换肤

中国黄金

i问董秘
企业号

600916

主营介绍

  • 主营业务:

    加工黄金、黄金制品、珠宝、白银制品;黄金、黄金制品、珠宝的技术开发、技术咨询。

  • 产品类型:

    黄金产品、K金珠宝类产品

  • 产品名称:

    黄金产品 、 K金珠宝类产品

  • 经营范围:

    委托加工黄金、黄金制品、珠宝、白银制品;黄金、黄金制品、珠宝的技术开发、技术咨询;投资、投资管理;投资咨询;销售黄金、黄金制品、珠宝、日用品、办公用机械、文化用品、白银制品、工艺品、邮票、收藏品;承办展览展示会;收购黄金、白银;企业管理培训;会议服务;装帧流通人民币;货物进出口、技术进出口、代理进出口。(“1、未经有关部门批准,不得以公开方式募集资金;2、不得公开开展证券类产品和金融衍生品交易活动;3、不得发放贷款;4、不得对所投资企业以外的其他企业提供担保;5、不得向投资者承诺投资本金不受损失或者承诺最低收益”;企业依法自主选择经营项目,开展经营活动;依法须经批准的项目,经相关部门批准后依批准的内容开展经营活动;不得从事本市产业政策禁止和限制类项目的经营活动。)

运营业务数据

最新公告日期:2026-08-31 
业务名称 2026-06-30 2026-03-31 2025-12-31 2025-09-30 2025-06-30
建筑面积:关闭门店:加盟(平方米) 3.52万 2.10万 - 6.78万 5.75万
建筑面积:关闭门店:加盟:东北地区(平方米) 3107.00 1527.00 - 3363.56 3363.56
建筑面积:关闭门店:加盟:华东地区(平方米) 9505.00 4810.00 - 2.63万 1.94万
建筑面积:关闭门店:加盟:华中地区(平方米) 3863.00 2735.00 - 8797.00 8507.00
建筑面积:关闭门店:加盟:华北地区(平方米) 5552.50 4888.50 - 2537.00 2537.00
建筑面积:关闭门店:加盟:华南地区(平方米) 3990.20 1561.00 - 1.02万 9834.60
建筑面积:关闭门店:加盟:西北地区(平方米) 5115.00 1498.00 - 9320.00 8510.00
建筑面积:关闭门店:加盟:西南地区(平方米) 4047.00 3998.00 - 7341.00 5351.00
建筑面积:关闭门店:直营(平方米) 682.24 149.00 - 513.39 357.28
建筑面积:关闭门店:直营:华东地区(平方米) 30.00 30.00 - 54.00 -
建筑面积:关闭门店:直营:华南地区(平方米) 326.00 43.00 - - -
建筑面积:关闭门店:直营:海外地区(平方米) 20.00 20.00 - - -
建筑面积:关闭门店:直营:西南地区(平方米) 306.24 56.00 - 102.11 -
建筑面积:新开门店:加盟(平方米) 1195.99 111.00 - 1080.00 484.00
建筑面积:新开门店:加盟:东北地区(平方米) 405.99 - - 257.00 257.00
建筑面积:新开门店:加盟:华东地区(平方米) 210.00 - - 353.00 152.00
建筑面积:新开门店:加盟:华中地区(平方米) 111.00 111.00 - 275.00 75.00
建筑面积:新开门店:加盟:华北地区(平方米) 469.00 - - 195.00 -
建筑面积:新开门店:直营(平方米) 843.75 262.30 - 349.68 254.48
建筑面积:新开门店:直营:华东地区(平方米) 94.00 94.00 - 210.68 135.48
建筑面积:新开门店:直营:华北地区(平方米) 85.30 27.30 - 20.00 -
建筑面积:新开门店:直营:华南地区(平方米) 529.45 65.00 - - -
建筑面积:新开门店:直营:西南地区(平方米) 135.00 76.00 - - -
门店数量:关闭门店:加盟(个) 336.00 204.00 1132.00 688.00 593.00
门店数量:关闭门店:加盟:东北地区(个) 25.00 12.00 76.00 27.00 27.00
门店数量:关闭门店:加盟:华东地区(个) 88.00 48.00 418.00 254.00 192.00
门店数量:关闭门店:加盟:华中地区(个) 34.00 23.00 107.00 86.00 82.00
门店数量:关闭门店:加盟:华北地区(个) 56.00 50.00 90.00 38.00 38.00
门店数量:关闭门店:加盟:华南地区(个) 39.00 16.00 154.00 115.00 112.00
门店数量:关闭门店:加盟:西北地区(个) 58.00 19.00 173.00 102.00 92.00
门店数量:关闭门店:加盟:西南地区(个) 36.00 36.00 114.00 66.00 50.00
门店数量:关闭门店:直营(个) 8.00 4.00 9.00 5.00 3.00
门店数量:关闭门店:直营:华东地区(个) 1.00 1.00 3.00 1.00 -
门店数量:关闭门店:直营:华南地区(个) 3.00 1.00 - - -
门店数量:关闭门店:直营:海外地区(个) 1.00 1.00 - - -
门店数量:关闭门店:直营:西南地区(个) 3.00 1.00 1.00 1.00 -
门店数量:新开门店:加盟(个) 13.00 1.00 209.00 14.00 8.00
门店数量:新开门店:加盟:东北地区(个) 5.00 - 29.00 2.00 2.00
门店数量:新开门店:加盟:华东地区(个) 2.00 - 115.00 6.00 3.00
门店数量:新开门店:加盟:华中地区(个) 1.00 1.00 23.00 4.00 3.00
门店数量:新开门店:加盟:华北地区(个) 5.00 - 8.00 2.00 -
门店数量:新开门店:直营(个) 7.00 4.00 7.00 5.00 3.00
门店数量:新开门店:直营:华东地区(个) 1.00 1.00 3.00 3.00 2.00
门店数量:新开门店:直营:华北地区(个) 2.00 1.00 2.00 1.00 -
门店数量:新开门店:直营:华南地区(个) 2.00 1.00 - - -
门店数量:新开门店:直营:西南地区(个) 2.00 1.00 1.00 - -
东北地区营业收入(元) 1.03亿 1.94亿 - 6.61亿 5.33亿
东北地区营业收入同比增长率(%) -80.65 -45.01 - -52.15 -55.26
华东地区营业收入(元) 154.51亿 91.19亿 - 323.34亿 210.62亿
华东地区营业收入同比增长率(%) -26.64 56.60 - -0.22 11.68
华中地区营业收入(元) 9.76亿 5.55亿 - 12.40亿 9.31亿
华中地区营业收入同比增长率(%) 4.85 1.23 - -53.86 -57.71
华北地区营业收入(元) 65.12亿 45.58亿 - 74.31亿 56.03亿
华北地区营业收入同比增长率(%) 16.22 67.32 - -0.22 -1.67
华南地区营业收入(元) 9.13亿 4.03亿 - 14.76亿 8.57亿
华南地区营业收入同比增长率(%) 6.58 31.06 - -68.75 -74.92
服务费收入营业收入(元) 4.31亿 2.06亿 - 4.36亿 2.75亿
服务费收入营业收入同比增长率(%) 56.64 154.00 - 69.27 75.59
营业收入(元) 248.84亿 153.36亿 - 457.40亿 310.86亿
营业收入同比增长率(%) -19.95 39.43 - -1.26 -11.01
西北地区营业收入(元) 2.94亿 9538.70万 - 7.99亿 7.50亿
西北地区营业收入同比增长率(%) -60.77 -81.67 - -50.98 -43.20
西南地区营业收入(元) 6.34亿 4.11亿 - 17.97亿 13.49亿
西南地区营业收入同比增长率(%) -53.00 -43.08 - -30.02 -39.86
黄金珠宝营业收入(元) 244.52亿 151.29亿 - 453.04亿 308.10亿
黄金珠宝营业收入同比增长率(%) -20.64 38.58 - -1.65 -11.40
采购量:上海黄金交易所(原材料采购)(吨) - - 43.84 - -
门店数量:关闭门店:直营:华中地区(个) - - 1.00 - -
门店数量:关闭门店:直营:华北地区(个) - - 4.00 3.00 3.00
门店数量:新开门店:加盟:华南地区(个) - - 21.00 - -
门店数量:新开门店:加盟:西北地区(个) - - 5.00 - -
门店数量:新开门店:加盟:西南地区(个) - - 8.00 - -
门店数量:新开门店:直营:华中地区(个) - - 1.00 1.00 1.00
产量:委外加工(吨) - - 10.79 - -
产量:自行生产(吨) - - 79.03 - -
销量:黄金(吨) - - 89.64 - -
产量:黄金(吨) - - 89.82 - -
境外地区营业收入(元) - - - 13.00万 13.00万
境外地区营业收入同比增长率(%) - - - -75.82 -57.38
建筑面积:关闭门店:直营:华北地区(平方米) - - - 357.28 357.28
建筑面积:新开门店:直营:华中地区(平方米) - - - 119.00 119.00

主营构成分析

报告期
报告期

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营业收入 X

单位(%) 单位(万元)
业务名称 营业收入(元) 收入比例 营业成本(元) 成本比例 主营利润(元) 利润比例 毛利率
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注:通常在中报、年报时披露 

主要客户及供应商

您对此栏目的评价: 有用 没用 提建议
前1大供应商:共采购了367.80亿元,占总采购额的77.38%
  • 上海黄金交易所
  • 其他
客户名称 采购额(元) 占比
上海黄金交易所
357.05亿 75.12%
前1大供应商:共采购了433.43亿元,占总采购额的80.66%
  • 上海黄金交易所
  • 其他
客户名称 采购额(元) 占比
上海黄金交易所
408.83亿 76.08%
前1大供应商:共采购了354.68亿元,占总采购额的78.43%
  • 上海黄金交易所
  • 其他
客户名称 采购额(元) 占比
上海黄金交易所
333.06亿 73.65%
前1大供应商:共采购了464.29亿元,占总采购额的94.42%
  • 上海黄金交易所
  • 其他
客户名称 采购额(元) 占比
上海黄金交易所
461.58亿 93.87%
前5大客户:共销售了24.67亿元,占营业收入的16.01%
  • 郑州知感商贸有限公司
  • 中国邮政集团公司
  • 江苏国中黄金珠宝有限公司
  • 交通银行股份有限公司
  • 深圳市瑞大福珠宝首饰有限公司
  • 其他
客户名称 销售额(元) 占比
郑州知感商贸有限公司
5.20亿 3.37%
中国邮政集团公司
5.18亿 3.36%
江苏国中黄金珠宝有限公司
5.13亿 3.33%
交通银行股份有限公司
4.63亿 3.00%
深圳市瑞大福珠宝首饰有限公司
4.53亿 2.94%
前5大供应商:共采购了143.17亿元,占总采购额的98.56%
  • 上海黄金交易所
  • 中艺黄金控股股份有限公司
  • 国金黄金股份有限公司
  • 福建金德尚黄金有限公司
  • 深圳市金宝盈文化股份有限公司
  • 其他
供应商名称 采购额(元) 占比
上海黄金交易所
142.38亿 98.02%
中艺黄金控股股份有限公司
2371.49万 0.16%
国金黄金股份有限公司
2097.62万 0.14%
福建金德尚黄金有限公司
2000.83万 0.14%
深圳市金宝盈文化股份有限公司
1453.25万 0.10%

董事会经营评述

  一、报告期内公司所属行业及主营业务情况说明  (一)行业内情况  1.金银珠宝类商品零售类情况  根据国家统计局数据显示,2026年上半年,金银珠宝类商品零售类累计值为1,929.20亿元,同比增长1.90%。  2.金价  根据上海黄金交易所数据显示,Au9999黄金6月底收盘价为879.03元/克,较年初开盘价990元/克下跌11.21%。  3.黄金需求情况  根据中国黄金协会数据显示,2026年上半年,我国黄金消费量511.41吨,同比增长1.23%。其中:黄金首饰132.13吨,同比下降33.88%;金条及金币339.34吨,同比增长28.42%;工业及其他用金39.94吨,同比... 查看全部▼

  一、报告期内公司所属行业及主营业务情况说明
  (一)行业内情况
  1.金银珠宝类商品零售类情况
  根据国家统计局数据显示,2026年上半年,金银珠宝类商品零售类累计值为1,929.20亿元,同比增长1.90%。
  2.金价
  根据上海黄金交易所数据显示,Au9999黄金6月底收盘价为879.03元/克,较年初开盘价990元/克下跌11.21%。
  3.黄金需求情况
  根据中国黄金协会数据显示,2026年上半年,我国黄金消费量511.41吨,同比增长1.23%。其中:黄金首饰132.13吨,同比下降33.88%;金条及金币339.34吨,同比增长28.42%;工业及其他用金39.94吨,同比下降2.90%。
  (二)公司主营业务
  公司主要从事委托加工黄金、黄金制品、珠宝、白银制品;黄金、黄金制品、珠宝的技术开发、技术咨询;投资、投资管理;投资咨询;销售黄金、黄金制品、珠宝、日用品、办公用机械、文化用品、白银制品、工艺品、邮票、收藏品;承办展览展示会;收购黄金、白银;企业管理培训;会议服务;装帧流通人民币;货物进出口、技术进出口、代理进出口。
  (三)公司经营模式
  1.采购模式
  按照采购类别区分,公司的采购主要可分为原材料采购和成品采购。原材料采购主要为黄金等原材料的采购;成品采购主要为K金珠宝类产品成品以及部分黄金产品的采购。整体而言,在保证必要生产、销售所需库存的前提下,公司采用“以销定采”的模式开展原材料采购和成品采购。
  2.生产模式
  整体而言,公司采用“以量定产”的原则组织产品生产。黄金产品中的金条产品主要由子公司三门峡金银制品公司自行生产,黄金产品中的黄金首饰、部分黄金制品主要以委托外部工厂加工的方式完成生产;K金珠宝类产品和部分黄金制品以采购成品为主,不涉及公司生产环节。
  3.销售模式
  公司的销售模式主要包括直销模式和经销模式。直销模式主要包括直营渠道、银邮大客户渠道、电商渠道等,经销模式主要为加盟渠道。
  (1)直销模式
  直营渠道:指公司以直接开设直营店的方式面向顾客销售产品。该种模式下,公司对产品拥有控制权和所有权,享有店面产生的利润并承担设立店面所发生的费用和开支。
  银行大客户渠道:银行渠道指公司与各类银行合作,利用银行体系系统完善、管理规范、网点众多的优点,依据不同合作情况以买断式或代销模式在银行网点内销售各类产品。大客户渠道指大客户直接向公司集中采购非定制化产品(投资金条、文化产品、个性化工艺品等),或者大客户委托公司批量生产定制化产品。
  电商渠道:指公司通过与京东、天猫等多家大型电商平台合作,以在各电商平台开设店铺等方式面向终端消费者销售。迭代升级自有线上平台“中国黄金APP”,新增线上购金、邮寄回购功能。
  (2)经销模式
  加盟渠道:指公司授权加盟商在规定的区域,按照公司统一的业务和管理制度开设加盟店,加盟商拥有对加盟店的所有权和收益权,加盟商自行实行独立核算。
  4.回购模式
  回购渠道:指公司依托线上及线下渠道开展的标准化实物黄金回收服务,回购黄金经提纯加工后向上海黄金交易所销售标准金锭的业务。

  二、经营情况的讨论与分析
  2026年是"十五五"规划开局之年,也是公司落实"高质量产品和高水平服务"要求、推进"专业化、科技化、国际化"建设的关键之年。公司锚定年度经营目标,统筹推进产品革新、渠道拓展、深化改革、安全发展等各项重点工作,经营态势总体平稳、承压前行。
  (一)全渠道营销协同发力,经营发展承压前行
  加盟渠道优化调整,纵深推进改革创新。公司统筹推进经营提质与内部管理改革,健全大客户俱乐部运营机制,发挥核心加盟商示范引领作用,凝聚合作发展共识,渠道结构持续改善。加快高端化布局,与华润万象签订战略合作协议,加盟高端形象店入驻长沙IFS国金中心。
  银行大客户渠道深耕存量合作渠道,挖掘渠道发展潜力,银行投资类产品销量稳步提升,优化受托加工业务体系,提升产能保障能力,上半年顺利落地与农业银行的合作项目,成功入围招商银行自营采购名录,参与建设银行委托加工招标工作,进一步拓宽贵金属受托加工业务渠道。优化产品供给结构,定制业务有序开展,丰富银行文创贵金属品类,完成新品市场推广工作,按期完成合作银行三季度新品申报工作。
  电商渠道持续优化升级,自营业务保持平稳发展。公司自营电商店铺实现规范化、常态化运营,线上直播业务稳步开展。报告期内,品牌首饰线上销售额同比有所增长,抖音官方自营直播间粉丝规模、平台展示量同比提升,商品点击转化率保持平稳向好态势。
  直营渠道推行区域精细化运营,持续提升单店经营质效。公司高端文化品牌金叙顺利完成立项工作,首家线下试点店落地北京王府中环。全国核心商圈网点布局有序推进,已入驻昆明恒隆广场、拟入驻南京德基广场等高端商业综合体。
  (二)"专业化、科技化、国际化"战略扎实推进,内生发展动力持续提升
  一是深耕产品创新与品牌提质,持续厚植企业核心竞争优势。公司树立价值创造能力提升导向,紧扣“高质量产品和高水平服务”核心主线,着力推动产品价值逻辑向“文化价值定价”转型,系统构建“民生黄金、科技黄金、文化黄金”产品体系,扎实落地敦煌系列、有鱼系列、金玉和鸣系列重点项目,围绕各渠道特点开展差异化产品研发,持续完善产品矩阵、增强市场辨识度。统筹完善品牌体系建设,积极亮相各类国家级展会,签约品牌推广大使,有序落实SI4.0终端形象升级与VI视觉标准化建设,统一终端品牌形象;5-10品牌日溯源金条发布、金条节等主题品牌活动进一步提升品牌影响力与市场美誉度。
  二是数智化建设深入推进,筑牢企业转型发展基础。公司围绕数字化转型与科技创新两大发展方向,对接各业务板块数字化运营需求,持续优化升级内部业务系统与自主运营平台。中国黄金APP功能持续优化,上线金条单品管理、产品溯源管理功能,新增线上购金、邮寄回购服务模块,不断完善企业信息化运营体系。
  三是国际化布局稳步落地,公司完成中金珠宝国际(海南)有限公司境外直接投资备案,顺利注册设立中金珠宝(香港)有限公司,完成境外业务主体搭建工作。

  三、报告期内核心竞争力分析
  享誉全国的金字招牌:公司依托“中国黄金”央企品牌背书,树立行业权威形象,在品牌价值与市场认知上形成壁垒,且公司为上海黄金交易所综合类会员,享有政策资源优势。
  渠道多元协同:公司已构建多渠道协同的销售体系,覆盖全国且场景全面,具有竞争力较强的渠道规模与渗透力。
  鲜明的改革特质和市场意识:公司以进一步深化国资国企改革为抓手优化治理,推行市场化管理机制,激活组织运营活力。

  四、可能面对的风险
  1.市场竞争风险
  行业消费需求下滑、市场竞争加剧、转型升级提速。虽然公司始终致力于推动传统渠道优化升级,建立新的产品体系、服务体系、运营体系、品牌体系,以及开拓新的业务或渠道,但如果不能通过改革创新快速响应市场需求、重构增长模式、激发创新动能、找到新的增长极,将存在市场份额下降的风险。
  2.经营风险
  黄金价格波动风险:公司主营产品为黄金相关产品,因黄金作为具有货币、金融、投资等多重属性的特殊商品,其价格受到多种因素的影响,金价波动将影响公众对黄金产品的消费、投资、回购需求,进而对公司的业务产生影响。
  侵权风险:基于商标品牌的知名度和影响力,市场中的侵权、攀附现象极易导致相关公众对商品来源产生误认混淆,对公司的品牌声誉及经营产生一定的不利影响。
  内控风险:金价高位震荡催动市场需求分化,企业主流业务发展遇到增长瓶颈,渠道合规管理难度加大,对公司采购及销售、存货管理、人员管理、财务规范等内部控制方面提出更高要求。
  3.财务风险
  应收账款风险:公司大部分应收账款对象为实力较强、信誉良好的长期合作客户,历史合作情况良好,同时公司制定了相应的应收账款管理措施,报告期内对应收账款计提了充分的坏账准备。尽管如此,若未来个别客户因经营不善影响,财务状况出现困难,则公司存在应收账款发生坏账的风险。
  4.其他风险
  公司虽然目前不存在对财务状况、经营成果、声誉、业务活动、未来前景等可能产生较大影响的诉讼或仲裁事项,但产品瑕疵、服务不周及其它原因可能使本公司遭受诉讼、索赔,对本公司的生产经营造成不利影响。 收起▲

产品价格

数据截至(20261022)
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