care, Internet Services, Operations Support and Marketing, and serving as Chief Marketing Officer. He holds both a BS in Management Information Systems and an MBA from the University of Akron.
- Timothy W. Mulhern
Timothy W.Mulhern于2022年1月被任命为Chief Financial Officer。Mulhern先生于2003年加入协会，担任项目经理，领导了关键的战略业务计划，包括国家贷款扩展项目、IT项目以取代公司的前端服务应用程序，以及实施更新的贷款发放系统。Mulhern先生转到IT管理部门，然后转到业务部门，管理多个部门，包括贷款服务、违约服务和存款业务。他于2018年8月被任命为首席信贷官，并于2019年6月被任命为内部审计主任，在那里他获得了CIA证书。Mulhern先生于2021年2月加入财务部。他拥有John Carroll大学会计学学士学位和凯斯西储大学韦瑟黑德管理学院工商管理硕士学位。在加入Third Federal之前，Mulhern先生在Coopers & Lybrand从事公共会计工作，在那里他获得了注册会计师证书（不再活跃），并作为一名小企业主工作了十多年。
Timothy W. Mulhern as a project manager where he led key strategic biness initiatives including a state loan expansion project, and IT projects to replace the company's front end servicing application, and implementation of an updated loan origination system. Mr. Mulhern moved to IT management, then to operations where he managed vario departments including Loan Servicing, Default Servicing and Deposit Operations. He was named the Chief Credit Officer in 2018, and Director of Internal Audit in 2019, where he earned his CIA credentials. Mr. Mulhern joined the Finance Department in February 2021 and served as Chief Financial Officer through 2023. He holds a Bachelor's Degree in Accounting from John Carroll University and an MBA from the atherhead School of Management at Case stern Reserve University. Prior to joining Third Federal, Mr. Mulhern was in public accounting with Coopers & Lybrand where he earned his CPA credentials (no longer active), and spent more than a decade as a small biness owner.- Timothy W.Mulhern于2022年1月被任命为Chief Financial Officer。Mulhern先生于2003年加入协会，担任项目经理，领导了关键的战略业务计划，包括国家贷款扩展项目、IT项目以取代公司的前端服务应用程序，以及实施更新的贷款发放系统。Mulhern先生转到IT管理部门，然后转到业务部门，管理多个部门，包括贷款服务、违约服务和存款业务。他于2018年8月被任命为首席信贷官，并于2019年6月被任命为内部审计主任，在那里他获得了CIA证书。Mulhern先生于2021年2月加入财务部。他拥有John Carroll大学会计学学士学位和凯斯西储大学韦瑟黑德管理学院工商管理硕士学位。在加入Third Federal之前，Mulhern先生在Coopers & Lybrand从事公共会计工作，在那里他获得了注册会计师证书（不再活跃），并作为一名小企业主工作了十多年。
- Timothy W. Mulhern as a project manager where he led key strategic biness initiatives including a state loan expansion project, and IT projects to replace the company's front end servicing application, and implementation of an updated loan origination system. Mr. Mulhern moved to IT management, then to operations where he managed vario departments including Loan Servicing, Default Servicing and Deposit Operations. He was named the Chief Credit Officer in 2018, and Director of Internal Audit in 2019, where he earned his CIA credentials. Mr. Mulhern joined the Finance Department in February 2021 and served as Chief Financial Officer through 2023. He holds a Bachelor's Degree in Accounting from John Carroll University and an MBA from the atherhead School of Management at Case stern Reserve University. Prior to joining Third Federal, Mr. Mulhern was in public accounting with Coopers & Lybrand where he earned his CPA credentials (no longer active), and spent more than a decade as a small biness owner.
- Bradley T. Stefanski
Bradley T. Stefanski自2014年以来一直在协会工作，并于2022年3月被任命为首席战略官。他的职业生涯始于Third Federal的风险管理部门，致力于开发公司的市场风险管理计划，包括建模和测试；之后，他进入了贷款生产和分行系统，在那里他花了四年时间从事承销和零售管理工作，和业务支助项目的开发。Stefanski先生于2021年加入财务部，帮助推动战略举措。他拥有高露洁大学社会学和经济学学士学位。
Bradley T. Stefanski began his career at Third Federal in the Risk Management Department, working on the development of the company's Market Risk Management Program, including modeling and testing; before moving to Loan Production and the branch system, where he spent f years in roles in Underwriting, retail management, and Operations Support project development. Mr. Stefanski then joined the Finance Department in 2021 to help drive strategic initiatives. He holds a BA in Sociology and Economics from Colgate University. Bradley T. Stefanski is the son of Chairman of the Board, Chief Executive Officer and President, Marc A. Stefanski, and brother of Vice Chairman of the Board, Ashley H. Williams.- Bradley T. Stefanski自2014年以来一直在协会工作，并于2022年3月被任命为首席战略官。他的职业生涯始于Third Federal的风险管理部门，致力于开发公司的市场风险管理计划，包括建模和测试；之后，他进入了贷款生产和分行系统，在那里他花了四年时间从事承销和零售管理工作，和业务支助项目的开发。Stefanski先生于2021年加入财务部，帮助推动战略举措。他拥有高露洁大学社会学和经济学学士学位。
- Bradley T. Stefanski began his career at Third Federal in the Risk Management Department, working on the development of the company's Market Risk Management Program, including modeling and testing; before moving to Loan Production and the branch system, where he spent f years in roles in Underwriting, retail management, and Operations Support project development. Mr. Stefanski then joined the Finance Department in 2021 to help drive strategic initiatives. He holds a BA in Sociology and Economics from Colgate University. Bradley T. Stefanski is the son of Chairman of the Board, Chief Executive Officer and President, Marc A. Stefanski, and brother of Vice Chairman of the Board, Ashley H. Williams.
- Gavin B. Stefanski
Gavin B. Stefanski于2018年加入协会的管理培训项目，为公司在俄亥俄州南部和东北部的分支机构提供支持。Stefanski先生于2019年被任命为承销经理，于2021年成为贷款生产经理，并于2022年3月被任命为首席贷款官。在加入Third Federal公司之前，他为ODW Logistics公司管理着数十亿美元的战略客户，ODW Logistics是一家位于俄亥俄州汉密尔顿的全国性供应链解决方案公司，负责开发和维护定制的货运管理解决方案，推动ODW的高收入增长。Stefanski先生拥有迈阿密大学农民商学院的商学学士学位。
Gavin B. Stefanski managed multi billion dollar and strategic clients for ODW Logistics, a national supply chain solutions company in Hamilton, Ohio, where he was responsible for developing and maintaining ctomized total freight management solutions driving high revenue growth for ODW. Mr. Stefanski holds a BS in Biness from the Farmer School of Biness at Miami University. Gavin B. Stefanski is the nephew of Chairman of the Board, Chief Executive Officer and President, Marc A. Stefanski, and coin of Vice Chairman of the Board, Ashley H. Williams.- Gavin B. Stefanski于2018年加入协会的管理培训项目，为公司在俄亥俄州南部和东北部的分支机构提供支持。Stefanski先生于2019年被任命为承销经理，于2021年成为贷款生产经理，并于2022年3月被任命为首席贷款官。在加入Third Federal公司之前，他为ODW Logistics公司管理着数十亿美元的战略客户，ODW Logistics是一家位于俄亥俄州汉密尔顿的全国性供应链解决方案公司，负责开发和维护定制的货运管理解决方案，推动ODW的高收入增长。Stefanski先生拥有迈阿密大学农民商学院的商学学士学位。
- Gavin B. Stefanski managed multi billion dollar and strategic clients for ODW Logistics, a national supply chain solutions company in Hamilton, Ohio, where he was responsible for developing and maintaining ctomized total freight management solutions driving high revenue growth for ODW. Mr. Stefanski holds a BS in Biness from the Farmer School of Biness at Miami University. Gavin B. Stefanski is the nephew of Chairman of the Board, Chief Executive Officer and President, Marc A. Stefanski, and coin of Vice Chairman of the Board, Ashley H. Williams.
- Deborah L. Hand
Deborah L. Hand，2008年加入协会，2024年6月被任命为首席风险官。在2018年加入风险管理团队之前，Hand女士在整个公司担任过多个领导职务，包括默认服务经理、互联网服务经理和托管运营经理。从那时起，她在风险管理部门担任过各种职务，最近担任首席信贷官。Hand女士拥有肯特州立大学金融专业的工商管理学士学位（优等生）和工商管理硕士学位。
Deborah L. Hand served in several leadership roles throughout the Company, including Default Services Manager, Internet Services Manager, and Escrow Operations Manager, before joining the Risk Management team in 2018. Since that time, she has served in vario capacities in Risk Management, most recently as Chief Credit Officer. Ms. Hand holds both a Bachelor of Biness Administration (cum laude) and Masters in Biness Administration with a concentration in Finance from Kent State University.- Deborah L. Hand，2008年加入协会，2024年6月被任命为首席风险官。在2018年加入风险管理团队之前，Hand女士在整个公司担任过多个领导职务，包括默认服务经理、互联网服务经理和托管运营经理。从那时起，她在风险管理部门担任过各种职务，最近担任首席信贷官。Hand女士拥有肯特州立大学金融专业的工商管理学士学位（优等生）和工商管理硕士学位。
- Deborah L. Hand served in several leadership roles throughout the Company, including Default Services Manager, Internet Services Manager, and Escrow Operations Manager, before joining the Risk Management team in 2018. Since that time, she has served in vario capacities in Risk Management, most recently as Chief Credit Officer. Ms. Hand holds both a Bachelor of Biness Administration (cum laude) and Masters in Biness Administration with a concentration in Finance from Kent State University.
- Sandra M. Long
Sandra M. Long，1993年加入Third Federal，在零售分支系统工作，2024年被任命为首席消费者银行官。在协会工作的30多年里，她大部分时间都在零售银行工作，包括10多年的支行行长。转战客户服务，在晋升为客户服务经理之前，她担任过包括网上银行、客户服务、客户外联等多个经理职务。在目前的职位上，Long女士领导俄亥俄州和佛罗里达州的第三个联邦零售分支系统、客户服务以及TFS金融公司的运营和服务团队。她拥有阿克伦大学的学士学位。
Sandra M. Long has spent much of her time in Retail Banking, including more than 10 years as a branch manager. Moving to Ctomer Care, she held vario manager roles including Internet Banking, Ctomer Service, and Ctomer Outreach before being promoted to the manager of Ctomer Care. In her current role, Ms. Long leads the Third Federal retail branch system in Ohio and Florida and Ctomer Care. She holds a BS from the University of Akron.- Sandra M. Long，1993年加入Third Federal，在零售分支系统工作，2024年被任命为首席消费者银行官。在协会工作的30多年里，她大部分时间都在零售银行工作，包括10多年的支行行长。转战客户服务，在晋升为客户服务经理之前，她担任过包括网上银行、客户服务、客户外联等多个经理职务。在目前的职位上，Long女士领导俄亥俄州和佛罗里达州的第三个联邦零售分支系统、客户服务以及TFS金融公司的运营和服务团队。她拥有阿克伦大学的学士学位。
- Sandra M. Long has spent much of her time in Retail Banking, including more than 10 years as a branch manager. Moving to Ctomer Care, she held vario manager roles including Internet Banking, Ctomer Service, and Ctomer Outreach before being promoted to the manager of Ctomer Care. In her current role, Ms. Long leads the Third Federal retail branch system in Ohio and Florida and Ctomer Care. She holds a BS from the University of Akron.
- Michael J. Carfagna
Michael J. Carfagna，于2014年加入该组织，担任战略业务计划的项目经理。在担任该职务后，他在转向信息技术并在2020年管理该团队中的各种角色之前管理过营销研究，最终管理了所有信息系统运营。
Michael J. Carfagna Following that role, he managed marketing research before moving to Information Technology in 2020. As an IT manager, he has had responsibility for software developers working on updated programming and efficient interfaces for both internal and ctomer audiences, technology project managers directing system enhancements, and most recently, all information systems operations. Mr. Carfagna holds a Bachelor's degree in Economics from Harvard University and an MSA from the University of Notre Dame.- Michael J. Carfagna，于2014年加入该组织，担任战略业务计划的项目经理。在担任该职务后，他在转向信息技术并在2020年管理该团队中的各种角色之前管理过营销研究，最终管理了所有信息系统运营。
- Michael J. Carfagna Following that role, he managed marketing research before moving to Information Technology in 2020. As an IT manager, he has had responsibility for software developers working on updated programming and efficient interfaces for both internal and ctomer audiences, technology project managers directing system enhancements, and most recently, all information systems operations. Mr. Carfagna holds a Bachelor's degree in Economics from Harvard University and an MSA from the University of Notre Dame.
- Marc A. Stefanski
Marc A. Stefanski，1982年加入Third Federal Savings and Loan，1988年当选董事会主席和首席执行官，继承了他父亲的职位。2000年他当选Third Federal Savings and Loan和公司总裁。他的父母Ben和Gerome Stefanski，在1938年创立了Third Federal Savings and Loan。他的价值观、领导技能、管理Third Federal Savings and Loan和公司的丰富经验，以及对行业、公司、社区的资深知识，被视为是董事会的宝贵财富。
Marc A. Stefanski,joined Third Federal Savings and Loan Association in 1982 and was elected Chair of the Board and Chief Executive Officer in 1987, succeeding his father in these positions. He was elected President of Third Federal Savings and Loan and the Company in 2000. Mr. Stefanski's parents, Ben and Gerome Stefanski, founded Third Federal Savings and Loan in 1938.- Marc A. Stefanski，1982年加入Third Federal Savings and Loan，1988年当选董事会主席和首席执行官，继承了他父亲的职位。2000年他当选Third Federal Savings and Loan和公司总裁。他的父母Ben和Gerome Stefanski，在1938年创立了Third Federal Savings and Loan。他的价值观、领导技能、管理Third Federal Savings and Loan和公司的丰富经验，以及对行业、公司、社区的资深知识，被视为是董事会的宝贵财富。
- Marc A. Stefanski,joined Third Federal Savings and Loan Association in 1982 and was elected Chair of the Board and Chief Executive Officer in 1987, succeeding his father in these positions. He was elected President of Third Federal Savings and Loan and the Company in 2000. Mr. Stefanski's parents, Ben and Gerome Stefanski, founded Third Federal Savings and Loan in 1938.
- Meredith S. Weil
Meredith S. Weil，1999年加入协会，2012年7月被提名为首席运营官。任此职前，她在协会担任几个高级管理职位，包括零售配送业务的区域经理，负责客户服务和网络服务，以及市场营销。她在银行业拥有20多年经验。加入协会前，她担任克利夫兰Key Bank的战略管理副总裁。
Meredith S. Weil,joined Third Federal Savings and Loan in 1999 and was named Chief Financial Officer in 2024. She has also served as a member of the Board of Directors since 2014. In her 25-year tenure with the company, she has held several key management roles, most recently as Chief Operating officer from 2012-2023. Prior to that, she served as Regional Manager of Retail Delivery Operations, as well as the head of Customer Service, Internet Services and Marketing. She has worked in the banking industry since 1992 and is a member of the board of trustees of both The Cleveland Orchestra and Hawken School.- Meredith S. Weil，1999年加入协会，2012年7月被提名为首席运营官。任此职前，她在协会担任几个高级管理职位，包括零售配送业务的区域经理，负责客户服务和网络服务，以及市场营销。她在银行业拥有20多年经验。加入协会前，她担任克利夫兰Key Bank的战略管理副总裁。
- Meredith S. Weil,joined Third Federal Savings and Loan in 1999 and was named Chief Financial Officer in 2024. She has also served as a member of the Board of Directors since 2014. In her 25-year tenure with the company, she has held several key management roles, most recently as Chief Operating officer from 2012-2023. Prior to that, she served as Regional Manager of Retail Delivery Operations, as well as the head of Customer Service, Internet Services and Marketing. She has worked in the banking industry since 1992 and is a member of the board of trustees of both The Cleveland Orchestra and Hawken School.
- Cathy W. Zbanek
Cathy W. Zbanek，2001年加入协会，2013年1月被提名为首席市场官。任现职前，她负责几个关键的战略业务项目以及系统设计和开发。她也管理包括客户服务部在内的几个部门。加入协会前，她担任Waterstone Consulting的高级顾问，在管理咨询组任职。她的工作经验还包括在Price Waterhouse Coopers的咨询小组任职。
Cathy W. Zbanek directed several of the company's key strategic biness projects as ll as systems design and development. She also managed several Third Federal departments, including Ctomer Service and Marketing. Before joining the Association, Ms. Zbanek served as a senior consultant with Waterstone Consulting, working in their Management Consulting Group. Her experience also includes working with the consulting group, Price Waterhoe Coopers. She holds a BA in Economics and Psychology from the University of Pennsylvania.- Cathy W. Zbanek，2001年加入协会，2013年1月被提名为首席市场官。任现职前，她负责几个关键的战略业务项目以及系统设计和开发。她也管理包括客户服务部在内的几个部门。加入协会前，她担任Waterstone Consulting的高级顾问，在管理咨询组任职。她的工作经验还包括在Price Waterhouse Coopers的咨询小组任职。
- Cathy W. Zbanek directed several of the company's key strategic biness projects as ll as systems design and development. She also managed several Third Federal departments, including Ctomer Service and Marketing. Before joining the Association, Ms. Zbanek served as a senior consultant with Waterstone Consulting, working in their Management Consulting Group. Her experience also includes working with the consulting group, Price Waterhoe Coopers. She holds a BA in Economics and Psychology from the University of Pennsylvania.